$345,000
3693 Ricky Ln
St Cloud, FL 34772
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to serene lakefront living with peaceful conservation views and no rear neighbors. This beautifully maintained three-bedroom, two-bathroom home offers the perfect blend of comfort, style, and privacy. From the moment you arrive, mature landscaping and a distinctive front door set the tone, welcoming you with an abundance of natural light. Inside, the spacious great room features vaulted ceilings and durable ceramic tile flooring, creating a bright and open atmosphere ideal for both everyday living and entertaining. The thoughtfully designed open floor plan ensures every square foot is functional and well utilized. The kitchen is both stylish and practical, showcasing durable Corian countertops and a full suite of appliances, including a newer refrigerator, stove, microwave, and dishwasher for a clean, cohesive look. A split-bedroom layout provides added privacy, with a generously sized primary suite offering ceramic tile flooring, a beautifully tiled walk-in shower, dual sinks, a large vanity, and a spacious walk-in closet. Step outside to your own private retreat, where tranquil lake and conservation views create the perfect backdrop for relaxing, entertaining, or gathering around the fire pit on peaceful Florida evenings. Additional highlights include a 2018 roof and a 2019 AC system, offering long-term peace of mind. The community features a playground, extensive walking trails, and dog-friendly areas. Ideally located just minutes from dining, shopping, local golf courses, and East Lake Tohopekaliga, this home truly combines comfort, convenience, and natural beauty. SELLER MOTIVATED! Ask about Seller Concession!
Local Insight
At $240/sqft for a 2007 build with a water view in Bristol Cove, you're getting reasonable value for the St. Cloud market, especially with the area's job growth from NeoCity and Lake Nona spillover—but the tight 0.2-acre lot and modest square footage mean you're paying for location and the HOA-managed community amenities rather than land or home size. The flood zone X designation is a major plus for insurance costs, and Harmony High is solid, but you'll want to verify what "water view" actually means (canal, pond, or lake frontage makes a real difference in resale appeal and long-term value). This property feels like a practical entry point for families wanting St. Cloud's emerging infrastructure without overextending on price, as long as the water proximity lives up to the listing's promise.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history34 days on market
- Status: ActiveApr 26, 2026
- Listed$350,000Apr 25, 2026
- Price reduced$345,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 34
- Subdivision
- Bristol Cove At Deer Creek Ph 2
- County
- Osceola
- Year built
- 2007
- Living area
- 1,438 sq ft
- Price/sq ft
- $240
- Building area
- 1,880 sq ft (Public Records)
- Lot size
- 8,538 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $2,548 (2025)
- Parcel #
- 26-26-30-0068-0001-2590
- Zoning
- SPUD
- MLS #
- O6402324
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Walk-In Closet(s)
- Laundry
- Laundry Closet
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $141 / Quarterly
- Monthly HOA
- $47/mo
- Total monthly fees
- $47/mo
- Total annual fees
- $564
- HOA name
- Don Asher - Michelle Ramos
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify directly with the HOA
- Approval process
- Buyer to verify directly with the HOA
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 15x15 |
| Living Room | First | 25x25 |
| Kitchen | First | 10x10 |
Listing Details
- Listing date
- 2026-04-24
- On market date
- 2026-04-25
- Original list price
- $350,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-04-26
- Tax legal description
- BRISTOL COVE AT DEER CREEK PH 2 PB 20 PG 37-40 LOT 259
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take exit 240 from Florida's Turnpike, Turn left onto Kissimmee Park Rd, Turn right onto Old Canoe Creek Rd, Turn right onto Deer Creek Blvd, At the traffic circle, continue straight to stay on Deer Creek Blvd, Turn left onto Ricky Ln.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 10:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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