1454 Grand Cayman Circle, FL
Stellar MLS

$259,990

1454 Grand Cayman Circle

Winter Haven, FL 33884

Active
2
Beds
2
Baths
1,596
Sq Ft
0.14
Acres
1987
Built
Water access$163/sqft360° tour
Single Family Residence

Property type

1987

Year built

5,998 sqft

Lot size

$163

Price / sq ft

$45/mo

HOA dues

23

Days on market

2

Garage spaces

X

Flood zone

About this home

Beautifully maintained and move-in ready 2BR/2BA home in desirable SE Winter Haven, located in Lake Dexter Moorings with low HOA and access to a community pool, private boat ramp, and dock on Lake Dexter. Major updates include a brand new roof installed February 2026 and fresh exterior paint, showcasing true pride of ownership. This well-cared-for home features a split bedroom plan with the primary suite in the rear and guest bedroom in the front. Spacious living/dining room combo flows into a bright kitchen with breakfast nook and ceiling fan. New laminate flooring throughout (tile in entry). Enjoy the large Florida room with sliding door access—perfect for entertaining. The primary suite offers a walk-in closet and en suite bath with a walk-in shower, and skylight. Guest bath is also updated with a skylight. Additional highlights include a fenced backyard, custom tile patio, and a 2-car garage with washer/dryer hookups, utility sink, and screened sliding door. A truly well-maintained home you don’t want to miss!

Local Insight

At $163/sqft for a 1987 two-bedroom with direct water access in Lake Dexter Moorings, you're getting legitimate Chain of Lakes value—the kind of lakefront entry point that typically costs 40% more just 30 minutes north. The tradeoff is obvious: this is a smaller, older home that'll need inspection scrutiny for age-related issues (roof, HVAC, plumbing), but if you're serious about bass fishing or want affordable waterfront living without the Orlando commute premium, the $45 HOA and X flood zone make it worth a hard look. Just know you're buying location and water access first, house condition second.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,315
Property taxes$242
Home insurance (est.)$119
HOA dues$45

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history23 days on market

  1. Status: Active
    Apr 5, 2026
  2. Listed$272,000
    Apr 5, 2026
  3. Price reduced$259,990

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
23
Subdivision
Lake Dexter Moorings
County
Polk
Year built
1987
Living area
1,596 sq ft
Price/sq ft
$163
Building area
2,202 sq ft (Public Records)
Lot size
5,998 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0535H)
Garage
2 spaces
Annual taxes
$2,901 (2025)
Parcel #
26-29-01-663564-000600
MLS #
O6396319

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate, Luxury Vinyl
Appliances
Dishwasher, Range, Refrigerator
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor
Laundry
In Garage
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$45 / Monthly
Monthly HOA
$45/mo
Total monthly fees
$57/mo
Total annual fees
$685
HOA name
Bill Karnofsky
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please verify with HOA

Exterior & Construction

Exterior features
Balcony
Construction materials
Block
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Number Limit, Size Limit

Room Details

RoomLevelDimensions
FoyerFirst6x9
Bathroom 1First5x10
Bedroom 1First12x10
Living RoomFirst15x17
Dining RoomFirst10x10
Florida RoomFirst22x9
KitchenFirst12x9
Primary BedroomFirst15x11
Primary BathroomFirst5x9

Listing Details

Listing date
2026-04-03
On market date
2026-04-05
Original list price
$272,000
Occupant type
Vacant
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Orlando Regional
Status changed
2026-04-05
Tax legal description
LAKE DEXTER MOORINGS PB 80 PG 31 LOT 60

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Cypress Gardens Rd. to entrance of Lake Dexter Moorings, right on Grand Cayman Cir. house on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 28, 2026 at 2:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA