$415,000
3241 Sawgrass Creek Circle
St Cloud, FL 34772
Listing updated: June 7, 2026 at 5:12 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. This is the one! 4 bedrooms plus an additional office, 3 full baths, in St. Cloud’s Sawgrass Creek neighborhood. TOUR THE HOUSE WITH THE VIRTUAL TOUR AND WALK THRU VIDEO LINKS. Wood floors greet you as you step in the front door, with the inviting foyer leading through French Doors to a spacious office on one side, and a dining room on the other. High ceilings and double-paned windows create an open and airy space in the kitchen and living room that will surely become the heart of your home. The family cook will relish in the prep space provided by the elegant granite countertops, ample storage in the cabinetry and closet pantry, and the ability to serve up meals in either the kitchen’s dinette space, at the breakfast bar, the dining room, or even al fresco on the adjacent screened-in patio. Whether it’s relaxing at the end of the day, or watching little ones and furry friends play on the nearly quarter-acre lot, the backyard will become a place you’ll enjoy. Back inside, the large family room is anchored by a charming brick wood-burning fireplace, ready for you to hang the stockings with care during the holidays. The layout of the house is the thing homeowners love about this home. It features a triple split floorplan, with the primary suite on one side of the house, a junior suite with its own private bath near the rear of the home, and two additional secondary bedrooms surrounding the third full bathroom, along with plenty of linen closets and storage spaces throughout the house. The primary suite will become your space for relaxation. With a tray ceiling in the bedroom adorned with beautiful crown molding, large walk-in closet, and an updated spa-like bathroom with large tiled shower, seamless glass door, new vanity with double sinks, and additional cabinetry for your towels and linens, you’ll never want to leave this haven! Other features include new fridge and dishwasher, and the roof was replaced in 2017. Plus, the location can’t be beat. You’ve got your choice of multiple grocery stories, Starbucks and Dunkin, restaurants, shopping, and you are convenient to the Turnpike. Don’t miss your opportunity to call this beauty your home!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history24 days on market
- Status: ActiveMay 14, 2026
- Listed$415,000May 14, 2026
- Price increased$415,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 24
- Subdivision
- Sawgrass Unit 06
- County
- Osceola
- Year built
- 1998
- Living area
- 2,069 sq ft
- Price/sq ft
- $201
- Building area
- 2,816 sq ft (Public Records)
- Lot size
- 9,375 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Annual taxes
- $3,126 (2025)
- Parcel #
- 26-26-30-0630-0001-0210
- Zoning
- SR1B
- MLS #
- O6405284
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile, Wood
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $492 / Annually
- Monthly HOA
- $41/mo
- Total monthly fees
- $41/mo
- Total annual fees
- $492
- HOA name
- Mosiac Services / Cecily Ramey
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | First | 12x11 |
| Bedroom 3 | First | 11x10 |
| Bedroom 4 | First | 12x11 |
| Office | First | 11x11 |
| Dining Room | First | 11x11 |
| Kitchen | First | 18x12 |
| Living Room | First | 20x17 |
| Primary Bathroom | First | 12x11 |
| Primary Bedroom | First | 16x15 |
Listing Details
- Listing date
- 2026-05-14
- On market date
- 2026-05-14
- Original list price
- $415,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Home warranty
- Yes
- Status changed
- 2026-05-14
- Tax legal description
- SAWGRASS UNIT 6 PB 10 PG 13 & 14 LOT 21
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Canoe Creek Road to Pine Tree Drive. Turn left on Sawgrass Creek Circle. Turn left again and follow it around. House will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 7, 2026 at 5:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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