$865,000
2260 Palm Tree Drive
Punta Gorda, FL 33950
Listing updated: June 6, 2026 at 6:52 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
PUNTA GORDA ISLES!! BEAUTIFUL 3 BEDROOM, 3 BATH, 2 CAR GARAGE, WATERFRONT, POOL HOME W/ 80’ OF WATER FRONTAGE! CANAL VIEW WITH SAILBOAT ACCESS MINUTES TO CHARLOTTE HARBOR LEADING TO THE GULF! Nice curb appeal with mature and lush exterior landscaping. Step inside through double door entry where you will find an open floor plan with a large slider to screened lanai with beautiful water views, high ceilings, neutral colors, and tile flooring throughout. Gourmet kitchen offers two-toned cabinetry, granite countertops, aquarium window, large island and breakfast bar great for entertaining. Spacious primary suite has direct access to lanai, his and her walk-in closets and private en-suite bath featuring dual sinks and tile walk-in shower. Designed with privacy in mind, the split floor plan includes two additional guest bedrooms. One of these bedrooms serves as a true secondary suite, offering an ensuite bathroom and direct access to the lanai perfect for visitors. For added convenience, the ensuite bath doubles as a pool bath. Step outside to your personal paradise offering a covered and screened lanai with a heated pool/spa that overlooks the stunning canal views. Beyond the lanai, a 60’ concrete dock awaits, equipped with a boat lift complete with water and electric perfect for boating enthusiasts. Additional features include new roof (2025), new AC (2025), new stove (2025), new refrigerator (2025), new dishwasher (2025), new washer and dryer (2025). Located on quiet cul-de-sac street with little traffic in popular golf and boating community close to St. Andrews South Golf Club, the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks. Don't miss your chance to own this waterside treasure! Schedule your private showing today!
Local Insight
At $349/sqft for a 2004 waterfront home with pool access in Punta Gorda Isles, you're paying a premium that reflects the water location, but the AE flood zone means you'll need to factor in mandatory flood insurance costs and elevation requirements into your true ownership expenses. The 0.22-acre lot is tight for the price point, so this deal hinges on how much you value direct water access versus getting more land with a non-waterfront property in the area. With no HOA despite being in an established subdivision, you're avoiding recurring fees, but you'll own 100% of maintenance responsibility for the seawall and dock if present.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 5, 2026
- Listed$865,000Jun 5, 2026
- Price increased$865,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Punta Gorda Isles Sec 04
- County
- Charlotte
- Year built
- 2004
- Living area
- 2,479 sq ft
- Price/sq ft
- $349
- Building area
- 3,349 sq ft (Public Records)
- Lot size
- 9,600 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12015C0237G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $10,289 (2025)
- Parcel #
- 412211331003
- Zoning
- GS-3.5
- MLS #
- C7526023
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Other
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors, Outdoor Shower, Rain Gutters, Sliding Doors, Storage
- Construction materials
- Block, Concrete, Stucco
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 21x21 |
| Kitchen | First | 11x13 |
| Primary Bedroom | First | 19x14 |
| Primary Bathroom | First | 12x10 |
| Dining Room | First | 10x11 |
| Bedroom 2 | First | 13x11 |
| Bathroom 2 | First | 8x7 |
| Bedroom 3 | First | 13x14 |
| Bathroom 3 | First | 5x6 |
Listing Details
- Listing date
- 2026-04-22
- On market date
- 2026-06-05
- Original list price
- $865,000
- Occupant type
- Vacant
- MLS area
- 33950 - Punta Gorda
- Listing AOR
- Port Charlotte
- Status changed
- 2026-06-05
- Tax legal description
- PGI 004 0010 0031 PUNTA GORDA ISLES SEC4 BLK10 LT 31 175/715 DC552/1892 552/1895 1185/2168 1666/1567 1892/178 2192/1174
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head toward Casa Ln via W Marion Ave, Turn right onto Tropicana Dr, Turn right onto Palm Tree Dr, and the home will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 6, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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