3937 Ceremony Cove, FL
Stellar MLS

$529,000

3937 Ceremony Cove

Sanford, FL 32771

Listing updated: June 11, 2026 at 6:52 AM ET

Pending
3
Beds
3
Baths
2,419
Sq Ft
0.12
Acres
2021
Built
$219/sqft360° tour
Single Family Residence

Property type

2021

Year built

5,065 sqft

Lot size

$219

Price / sq ft

$248/mo

HOA dues

11

Days on market

2

Garage spaces

X

Flood zone

About this home

Stop what you’re doing—because a home with PAID-OFF solar panels at closing and an average electric bill of just $35/month is almost unheard of… and it gets even better. Low-maintenance living starts here—the HOA takes care of the lawn, so you can move right in and enjoy from day one. Built in 2021 and perfectly positioned on a corner lot in a quiet cul-de-sac within Traditions at White Cedar, this 3-bedroom, 3-bath home delivers the space, upgrades, and efficiency buyers are searching for—but rarely find all in one place. A whole-home water filtration system and custom-built shelving in the primary closet elevate everyday living in ways you’ll notice immediately. Downstairs, a versatile office space can be transformed into a 4th bedroom! Step inside to a stunning two-story entry and a layout that feels open, intentional, and easy to live in. The main level features a bright great room, a spacious kitchen with stone countertops, large island, walk-in pantry, and a flex room with full bath—perfect for guests, a home office, or both. Sliding glass doors lead to a covered lanai for effortless indoor-outdoor living. Upstairs, a generous loft creates a second living space, while the primary suite offers dual sinks, a walk-in shower, and a fully customized closet. Every bedroom—and even the laundry room—includes built-in organization for maximum functionality. This is a high-performance, Energy Star® certified home designed to save you money every single month without sacrificing style or space. Add in landscaping included through the HOA, security cameras, and a prime Sanford location near shopping, dining, and major roadways, and you have a home that checks every box. Homes like this don’t sit—they get noticed, toured, and written up fast.

Estimated monthly payment

Principal & interest$2,675
Property taxes$498
Home insurance (est.)$242
HOA dues$248

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history11 days on market

  1. Status: Pending
    May 15, 2026
  2. Listed$529,000
    May 1, 2026
  3. Price increased$529,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
11
Cumulative DOM
121
Subdivision
Traditions At White Cedar
County
Seminole
Year built
2021
Living area
2,419 sq ft
Price/sq ft
$219
Building area
2,933 sq ft (Public Records)
Lot size
5,065 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12117C0070F)
Garage
2 spaces
Annual taxes
$5,978 (2024)
Parcel #
27-19-30-507-0000-0330
Zoning
PUD
MLS #
O6403709

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Exhaust Fan, Ice Maker, Microwave, Range, Tankless Water Heater
Interior features
Built-in Features, Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$248 / Monthly
Monthly HOA
$248/mo
Total monthly fees
$248/mo
Total annual fees
$2,976
HOA name
Rizzetta & Company Incorporated
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please reach out to the HOA to confirm all information.
Approval process
Please reach out to the HOA to confirm all information.

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors, Sprinkler Metered
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryBIdyllwilde ElementaryGreatSchools ↗
MiddleAMarkham Woods MiddleGreatSchools ↗
High SchoolBSeminole HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst14x12
Great RoomFirst14x20
Primary BedroomSecond17x13
Bedroom 2Second13x12
Bedroom 3Second11x11
Bathroom 2Second5x9
DenFirst10x14
Primary BathroomSecond11x11
LoftSecond17x13

Listing Details

Listing date
2026-04-29
On market date
2026-05-01
Original list price
$529,000
Occupant type
Owner
MLS area
32771 - Sanford/Lake Forest
Listing AOR
Orlando Regional
Status changed
2026-05-15
Tax legal description
LOT 33 TRADITIONS AT WHITE CEDAR PLAT BOOK 86 PAGES 1-3

Flood risk

Minimal riskFEMA Zone XPanel 12117C0070F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-4 North take exit 101B-101C, keep left to continue to Exit 101 C for FL-46. Merge onto FL-46 E, continue 1.4 miles and turn right onto S. White Cedar Road. Continue .2 miles and community is on the left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 11, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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