$279,900
104 11th Street
Winter Haven, FL 33880
Listing updated: May 8, 2026 at 2:36 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
One or more photo(s) has been virtually staged. Welcome to this charming 3-bedroom, 3-bath home located in one of Winter Haven’s most established and sought-after neighborhoods. Situated on a spacious 0.26-acre lot, this property offers timeless character, mature surroundings, and a location rich in local history. A standout feature of the home is the private suite with its own entrance and full bathroom, ideal for guests, extended family, or a flexible work-from-home space. The layout provides both privacy and functionality, making it a rare find in this area. Recent updates include a newer roof (approx. 1 year old), updated electrical, a new water heater, and a newer A/C unit (2018), offering peace of mind on major systems. Enjoy the unique setting with nearby views of Lake Elbert to the north and Lake Otis to the south, surrounded by well-established homes and nearby lakefront properties. The home offers great bones and classic charm, presenting an excellent opportunity for buyers to update and personalize while investing in a premier location. Conveniently located near downtown Winter Haven, shopping, dining, and more.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history28 days on market
- Status: ActiveMay 8, 2026
- Listed$295,900Apr 3, 2026
- Price reduced$279,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 28
- Subdivision
- East El Otis Park Rep
- County
- Polk
- Year built
- 1953
- Living area
- 1,792 sq ft
- Price/sq ft
- $156
- Building area
- 2,109 sq ft (Public Records)
- Lot size
- 11,230 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12105C0364G)
- Garage
- 1 spaces
- Annual taxes
- $3,956 (2025)
- Parcel #
- 26-28-28-595500-000106
- Zoning
- R-1A
- MLS #
- P4938332
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Wood
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range
- Interior features
- Ceiling Fans(s), Window Treatments
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- East
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab, Stem Wall
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Family Room | First | 22x10 |
| Living Room | First | 2x15 |
| Dining Room | First | 11x10 |
| Primary Bedroom | First | 18.5x12.3 |
| Bathroom 2 | First | 10x6 |
| Bedroom 2 | First | 18.5x12 |
| Kitchen | First | 12x11 |
Listing Details
- Listing date
- 2026-03-30
- On market date
- 2026-04-03
- Original list price
- $295,900
- Occupant type
- Owner
- MLS area
- 33880 - Winter Haven/Eloise/JPV/Wahnetta
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-08
- Tax legal description
- REPLAT OF EAST EL OTIS PARK PB 25 PG 44 LOT 1 N 75 FT OF S 145 FT
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Hwy 27 take 540 (Dundee Rd) to Left on 11th St SE, Subject 4th home on Right - Coming from the West take Hwy 17 to Central Ave and head East, Central turns into Lake Elbert Dr/SR 540, follow around the lake to Right on 11th St SE
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 8, 2026 at 2:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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