$337,500
560 Brown Bear Way
St Cloud, FL 34772
Listing updated: June 11, 2026 at 12:59 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Is there a move in ready 3-bed single family home in St. Cloud with water views and updated systems under $340K? Welcome to 560 Brown Bear Way in the established Southern Pines community, where comfort, convenience, and major upgrades come together in one beautifully maintained property. This 3 bedroom, 2 bathroom home offers 1,632 square feet of thoughtfully designed living space with a desirable split floor plan, open gathering areas, and peaceful backyard water views. Inside, you will find updated wood tile flooring, refreshed kitchen countertops, stainless steel appliances, and spacious living and dining areas perfect for entertaining or everyday living. Major improvements including the roof, HVAC system, and water heater have already been completed, offering added peace of mind for the next owner. The primary suite provides a relaxing retreat with an ensuite bath and generous closet space, while the additional bedrooms offer flexibility for guests, work from home needs, or hobbies. Step outside to enjoy the fully fenced backyard overlooking the water, creating the ideal setting for morning coffee, evening sunsets, or outdoor gatherings. Additional features include a 2 car garage, driveway parking, 5,532 square feet lot, and low annual HOA fees of only $550. Southern Pines is known for its family friendly atmosphere, community pool, and playground, all conveniently located near East Lake Tohopekaliga, Historic Downtown St. Cloud, Lakefront Park, Canoe Creek Village shopping, local restaurants, breweries, farmers markets, and major Central Florida attractions. Residents enjoy easy access to boating, fishing, conservation trails, airboat tours, Lake Nona, and theme parks approximately 20 miles away. This 3-bed home in St. Cloud delivers updated features, scenic outdoor living, and a convenient location all at an attractive price point of $337,500. Call to schedule your private tour today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history35 days on market
- Status: PendingJun 11, 2026
- Listed$339,900May 7, 2026
- Price reduced$337,500
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 35
- Subdivision
- Southern Pines Unit 01
- County
- Osceola
- Year built
- 2004
- Living area
- 1,632 sq ft
- Price/sq ft
- $207
- Building area
- 2,092 sq ft (Public Records)
- Lot size
- 5,535 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $5,035 (2025)
- Parcel #
- 23-26-30-0667-0001-0850
- Zoning
- SPUD
- MLS #
- O6404036
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
- Laundry
- In Kitchen, Laundry Closet
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $550 / Annually
- Monthly HOA
- $46/mo
- Total monthly fees
- $46/mo
- Total annual fees
- $550
- HOA name
- Southern Pines / Leland Management Inc.
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer's responsibility to confirm all information is accurate with the HOA.
- Approval process
- Buyer's responsibility to confirm all information is accurate with the HOA.
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 7.3x6.1 |
| Dining Room | First | 16.5x6.2 |
| Family Room | First | 16.5x13.11 |
| Living Room | First | 13.6x16.1 |
| Kitchen | First | 9.1x17.6 |
| Laundry | First | 5.4x2.1 |
| Primary Bedroom | First | 12.9x13.5 |
| Primary Bathroom | First | 15.9x13.3 |
| Bedroom 2 | First | 11.1x11.2 |
| Bathroom 2 | First | 8.6x5 |
| Bedroom 3 | First | 11.1x11.1 |
Listing Details
- Listing date
- 2026-05-07
- On market date
- 2026-05-07
- Original list price
- $339,900
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-11
- Tax legal description
- SOUTHERN PINES UNIT 1 PB 16 PGS 2-9 LOT 85 24-26-30
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
192 to Michigan Ave cross over Nolte Road then left into Southern Pines.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 11, 2026 at 12:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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