$1,175
521 20th Street
Winter Haven, FL 33880
Listing updated: June 7, 2026 at 11:54 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
About this home
Winter Haven.. private home with rental unit. Only mins walk to Food and shopping, Lake Howard and Lake Howard Nature Park This unit is currently available for June 1 .Plenty of windows, enclosed/covered porch, sccond floor unit Only minutes from major shopping and dining, and directly across from Lake Howard. This one bedroom unit is ground floor has large living space. Open floor plan with eat-in space in kitchen. Kitchen includes all appliances. Additional items include access to Laundry room with washer/dryer. Plenty of parking including one covered space available for this unit. Great quiet location
Local Insight
This 1971 apartment is priced unusually low even for Winter Haven's value market, so verify what that $0/sqft listing actually means — whether it's a data error or reflects serious deferred maintenance or title issues that could affect financing and resale. The 2,732 sqft footprint is substantial for a two-bed, which suggests either odd layout or shared common areas typical of older lakefront complexes; confirm whether you're getting actual living space or if HOA-free means you're on the hook for your share of building upkeep. If this pencils out legitimately, location on the Chain of Lakes system is genuinely strong for retirees or STR investors, but get a recent inspection and clarify what condition issues are priced into that suspiciously low number.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history32 days on market
- Status: ActiveMay 11, 2026
- Listed$1,275Apr 11, 2026
- Price reduced$1,175
Virtual Tour
Facts & features
- Property type
- Residential Lease
- Sub type
- Apartment
- Status
- Active
- Days on market
- 32
- Subdivision
- Lake Howard Cove Pines N Sec Rep
- County
- Polk
- Year built
- 1971
- Living area
- 2,732 sq ft
- Price/sq ft
- $0
- Building area
- 740 sq ft (Estimated)
- Lot size
- 11,552 sq ft
- Parcel #
- 26-28-30-638000-001040
- MLS #
- R4911037
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Interior features
- Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Attached garage
- Yes
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
Exterior & Construction
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- No
Listing Details
- Listing date
- 2026-04-11
- On market date
- 2026-04-11
- Original list price
- $1,275
- Occupant type
- Tenant
- MLS area
- 33880 - Winter Haven/Eloise/JPV/Wahnetta
- Listing AOR
- Other
- Status changed
- 2026-05-11
Location
Directions
route 17 to Ave D nw... toward lake Howard to lefft south on Lake Howard dr sw to Ave F sw to20th st home at the intersection
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 7, 2026 at 11:54 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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