$779,000
638 Manns Harbor Drive
Apollo Beach, FL 33572
Listing updated: June 5, 2026 at 4:29 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. 638 Manns Harbor Drive | 3 Bedrooms | 3 Bathrooms | Office/Den | 2,571 Sq Ft | Custom Build | MiraBay MiraBay in Apollo Beach is home to this custom-built residence on a deep conservation lot with unobstructed views of Wolf Creek Nature Preserve directly behind the home and a wildlife-rich pond along the side. The setting offers genuine privacy in both directions, with no rear neighbors and a natural backdrop that changes with the seasons. The property is fully fenced and sits within MiraBay's gated community, where the HOA runs approximately $190/year and covers two heated pools, a 24-hour gym, tennis, pickleball, basketball, a kayak launch, and a full activity calendar, all accessible by golf cart through the community and directly to the MiraBay Shopping Plaza. Inside, soaring tray ceilings and 8-foot interior doors with 8-inch baseboards establish the scale of the build. The great room anchors the main living space and features a built-in wine and coffee bar that makes entertaining feel effortless. The living area opens fully to the preserve through 10-foot telescopic sliding glass doors that retract completely, and the large covered outdoor area is protected by SPF hurricane-rated screens and fully plumbed for a future outdoor kitchen. Whether you are watching osprey over the preserve in the morning or taking in the sunset from the lanai in the evening, the connection between this home and its natural setting is constant and unhurried. The kitchen is built around 48-inch soft-close cabinetry with clean, smooth lines, a Verona oven and cooktop, high-end appliances throughout, and a waterfall quartz island with under-island storage. There is no carpet anywhere in the home. All three full bathrooms have been finished with custom floor-to-ceiling imported porcelain tile, and the primary suite includes a walk-through wet room with 8 wall jets, 2 overhead rain showers, 2 hand-spray heads, and a freestanding soaking tub. Custom closets by Closets by Design are throughout, and new custom blinds and roller shades have been added in every room. The office and den is enclosed with glass French doors, making it a fully functional and visually open workspace. A newly installed 300-pound garage lift provides access to a fully floored, illuminated 500-square-foot attic storage space, a practical feature rarely found at this price point. The mechanical systems are like new! foam insulation is in place throughout enhancing energy efficiency. The HVAC was recently serviced in May 2026, the water heater is less than one month old, and the entry door is a new hurricane-rated glass panel unit. This home is ready to carry a new owner forward without deferred maintenance or near-term capital concerns. The community sits in a flood zone, and because the neighborhood is elevated, flood insurance rates here are typically lower than surrounding areas. Homes of this caliber in MiraBay rarely come available, and this one was built with the kind of intention that shows up in every room. Schedule your private showing and come see what custom really looks like.
Local Insight
At $303/sqft for a 2023 build with a water view in Mirabay, you're paying a reasonable premium for newer construction in this coastal community, though the AE flood zone designation means mandatory flood insurance will be a permanent cost to factor in. The 0.2-acre lot is typical for this development and keeps maintenance manageable, but you're essentially buying into a planned community with an extremely low HOA fee ($16/month), which suggests either limited amenities or potential for future increases. The real question for serious buyers is whether the water view and new construction justify the flood insurance burden compared to similar homes further inland in the Tampa Bay area.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: PendingMay 24, 2026
- Listed$779,000May 22, 2026
- Price increased$779,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 2
- Subdivision
- Mirabay Ph 3c-1
- County
- Hillsborough
- Year built
- 2023
- Living area
- 2,571 sq ft
- Price/sq ft
- $303
- Building area
- 3,588 sq ft (Public Records)
- Lot size
- 8,800 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0656J)
- Garage
- 2 spaces
- Annual taxes
- $12,171 (2025)
- Parcel #
- U-32-31-19-79Y-000007-00012.0
- Zoning
- PD
- MLS #
- TB8511552
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Ceramic Tile
- Appliances
- Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Wine Refrigerator
- Interior features
- Ceiling Fans(s), Elevator, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $190 / Annually
- Monthly HOA
- $16/mo
- Total monthly fees
- $16/mo
- Total annual fees
- $190
- HOA name
- First Service Residential /Lesly Candelier
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See HOA for leasing rules
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Private Mailbox, Sidewalk, Sliding Doors, Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Sprinkler Meter, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 26.5x18.1 |
| Kitchen | First | 14.11x10.1 |
| Den | First | 13.1x10.7 |
| Primary Bathroom | First | 20x13.11 |
| Primary Bedroom | First | 19.11x13.4 |
| Dining Room | First | 12.11x9.1 |
| Bedroom 2 | First | 12.1x11.2 |
| Bathroom 2 | First | 14.2x4.1 |
| Bedroom 3 | First | 12.1x11.4 |
| Bathroom 3 | First | 8.5x4.9 |
| Laundry | First | 8.1x7 |
| Balcony/Porch/Lanai | First | 19.2x11.1 |
Listing Details
- Listing date
- 2026-05-21
- On market date
- 2026-05-22
- Original list price
- $779,000
- Occupant type
- Owner
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-24
- Tax legal description
- MIRABAY PHASE 3C-1 LOT 12 BLOCK 7
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From BigBend take hwy 41 south to Mirabay blvd. Turn Right on Mirabay blvd then the first left onto Manns Harbor Drive. Go through security gate, show drivers liscense. Follow Manns Harbor to 638 Manns Harbor Drive. The blue house on the left
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 5, 2026 at 4:29 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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