$130,000

4115 28th Street

St Petersburg, FL 33714

Listing updated: May 30, 2026 at 12:05 PM ET

Pending
2
Beds
1
Bath
480
Sq Ft
0.11
Acres
1949
Built
$271/sqft
Single Family Residence

Property type

1949

Year built

4,744 sqft

Lot size

$271

Price / sq ft

No HOA

HOA dues

3

Days on market

A

Flood zone

About this home

Investor Special with Endless Potential! Opportunity awaits with this 480 sq ft home ready for your vision and creativity. Situated on a great lot, this property offers the perfect canvas for renovation, restoration, or re-imagining into something truly special. Ideal for investors, builders, or buyers looking to customize from the ground up. With the right touch, this property could be transformed into a charming retreat or income-producing asset. Conveniently located near local amenities shopping, major roadways and Florida's beautiful Gulf Coast Beaches. Bring your ideas and unlock the possibilities!

Local Insight

At $271/sqft for a 1949 cottage in a flood zone A area, you're paying a premium price for what's essentially a teardown or heavy-rehab candidate, so make sure your renovation budget is realistic before bidding. The postage-stamp lot and minimal square footage limit your upside—this works as a rental or investment play in a gentrifying neighborhood, but resale to owner-occupants will be tough unless you're targeting investors or first-time flippers. The no-HOA structure is a plus, but get flood insurance quotes and elevation certificates now, because that flood designation will haunt your financing and insurance costs for the life of ownership.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$657
Property taxes$31
Home insurance (est.)$60

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

  1. Status: Pending
    Apr 7, 2026
  2. Listed$130,000
    Apr 3, 2026
  3. Price increased$130,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
3
Subdivision
Clear Vista
County
Pinellas
Year built
1949
Living area
480 sq ft
Price/sq ft
$271
Lot size
4,744 sq ft
Lot category
0 to less than 1/4
Flood zone
A (12103C0216G)
Annual taxes
$377 (2025)
Parcel #
02-31-16-16344-001-0030
Zoning
R-4
MLS #
W7884516

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Wood
Appliances
Cooktop
Interior features
Thermostat
Laundry
None
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Other
Cooling
Wall/Window Unit(s)

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Storage
Construction materials
Frame, Wood Siding
Roof
Shingle
Foundation
Crawlspace
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Cable Available, Electricity Available, Phone Available, Sewer Connected, Water Available

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
KitchenFirst
Bathroom 2First

Listing Details

Listing date
2026-04-03
On market date
2026-04-03
Original list price
$130,000
Occupant type
Vacant
MLS area
33714 - St Pete
Listing AOR
West Pasco
Status changed
2026-04-07
Tax legal description
CLEAR VISTA BLK 1, LOT 3

Flood risk

High riskFEMA Zone APanel 12103C0216G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 38th Ave., N., turn onto 28th Ave., N and house is 0.2 miles on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 12:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA