3241 Sawgrass Creek Circle, FL
Stellar MLS

$415,000

3241 Sawgrass Creek Circle

St Cloud, FL 34772

Listing updated: June 7, 2026 at 5:12 PM ET

Active
4
Beds
3
Baths
2,069
Sq Ft
0.22
Acres
1998
Built
Fireplace$201/sqft
Single Family Residence

Property type

1998

Year built

9,375 sqft

Lot size

$201

Price / sq ft

$41/mo

HOA dues

24

Days on market

2

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. This is the one! 4 bedrooms plus an additional office, 3 full baths, in St. Cloud’s Sawgrass Creek neighborhood. TOUR THE HOUSE WITH THE VIRTUAL TOUR AND WALK THRU VIDEO LINKS. Wood floors greet you as you step in the front door, with the inviting foyer leading through French Doors to a spacious office on one side, and a dining room on the other. High ceilings and double-paned windows create an open and airy space in the kitchen and living room that will surely become the heart of your home. The family cook will relish in the prep space provided by the elegant granite countertops, ample storage in the cabinetry and closet pantry, and the ability to serve up meals in either the kitchen’s dinette space, at the breakfast bar, the dining room, or even al fresco on the adjacent screened-in patio. Whether it’s relaxing at the end of the day, or watching little ones and furry friends play on the nearly quarter-acre lot, the backyard will become a place you’ll enjoy. Back inside, the large family room is anchored by a charming brick wood-burning fireplace, ready for you to hang the stockings with care during the holidays. The layout of the house is the thing homeowners love about this home. It features a triple split floorplan, with the primary suite on one side of the house, a junior suite with its own private bath near the rear of the home, and two additional secondary bedrooms surrounding the third full bathroom, along with plenty of linen closets and storage spaces throughout the house. The primary suite will become your space for relaxation. With a tray ceiling in the bedroom adorned with beautiful crown molding, large walk-in closet, and an updated spa-like bathroom with large tiled shower, seamless glass door, new vanity with double sinks, and additional cabinetry for your towels and linens, you’ll never want to leave this haven! Other features include new fridge and dishwasher, and the roof was replaced in 2017. Plus, the location can’t be beat. You’ve got your choice of multiple grocery stories, Starbucks and Dunkin, restaurants, shopping, and you are convenient to the Turnpike. Don’t miss your opportunity to call this beauty your home!

Estimated monthly payment

Principal & interest$2,098
Property taxes$261
Home insurance (est.)$190
HOA dues$41

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history24 days on market

  1. Status: Active
    May 14, 2026
  2. Listed$415,000
    May 14, 2026
  3. Price increased$415,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
24
Subdivision
Sawgrass Unit 06
County
Osceola
Year built
1998
Living area
2,069 sq ft
Price/sq ft
$201
Building area
2,816 sq ft (Public Records)
Lot size
9,375 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0260G)
Garage
2 spaces
Annual taxes
$3,126 (2025)
Parcel #
26-26-30-0630-0001-0210
Zoning
SR1B
MLS #
O6405284

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Wood
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$492 / Annually
Monthly HOA
$41/mo
Total monthly fees
$41/mo
Total annual fees
$492
HOA name
Mosiac Services / Cecily Ramey
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementaryMichigan Avenue Elem (K 5)GreatSchools ↗
MiddleSt. Cloud Middle (6-8)GreatSchools ↗
High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2First12x11
Bedroom 3First11x10
Bedroom 4First12x11
OfficeFirst11x11
Dining RoomFirst11x11
KitchenFirst18x12
Living RoomFirst20x17
Primary BathroomFirst12x11
Primary BedroomFirst16x15

Listing Details

Listing date
2026-05-14
On market date
2026-05-14
Original list price
$415,000
Occupant type
Vacant
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Home warranty
Yes
Status changed
2026-05-14
Tax legal description
SAWGRASS UNIT 6 PB 10 PG 13 & 14 LOT 21

Flood risk

Minimal riskFEMA Zone XPanel 12097C0260G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Canoe Creek Road to Pine Tree Drive. Turn left on Sawgrass Creek Circle. Turn left again and follow it around. House will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 7, 2026 at 5:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA