232 Cypress Street, FL
Stellar MLS

$585,000

232 Cypress Street

Tarpon Springs, FL 34689

Listing updated: May 1, 2026 at 6:08 PM ET

Active
6
Beds
4
Baths
2,217
Sq Ft
0.12
Acres
1909
Built
$264/sqft360° tour
Single Family Residence

Property type

1909

Year built

5,340 sqft

Lot size

$264

Price / sq ft

No HOA

HOA dues

27

Days on market

X

Flood zone

About this home

Price Drop! INCOME-PRODUCING DUPLEX IN DOWNTOWN TARPON SPRINGS! This charming two-story multi-family home on a corner lot offers two spacious 3-bedroom units in the heart of downtown Tarpon Springs, close to the world-famous Sponge Docks, local theater, boutique shopping, and the Pinellas Trail. Approximately $60K in renovations completed in 2023. Roof replaced July 2020. UNIT 1 (GROUND FLOOR): 3 bedrooms, 2 full bathrooms including an en-suite primary bedroom. Features Gree mini-split system with dedicated head units in each bedroom (installed 2023), plus a Daikin head unit in the main living area. Kitchen includes stone countertops and wood cabinetry. Updated with Frigidaire stainless steel appliances (refrigerator, range, microwave, dishwasher – 2023). Tiled showers. New blinds and washer/dryer. Wood flooring with tile in kitchen and bathrooms. Private deck (approx. 150 sqft) and covered front porch (approx. 180 sqft). UNIT 2 (UPPER FLOOR): 3 bedrooms, 1.5 bathrooms with separate entrance and Venetian plaster entryway. Includes Mitsubishi mini-split systems. Kitchen features stone countertops and wood cabinetry. Tiled showers. Spacious layout with natural light. Wood flooring with tile in kitchen and bathrooms. Private front porch (approx. 28 sqft). MAJOR IMPROVEMENTS: Foundation reinforced (March 2023) with Smart Jack support system and supplemental beam, with transferable warranty. Both units professionally painted. Updated appliances, blinds, and washer/dryer in Unit 1. Landscaping includes pavers, decorative rock, palm trees, and sprinkler system. 9-camera security system with CAT6 wiring. FLEXIBLE LIVING OPTIONS: Property is currently configured as a duplex with separate entrances and living spaces. Suitable for a variety of living arrangements. Separate electric meters each unit; single water meter. AREA ACTIVITY: Tarpon Springs continues to see reinvestment and development activity. Proposed and ongoing projects in the area include boutique hospitality and residential development. Buyer to verify all information. LOCATION HIGHLIGHTS: Approximately 1 block from the Pinellas Trail. Close to Safford Fitness Park (pickleball courts), Live Oak Recreation Complex (splash park, playground, kayak launch, and dog park), the Sponge Docks, Anclote River, Craig Park, and downtown shops and restaurants. PROPERTY FEATURES: Vinyl siding. Flood zone designation shown as Zone X; buyer to verify. Corner lot with on-site parking for approximately 6 vehicles. Storage shed (approx. 120 sqft). INCOME HISTORY: Most recent rental income was $4,095/month ($49,140 annually) based on prior lease rates. Property currently vacant. All financial information is based on seller-provided historical data and is for informational purposes only. Buyer to independently verify all income, expenses, and property details.

Estimated monthly payment

Principal & interest$2,958
Property taxes$620
Home insurance (est.)$268

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history27 days on market

  1. Status: Active
    Apr 4, 2026
  2. Listed$595,000
    Apr 4, 2026
  3. Price reduced$585,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
27
Subdivision
Websters Sub Mrs C D
County
Pinellas
Year built
1909
Living area
2,217 sq ft
Price/sq ft
$264
Building area
2,423 sq ft (Public Records)
Lot size
5,340 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0019H)
Annual taxes
$7,441 (2025)
Parcel #
12-27-15-95508-000-0011
MLS #
L4960836

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
6
Full bathrooms
3
Half bathrooms
1
Flooring
Luxury Vinyl
Appliances
Dryer, Range, Refrigerator, Washer
Interior features
Window Treatments
Laundry
Inside
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Other
Cooling
Mini-Split Unit(s)

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer responsible for verifying all lease restrictions, approval requirements, and regulations with local governing authorities.
Approval process
Buyer responsible for verifying all lease restrictions, approval requirements, and regulations with local governing authorities.

Exterior & Construction

Exterior features
Sidewalk, Storage
Construction materials
Vinyl Siding
Roof
Shingle
Foundation
Pillar/Post/Pier
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Water Connected

Room Details

RoomLevelDimensions
Bedroom 2First
Bedroom 2First
Primary BedroomFirst
Bathroom 2First
Primary BedroomSecond
Bedroom 2Second
Bedroom 3Second
Bathroom 1Second
Bathroom 2Second
Living RoomFirst
Living RoomSecond
KitchenFirst
KitchenSecond

Listing Details

Listing date
2026-04-04
On market date
2026-04-04
Original list price
$595,000
Occupant type
Vacant
MLS area
34689 - Tarpon Springs
Listing AOR
Lakeland
Status changed
2026-04-04
Tax legal description
WEBSTER'S SUB, MRS. C.D. N 71.25FT OF LOT 1 & E 26 FT OF N 71.25FT OT LOT 2

Flood risk

Minimal riskFEMA Zone XPanel 12103C0019H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-19, take Tarpon Ave west ? turn right on N Ring Ave ? turn left on Cypress St ? property is on the corner.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 1, 2026 at 6:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA