$249,900
17710 105th Terrace
Summerfield, FL 34491
Listing updated: May 8, 2026 at 7:33 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Some rooms are Virtually Stage... There are LOTS OF UPGRADES ON THIS BEAUTIFUL CHESNUT II DESIRABLE MODEL. Welcome to your NEW home in the beautiful 55+ gated golf community of Spruce Creek South, ideally located just off Hwy 441/US-27 and only minutes from The Villages! This remodeled CHESTNUT II floor plan offers 2 bedrooms, 2 bathrooms, a Florida room, and a RESIDENTIAL enclosed lanai UNDER HEAT AND AC, both have sliding windows offers more living space—perfect for enjoying the Florida lifestyle year-round. Step inside to find vinyl plank flooring throughout, with no carpet, bedrooms were recently upgraded with LVP floors. Major updates provide peace of mind, including a NEWER roof (2022), NEWER HVAC (2022), NEWER HOT WATER HEATER (2022), NEW REFRIGERATOR JUST PUT IN THIS MONTH 4/09/2026! and UPGRADED windows (2017). Both bathrooms have been completely renovated, featuring tiled shower surrounds, new vanities with soft-close cabinetry, and updated toilets. Throughout the home, you’ll appreciate the elegance of plantation shutters in front of all of the windows. The kitchen has been tastefully updated with refaced cabinets, a newly added breakfast bar with soft-close doors and drawers, and high-definition QUARTZ countertops. The dining area features a custom built-in buffet offering abundant storage, pull-outs, and soft-close features ALSO WITH QUARTZ countertop —perfect for both everyday living and entertaining. Relax with your morning coffee or unwind in the evening in the Florida room or enclosed residential lanai with acrylic windows and screens, all overlooking a well-maintained retention pond. Enjoy added privacy with no rear neighbors. Additional features include thoughtful upgrades throughout. This is an exceptional opportunity you don’t want to miss—schedule your private showing today! some furniture conveys; a list is available. START FLORIDA LIVING TODAY!
Local Insight
At $167/sqft in a 55+ community, this is competitively priced for the Marion County market, but the 1990 build means you're looking at potential plumbing, electrical, and HVAC updates down the line—factor those into your offer. The $180 monthly HOA is reasonable for a gated 55+ community with amenities, though you'll want to review the reserve fund and any upcoming special assessments. The 0.27-acre lot is small and the home modest at 1,496 sqft, so this works best if you're downsizing or want low maintenance, not if you need space or are looking for appreciation upside.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history28 days on market
- Status: ActiveApr 10, 2026
- Listed$259,556Apr 10, 2026
- Price reduced$249,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 28
- Subdivision
- Spruce Crk South 02
- County
- Marion
- Year built
- 1990
- Living area
- 1,496 sq ft
- Price/sq ft
- $167
- Building area
- 2,084 sq ft (Public Records)
- Lot size
- 11,761 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $3,982 (2025)
- Parcel #
- 6002-011-005
- Zoning
- R1
- MLS #
- G5110770
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), L Dining, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $180 / Monthly
- Monthly HOA
- $180/mo
- Total monthly fees
- $180/mo
- Total annual fees
- $2,160
- HOA name
- TRACY BROWN
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- FOLLOW THE COMMUNITY DEED RESTRICTIONS AND COVENANTS!
- Approval process
- CONSULT YOUR COMMUNITY ASSOCIATION MANAGER TRACY BROWN
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Vinyl Siding, Frame
- Roof
- Roof Over, Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 20x13 |
| Dining Room | First | 11x10 |
| Kitchen | First | 11x10 |
| Florida Room | First | 19x10 |
| Balcony/Porch/Lanai | First | 10x10 |
| Primary Bedroom | First | 15x15 |
| Bedroom 2 | First | 15x12 |
Listing Details
- Listing date
- 2026-04-07
- On market date
- 2026-04-10
- Original list price
- $259,556
- Occupant type
- Vacant
- MLS area
- 34491 - Summerfield
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-04-10
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 001 PAGE 100 SPRUCE CREEK SOUTH II BLK K LOT 5
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Start: 13940 N US-441 (Re/Max Premier Office area). Head Northwest on US-441 toward the Spruce Creek South neighborhood. Make a left turn at County Road 109 onto N US Highway 441 (US-27 N/US-441 N) another left at the light. Turn Left onto SE 176th ST. You will go through the main gate on left side with a guard letting you go through. Turn Left onto SE 109th Ave. Turn Right onto SE 178th St. Turn Left onto SE 105th Ave. Arrive at 17710 SE 105th Terrace (located within the 105th Ave/178th St area of Spruce Creek South) Please enter the address into your GPS system for more accuracy
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 8, 2026 at 7:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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