9814 92nd Street, FL
Stellar MLS

$399,900

9814 92nd Street

Ocala, FL 34481

Pending
3
Beds
2
Baths
2,119
Sq Ft
0.29
Acres
2017
Built
55+ community$189/sqft
Single Family Residence

Property type

2017

Year built

12,825 sqft

Lot size

$189

Price / sq ft

$494/mo

HOA dues

26

Days on market

2

Garage spaces

x

Flood zone

About this home

Stunning Cromwell model in the much sought after area of Providence, On Top of the World! This 3-bedroom, 2-bathroom, 2-car garage sits on a pie shape, oversized lot on a private road leading to a cul-de-sac. The home features a wide, paver driveway, pretty landscaped lot with an expanded, four-season lanai featuring a mini split air conditioning and hurricane proof, energy efficient windows. The beautiful, peaceful outdoor sanctuary is perfect for relaxing, meditating, enjoying the sunset or entertaining. As you come in through the foyer, you can appreciate the wood plank, porcelain tile throughout and see the wonderful open concept kitchen, great room and the two guest bedrooms. The kitchen features luxurious, staggered dark cabinets with glass doors, backsplash tile with dark accents, stainless steel appliances, an oversized kitchen island with sink, that easily sits up to six people, gorgeous quartz counter tops, electric cooktop, stainless steele appliances and walk-in pantry. The kitchen also features a breakfast nook next to the window. The master suite is spacious with 2 large walk-in closets. The master bath has dual sinks with a vanity, quartz counters, and a walk-in glass top shower. The laundry area has a utility sink and plenty of cabinet space for storage. The solar panels have drastically reduced the electric bill to about $30 per month year-round. For added peace of mind, the home has been equipped with accordion shutters to protect against hurricane-force winds and airborne debris. Conveniently located within walking distance to the Arbors and close to the OTOW amenities via your golf cart: indoor/outdoor pools, 3 golf courses, 2 restaurants, multiple exercise facilities with plenty of top of the line equipment, water aerobics, yoga, exercise classes, steam and sauna, Pickleball courts, RC plane airport, RC car track, min golf, wood working, 100’s of clubs and continuing education, bocce, horseshoes, shuffleboard, billiards, game room. Social activities galore with great residents. The amenities are too much to list. On Top of the World is Ocala's premier, gated, active 55+ community, loaded with amenities and includes golf cart access to three shopping centers.

Estimated monthly payment

Principal & interest$2,022
Property taxes$331
Home insurance (est.)$183
HOA dues$494

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history26 days on market

  1. Status: Pending
    Jun 3, 2026
  2. Listed$399,900
    May 8, 2026
  3. Price increased$399,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
26
Subdivision
On Top Of The World
County
Marion
Year built
2017
Living area
2,119 sq ft
Price/sq ft
$189
Building area
3,238 sq ft (Public Records)
Lot size
12,825 sq ft
Lot category
1/4 to less than 1/2
Flood zone
x
Garage
2 spaces
Annual taxes
$3,968 (2025)
Parcel #
3530-0400016
Zoning
PUD
MLS #
OM724417

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile
Appliances
Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Smart Home, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$494 / Monthly
Monthly HOA
$494/mo
Total monthly fees
$494/mo
Total annual fees
$5,924
HOA name
Lori Sands
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Leasehold
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
SEE HOA
Approval process
SEE HOA

Exterior & Construction

Exterior features
Fire Pit, Sprinkler Metered
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Private Sewer
Water source
Public
Utilities
Underground Utilities

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomFirst
Living RoomFirst

Listing Details

Listing date
2026-05-08
On market date
2026-05-08
Original list price
$399,900
Occupant type
Owner
MLS area
34481 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-06-03
Tax legal description
SEC 23 TWP 16 RGE 20 PLAT BOOK 012 PAGE 139 ON TOP OF THE WORLD PROVIDENCE AREA 1 REPLAT (OF 011-101) LOT 16

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SW 99th St Rd, make a left on SW 94th St. make a right on SW 97th Cir; follow the road to SW 92nd St and make a right. The home will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 3:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA