240 Windward Passage, FL
Stellar MLS

$359,000

240 Windward Passage

Clearwater Beach, FL 33767

Listing updated: June 5, 2026 at 10:14 AM ET

Pending
2
Beds
3
Baths
1,728
Sq Ft
0
Acres
1982
Built
$208/sqft360° tour
Condominium

Property type

1982

Year built

$208

Price / sq ft

$1,139/mo

HOA dues

48

Days on market

2

Garage spaces

AE

Flood zone

About this home

Under contract-accepting backup offers. Opportunity awaits at 240 Windward Passage, Unit 1001, a spacious multi-level residence perfectly positioned in the exclusive Island Estates community. This property represents the ultimate "blank canvas" for an investor or a visionary homeowner looking to create a custom coastal masterpiece just moments from the world-renowned sands of Clearwater Beach. While the home requires a full cosmetic rehab, its bones offer incredible potential, featuring soaring vaulted ceilings that flood the main living area with natural light and a rare, oversized two-car garage with a bonus flex space. With private balconies off the bedrooms and a location within walking distance of fine dining, shopping, and the Clearwater Marine Aquarium, this is a rare chance to sweat-equity your way into one of Florida’s most desirable zip codes. Bring your contractor and your imagination to unlock the true value of this premier island retreat.

Local Insight

At $208/sqft, you're paying a solid premium for direct beach access in Clearwater Beach, but the 1982 build means you'll want a thorough inspection of the envelope—salt spray and coastal weather hit older concrete buildings hard. The $1,139 monthly HOA is steep and worth understanding fully (reserve fund health, special assessments), especially paired with AE flood zone designation, which likely means mandatory flood insurance adding another $150-300/month to your carrying costs. This unit makes sense if beachfront lifestyle and the 360-degree water views justify ongoing maintenance uncertainty and the cumulative monthly burden.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,815
Property taxes$207
Home insurance (est.)$165
HOA dues$1,139

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history48 days on market

  1. Status: Pending
    Jun 5, 2026
  2. Listed$399,000
    Apr 17, 2026
  3. Price reduced$359,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Pending
Days on market
48
Subdivision
Village On Island Estates
County
Pinellas
Year built
1982
Living area
1,728 sq ft
Price/sq ft
$208
Lot size
0 sq ft
Flood zone
AE (12103C0102H)
Garage
2 spaces
Annual taxes
$2,486 (2025)
Parcel #
08-29-15-94114-010-1001
MLS #
TB8498732

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Interior Details

Bedrooms
2
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Other
Appliances
Other
Interior features
Other
Laundry
In Garage, Other
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$1,139 / Monthly
Monthly HOA
$1,139/mo
Total monthly fees
$1,139/mo
Total annual fees
$13,668
HOA name
Tim Hendrix
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, Other
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
VERIFY WITH HOA
Approval process
VERIFY WITH HOA

Exterior & Construction

Exterior features
Balcony
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Other

Community

Pets allowed
Breed Restrictions

Room Details

RoomLevelDimensions
KitchenSecond
Primary BedroomSecond
Living RoomSecond

Listing Details

Listing date
2026-04-16
On market date
2026-04-17
Original list price
$399,000
Occupant type
Vacant
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Suncoast Tampa
Status changed
2026-06-05
Tax legal description
VILLAGE ON ISLAND ESTATES THE CONDO PHASE 10 UNIT 1001

Flood risk

High riskFEMA Zone AEPanel 12103C0102H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head west on FL-60 W toward the beach. Turn right onto Island Way to enter Island Estates. Turn left onto Windward Passage. The property at 240 Windward Passage will be on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 10:14 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA