4838 Cortland Drive, FL
Stellar MLS

$389,000

4838 Cortland Drive

Davenport, FL 33837

Active
4
Beds
3
Baths
2,027
Sq Ft
0.17
Acres
2016
Built
$192/sqft360° tour
Single Family Residence

Property type

2016

Year built

7,209 sqft

Lot size

$192

Price / sq ft

$143/mo

HOA dues

36

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 4838 Cortland Drive, located in the highly desirable guard-gated golf community of Providence in Davenport, FL. This well-maintained home offers a thoughtful and versatile layout, perfect for comfortable everyday living, hosting guests, or multi-generational flexibility. From the moment you arrive, you can feel the pride of ownership throughout. The home has been exceptionally well cared for, offering a clean, move-in-ready feel with spacious living areas filled with natural light. The main primary suite serves as a true retreat, featuring a private en-suite bathroom and a desirable his-and-hers closet setup for added convenience and storage. Enjoy Florida living at its best with a fully fenced backyard, ideal for privacy, pets, or entertaining. The covered lanai provides the perfect space to relax, unwind, or host gatherings year-round. The kitchen and main living areas flow seamlessly, creating a functional and inviting environment whether you are entertaining or enjoying a quiet night at home. Located within Providence Golf & Country Club, residents enjoy resort-style amenities including: 24-hour manned gate, Championship 18-hole golf course, Clubhouse with restaurant and lounge, Resort-style pool and lap pool, Fitness center, Tennis courts, playground, and walking trails Even better, the community offers a low HOA while still maintaining beautifully kept grounds and top-tier amenities. Conveniently located near major highways, shopping, dining, and Central Florida attractions, this home offers the perfect balance of privacy, convenience, and lifestyle. A rare opportunity to own a well-cared-for home with a flexible layout, fenced yard, and covered outdoor living space in one of Davenport’s most sought-after communities.

Local Insight

At $192/sqft in a 2016-built home, you're paying below the regional average for newer construction in Polk County, which is solid value—especially with no flood zone risk and a modest HOA fee. The tight 0.17-acre lot is typical for this subdivision's density, so you're trading outdoor space for an established neighborhood with infrastructure already in place. The 360° tour is helpful, but verify the actual condition of the roof and HVAC given the age and Florida's climate demands, since those systems are hitting or passing their typical replacement window.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,967
Property taxes$212
Home insurance (est.)$178
HOA dues$143

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history36 days on market

  1. Status: Active
    May 1, 2026
  2. Listed$399,000
    May 1, 2026
  3. Price reduced$389,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
36
Cumulative DOM
44
Subdivision
Cortland Woods/Providence Iii
County
Polk
Year built
2016
Living area
2,027 sq ft
Price/sq ft
$192
Building area
2,624 sq ft (Public Records)
Lot size
7,209 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0235H)
Garage
2 spaces
Annual taxes
$2,547 (2025)
Parcel #
28-26-18-932909-002160
MLS #
S5149044

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Open Floorplan, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$430 / Quarterly
Monthly HOA
$143/mo
Total monthly fees
$143/mo
Total annual fees
$1,720
HOA name
Artemis Lifestyle
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Realtor to verify with HOA

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Bedroom 4First
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2026-04-30
On market date
2026-05-01
Original list price
$399,000
Occupant type
Owner
MLS area
33837 - Davenport
Listing AOR
Orlando Regional
Status changed
2026-05-01
Tax legal description
CORTLAND WOODS AT PROVIDENCE - PHASE III PB 157 PG 19-20 LOT 216

Flood risk

Minimal riskFEMA Zone XPanel 12105C0235H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Polk 54/Ronald Reagan Pkwy to Loughman, turn right onto US-17 S/US-92 W, Continue on Providence Blvd. Drive to CORTLAND DR

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 12:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA