1 Ridge Road, FL
Stellar MLS

$449,900

1 Ridge Road

Palm Coast, FL 32137

Listing updated: April 9, 2026 at 3:03 PM ET

Active
5
Beds
4
Baths
2,778
Sq Ft
0.18
Acres
2020
Built
Fireplace$162/sqft
Single Family Residence

Property type

2020

Year built

7,841 sqft

Lot size

$162

Price / sq ft

$36/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this beautifully maintained two-story home located in the desirable Sawmill Creek community of Palm Coast Park, offering a low annual HOA of just $429. Built in 2020, this spacious residence features 5 bedrooms, 3.5 bathrooms, and a 2-car garage, with an impressive 2,778 square feet of living space. As you step inside, you’re greeted by an inviting living room highlighted by an electric decorative fireplace, creating a warm and stylish focal point. The entire first floor boasts tile flooring throughout, combining durability with modern appeal. The primary bedroom suite is conveniently located on the main level and includes a walk-in shower for comfort and ease. The kitchen is designed for both functionality and style, featuring granite countertops, a tiled backsplash, and stainless steel appliances—perfect for everyday living and entertaining alike. Upstairs, you’ll find brand new carpeting, along with four additional bedrooms and 2.5 bathrooms, offering plenty of space for family, guests, or a home office setup. Step outside to enjoy a fully fenced backyard with a vinyl privacy fence, providing both security and a great space for outdoor activities. With ample room to add a future pool, the backyard is ready to be transformed into your personal oasis. This home is ideal for entertaining and enjoying the Florida lifestyle, with access to a community clubhouse and pool. Don’t miss the opportunity to own this move-in ready gem in a growing and sought-after neighborhood.

Estimated monthly payment

Principal & interest$2,275
Property taxes$677
Home insurance (est.)$206
HOA dues$36

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Apr 8, 2026
  2. Listed$449,900
    Apr 8, 2026
  3. Price increased$449,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Sawmill Creek
County
Flagler
Year built
2020
Living area
2,778 sq ft
Price/sq ft
$162
Building area
3,431 sq ft (Public Records)
Lot size
7,841 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12035C0110E)
Garage
2 spaces
Annual taxes
$8,128 (2025)
Parcel #
21-10-30-5410-00000-2110
Zoning
MPD
MLS #
FC317502

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Interior Details

Bedrooms
5
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Cooktop, Dishwasher, Refrigerator
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$429 / Annually
Monthly HOA
$36/mo
Total monthly fees
$36/mo
Total annual fees
$429
HOA name
Alliance Realty
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters, Sliding Doors
Construction materials
Concrete, HardiPlank Type, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst
KitchenFirst
Primary BedroomFirst
Great RoomFirst
Bedroom 2Second
Bedroom 3Second
Bedroom 4Second
Bedroom 5Second

Listing Details

Listing date
2026-04-06
On market date
2026-04-08
Original list price
$449,900
Occupant type
Vacant
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2026-04-08
Tax legal description
SAWMILL CREEK AT PALM COAST PARK MB 39 PG 36 LOT 211 OR 2446/175

Flood risk

Minimal riskFEMA Zone XPanel 12035C0110E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US -1N to Cedar Grove Rd. Right on Oakleaf Way. Left on Ridge Rd

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 9, 2026 at 3:03 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA