12620 Waterhaven Circle, FL
Stellar MLS

$499,000

12620 Waterhaven Circle

Orlando, FL 32828

Listing updated: June 9, 2026 at 1:01 PM ET

Active
4
Beds
3
Baths
2,174
Sq Ft
0.19
Acres
1994
Built
Private pool$230/sqft
Single Family Residence

Property type

1994

Year built

8,141 sqft

Lot size

$230

Price / sq ft

$83/mo

HOA dues

26

Days on market

2

Garage spaces

X

Flood zone

About this home

This beautifully maintained 4-bedroom, 2.5-bath home has been lovingly cared for by the same owner for 26 years and is nestled on a quiet cul-de-sac in the highly desirable WATERFORD LAKES community. Featuring a spacious floor plan with a LARGE LOFT, this home offers plenty of room for relaxing, entertaining, and everyday living. Step outside to your private backyard oasis complete with a sparkling POOL, oversized VINYL FENCED yard, and FRESHLY PAINTED pool deck — perfect for enjoying Florida living year-round. The extra-long driveway provides ample parking and adds to the home’s impressive curb appeal. Major updates include a 2018 ROOF, HVAC system replaced in 2017, water heater in 2017, NEWER kitchen appliances, a BRAND NEW vinyl fence, and a completely rebuilt pool pump. The entire exterior of the home has also been FRESHLY PAINTED and the carpets steam cleaned making this property truly move-in ready. Residents of Waterford Lakes enjoy resort-style amenities including a community pool, fitness center, dog park, tennis courts, basketball courts, racquetball, and a scenic walking path around the community pond with outdoor fitness equipment. Conveniently located near top-rated schools, shopping, dining, and entertainment, this home offers the perfect combination of comfort, convenience, and community living!! MAKE AN APPOINTMENT TODAY!!

Estimated monthly payment

Principal & interest$2,523
Property taxes$249
Home insurance (est.)$229
HOA dues$83

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history26 days on market

  1. Status: Active
    May 14, 2026
  2. Listed$510,000
    May 14, 2026
  3. Price reduced$499,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
26
Subdivision
Waterford Lakes Tr N07 Ph 02
County
Orange
Year built
1994
Living area
2,174 sq ft
Price/sq ft
$230
Building area
2,806 sq ft (Public Records)
Lot size
8,141 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12095C0290F)
Garage
2 spaces
Pool
Private pool
Annual taxes
$2,983 (2025)
Parcel #
34-22-31-9054-00-960
Zoning
P-D
MLS #
O6406740

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$249 / Quarterly
Monthly HOA
$83/mo
Total monthly fees
$83/mo
Total annual fees
$996
HOA name
Jessica Gomez
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify all Lease restrictions with the HOA and county

Exterior & Construction

Exterior features
Basketball Court, Dog Run, Playground, Private Mailbox, Sidewalk, Sliding Doors, Tennis Court(s)
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryAWaterford ElemGreatSchools ↗
MiddleADiscovery MiddleGreatSchools ↗
High SchoolATimber Creek HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst15x16
Bedroom 2Second14x13
Bedroom 3Second13x13
Bedroom 4First12x13
Living RoomFirst12x14
KitchenFirst12x18
Dining RoomFirst

Listing Details

Listing date
2026-05-14
On market date
2026-05-14
Original list price
$510,000
Occupant type
Owner
MLS area
32828 - Orlando/Alafaya/Waterford Lakes
Listing AOR
Orlando Regional
Status changed
2026-05-14
Tax legal description
WATERFORD LAKES TRACT N-7 PH 2 31/5 LOT96

Flood risk

Minimal riskFEMA Zone XPanel 12095C0290F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From N Alafaya Trail, turn left onto Lake Underhill Road, Turn Right onto Mark Twain Blvd. Left onto Waterhaven Circle

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 9, 2026 at 1:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA