638 Manns Harbor Drive, FL
Stellar MLS

$779,000

638 Manns Harbor Drive

Apollo Beach, FL 33572

Listing updated: June 5, 2026 at 4:29 PM ET

Pending
3
Beds
3
Baths
2,571
Sq Ft
0.2
Acres
2023
Built
Water view$303/sqft
Single Family Residence

Property type

2023

Year built

8,800 sqft

Lot size

$303

Price / sq ft

$16/mo

HOA dues

2

Days on market

2

Garage spaces

AE

Flood zone

About this home

Under contract-accepting backup offers. 638 Manns Harbor Drive | 3 Bedrooms | 3 Bathrooms | Office/Den | 2,571 Sq Ft | Custom Build | MiraBay MiraBay in Apollo Beach is home to this custom-built residence on a deep conservation lot with unobstructed views of Wolf Creek Nature Preserve directly behind the home and a wildlife-rich pond along the side. The setting offers genuine privacy in both directions, with no rear neighbors and a natural backdrop that changes with the seasons. The property is fully fenced and sits within MiraBay's gated community, where the HOA runs approximately $190/year and covers two heated pools, a 24-hour gym, tennis, pickleball, basketball, a kayak launch, and a full activity calendar, all accessible by golf cart through the community and directly to the MiraBay Shopping Plaza. Inside, soaring tray ceilings and 8-foot interior doors with 8-inch baseboards establish the scale of the build. The great room anchors the main living space and features a built-in wine and coffee bar that makes entertaining feel effortless. The living area opens fully to the preserve through 10-foot telescopic sliding glass doors that retract completely, and the large covered outdoor area is protected by SPF hurricane-rated screens and fully plumbed for a future outdoor kitchen. Whether you are watching osprey over the preserve in the morning or taking in the sunset from the lanai in the evening, the connection between this home and its natural setting is constant and unhurried. The kitchen is built around 48-inch soft-close cabinetry with clean, smooth lines, a Verona oven and cooktop, high-end appliances throughout, and a waterfall quartz island with under-island storage. There is no carpet anywhere in the home. All three full bathrooms have been finished with custom floor-to-ceiling imported porcelain tile, and the primary suite includes a walk-through wet room with 8 wall jets, 2 overhead rain showers, 2 hand-spray heads, and a freestanding soaking tub. Custom closets by Closets by Design are throughout, and new custom blinds and roller shades have been added in every room. The office and den is enclosed with glass French doors, making it a fully functional and visually open workspace. A newly installed 300-pound garage lift provides access to a fully floored, illuminated 500-square-foot attic storage space, a practical feature rarely found at this price point. The mechanical systems are like new! foam insulation is in place throughout enhancing energy efficiency. The HVAC was recently serviced in May 2026, the water heater is less than one month old, and the entry door is a new hurricane-rated glass panel unit. This home is ready to carry a new owner forward without deferred maintenance or near-term capital concerns. The community sits in a flood zone, and because the neighborhood is elevated, flood insurance rates here are typically lower than surrounding areas. Homes of this caliber in MiraBay rarely come available, and this one was built with the kind of intention that shows up in every room. Schedule your private showing and come see what custom really looks like.

Local Insight

At $303/sqft for a 2023 build with a water view in Mirabay, you're paying a reasonable premium for newer construction in this coastal community, though the AE flood zone designation means mandatory flood insurance will be a permanent cost to factor in. The 0.2-acre lot is typical for this development and keeps maintenance manageable, but you're essentially buying into a planned community with an extremely low HOA fee ($16/month), which suggests either limited amenities or potential for future increases. The real question for serious buyers is whether the water view and new construction justify the flood insurance burden compared to similar homes further inland in the Tampa Bay area.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$3,939
Property taxes$1,014
Home insurance (est.)$357
HOA dues$16

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Pending
    May 24, 2026
  2. Listed$779,000
    May 22, 2026
  3. Price increased$779,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
2
Subdivision
Mirabay Ph 3c-1
County
Hillsborough
Year built
2023
Living area
2,571 sq ft
Price/sq ft
$303
Building area
3,588 sq ft (Public Records)
Lot size
8,800 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12057C0656J)
Garage
2 spaces
Annual taxes
$12,171 (2025)
Parcel #
U-32-31-19-79Y-000007-00012.0
Zoning
PD
MLS #
TB8511552

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Ceramic Tile
Appliances
Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Wine Refrigerator
Interior features
Ceiling Fans(s), Elevator, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$190 / Annually
Monthly HOA
$16/mo
Total monthly fees
$16/mo
Total annual fees
$190
HOA name
First Service Residential /Lesly Candelier
CDD
Yes
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See HOA for leasing rules

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Private Mailbox, Sidewalk, Sliding Doors, Sprinkler Metered
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Sprinkler Meter, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryApollo Beach-HBGreatSchools ↗
MiddleEisenhower-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst26.5x18.1
KitchenFirst14.11x10.1
DenFirst13.1x10.7
Primary BathroomFirst20x13.11
Primary BedroomFirst19.11x13.4
Dining RoomFirst12.11x9.1
Bedroom 2First12.1x11.2
Bathroom 2First14.2x4.1
Bedroom 3First12.1x11.4
Bathroom 3First8.5x4.9
LaundryFirst8.1x7
Balcony/Porch/LanaiFirst19.2x11.1

Listing Details

Listing date
2026-05-21
On market date
2026-05-22
Original list price
$779,000
Occupant type
Owner
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2026-05-24
Tax legal description
MIRABAY PHASE 3C-1 LOT 12 BLOCK 7

Flood risk

High riskFEMA Zone AEPanel 12057C0656J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From BigBend take hwy 41 south to Mirabay blvd. Turn Right on Mirabay blvd then the first left onto Manns Harbor Drive. Go through security gate, show drivers liscense. Follow Manns Harbor to 638 Manns Harbor Drive. The blue house on the left

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 4:29 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA