$399,900
9814 92nd Street
Ocala, FL 34481
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Stunning Cromwell model in the much sought after area of Providence, On Top of the World! This 3-bedroom, 2-bathroom, 2-car garage sits on a pie shape, oversized lot on a private road leading to a cul-de-sac. The home features a wide, paver driveway, pretty landscaped lot with an expanded, four-season lanai featuring a mini split air conditioning and hurricane proof, energy efficient windows. The beautiful, peaceful outdoor sanctuary is perfect for relaxing, meditating, enjoying the sunset or entertaining. As you come in through the foyer, you can appreciate the wood plank, porcelain tile throughout and see the wonderful open concept kitchen, great room and the two guest bedrooms. The kitchen features luxurious, staggered dark cabinets with glass doors, backsplash tile with dark accents, stainless steel appliances, an oversized kitchen island with sink, that easily sits up to six people, gorgeous quartz counter tops, electric cooktop, stainless steele appliances and walk-in pantry. The kitchen also features a breakfast nook next to the window. The master suite is spacious with 2 large walk-in closets. The master bath has dual sinks with a vanity, quartz counters, and a walk-in glass top shower. The laundry area has a utility sink and plenty of cabinet space for storage. The solar panels have drastically reduced the electric bill to about $30 per month year-round. For added peace of mind, the home has been equipped with accordion shutters to protect against hurricane-force winds and airborne debris. Conveniently located within walking distance to the Arbors and close to the OTOW amenities via your golf cart: indoor/outdoor pools, 3 golf courses, 2 restaurants, multiple exercise facilities with plenty of top of the line equipment, water aerobics, yoga, exercise classes, steam and sauna, Pickleball courts, RC plane airport, RC car track, min golf, wood working, 100’s of clubs and continuing education, bocce, horseshoes, shuffleboard, billiards, game room. Social activities galore with great residents. The amenities are too much to list. On Top of the World is Ocala's premier, gated, active 55+ community, loaded with amenities and includes golf cart access to three shopping centers.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history26 days on market
- Status: PendingJun 3, 2026
- Listed$399,900May 8, 2026
- Price increased$399,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 26
- Subdivision
- On Top Of The World
- County
- Marion
- Year built
- 2017
- Living area
- 2,119 sq ft
- Price/sq ft
- $189
- Building area
- 3,238 sq ft (Public Records)
- Lot size
- 12,825 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- x
- Garage
- 2 spaces
- Annual taxes
- $3,968 (2025)
- Parcel #
- 3530-0400016
- Zoning
- PUD
- MLS #
- OM724417
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Smart Home, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $494 / Monthly
- Monthly HOA
- $494/mo
- Total monthly fees
- $494/mo
- Total annual fees
- $5,924
- HOA name
- Lori Sands
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Leasehold
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- SEE HOA
- Approval process
- SEE HOA
Exterior & Construction
- Exterior features
- Fire Pit, Sprinkler Metered
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Private Sewer
- Water source
- Public
- Utilities
- Underground Utilities
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Primary Bedroom | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-05-08
- On market date
- 2026-05-08
- Original list price
- $399,900
- Occupant type
- Owner
- MLS area
- 34481 - Ocala
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-06-03
- Tax legal description
- SEC 23 TWP 16 RGE 20 PLAT BOOK 012 PAGE 139 ON TOP OF THE WORLD PROVIDENCE AREA 1 REPLAT (OF 011-101) LOT 16
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From SW 99th St Rd, make a left on SW 94th St. make a right on SW 97th Cir; follow the road to SW 92nd St and make a right. The home will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 3, 2026 at 3:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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