2820 Valencia Lane, FL
Stellar MLS

$640,000

2820 Valencia Lane

Palm Harbor, FL 34684

Listing updated: May 16, 2026 at 4:05 PM ET

Active
4
Beds
2
Baths
2,315
Sq Ft
0.3
Acres
1981
Built
Private poolFireplace$276/sqft
Single Family Residence

Property type

1981

Year built

12,998 sqft

Lot size

$276

Price / sq ft

$29/mo

HOA dues

8

Days on market

2

Garage spaces

X

Flood zone

About this home

This beautiful split-plan pool home features 4 bedrooms, 2 full baths, and a 2-car garage, all situated on a shaded corner lot. A circular driveway welcomes guests and leads to double front doors opening into a stunning 10' x 10' tiled foyer with a skylight. Roof replaced in 2023 and new carpet installed in 2026. The spacious layout offers seamless indoor-outdoor living, with the primary bedroom and family room opening directly to the pool area. Double French doors extend the living room outdoors, perfect for entertaining. The oversized eat-in kitchen is designed for both function and style, featuring stainless steel appliances, granite countertops, deep cabinets, and abundant storage. A kitchen window overlooking the pool includes a pass-through to the outdoor serving bar—ideal for gatherings. Enjoy the heated lap pool and spa (new pool pump 2026) while relaxing in the inviting family room, highlighted by a floor-to-ceiling stone fireplace with built-in bookcases. The private primary suite offers direct pool access and includes a spacious bathroom with a Jacuzzi tub, separate shower, and built-in closets, including one walk-in closet with overhead storage. Step outside to a beautifully paved pool area designed for entertaining. The covered lanai accommodates multiple seating arrangements and provides the perfect space for outdoor dining and grilling. Lush, established landscaping creates a true tropical oasis, enhanced by a zoned irrigation system and outdoor solar lighting. Conveniently located approximately 30 minutes from Tampa International Airport, 20 minutes from Clearwater Beach, and 15 minutes from Tarpon Springs and its famous Sponge Docks.

Local Insight

At $276/sqft for a 1981 home, you're paying a modest price-per-square-foot, but that age means you should budget for potential updates to the HVAC, roof, and plumbing before you buy—get a thorough inspection. The private pool is a genuine draw in this market, though factor in ongoing maintenance costs and the reality that pools can complicate resale for some buyers. The X flood zone is a real advantage here, and with only $29/month HOA fees, your carrying costs stay reasonable, making this more about the condition of the bones than the location premium.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$3,236
Property taxes$440
Home insurance (est.)$293
HOA dues$29

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history8 days on market

  1. Status: Active
    May 8, 2026
  2. Listed$640,000
    May 8, 2026
  3. Price increased$640,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
8
Subdivision
Lake Valencia Unit One
County
Pinellas
Year built
1981
Living area
2,315 sq ft
Price/sq ft
$276
Building area
3,200 sq ft (Public Records)
Lot size
12,998 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$5,283 (2025)
Parcel #
07-28-16-48833-003-0020
Zoning
R-2
MLS #
TB8502486

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Northeast
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway

HOA & Financial

HOA fee
$350 / Annually
Monthly HOA
$29/mo
Total monthly fees
$29/mo
Total annual fees
$350
HOA name
CINDY STANANOUGHT
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify all lease restriction with HOA
Approval process
Verify approval process with HOA

Exterior & Construction

Exterior features
Lighting, Private Yard, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public, See Remarks
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryLake St George Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolCountryside High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst20x17
Primary BathroomFirst13x14
Bedroom 2First10x11
Bedroom 3First11x12
Bedroom 4First11x15
Dining RoomFirst12x16
KitchenFirst15x22
Living RoomFirst15x14
FoyerFirst10x10
LaundryFirst6x11
Bathroom 2First9x9
Family RoomFirst15x18

Listing Details

Listing date
2026-04-24
On market date
2026-05-08
Original list price
$640,000
Occupant type
Owner
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-05-08
Tax legal description
LAKE VALENCIA UNIT ONE BLK C, LOT R-2

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

WEST ON TAMPA ROAD, LEFT ON LAKE VALENCIA BLVD W, 1ST RIGHT ON VALENCIA LANE W TO ADDRESS.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 16, 2026 at 4:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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