3292 Seven Seas Drive, FL
Stellar MLS

$369,900

3292 Seven Seas Drive

Tavares, FL 32778

Listing updated: May 30, 2026 at 9:15 AM ET

Pending
3
Beds
2
Baths
1,870
Sq Ft
0.21
Acres
2006
Built
Water view55+ community$198/sqft360° tour
Single Family Residence

Property type

2006

Year built

9,099 sqft

Lot size

$198

Price / sq ft

$232/mo

HOA dues

52

Days on market

2

Garage spaces

X

Flood zone

About this home

Under contract-accepting backup offers. PRICE REDUCED! Fall in love with this turn-key Royal Harbor home with New roof & New designer furnishings/furniture included! This beautifully maintained, fully furnished 3-bedroom, 2-bath home offers an incredible opportunity to enjoy the Florida lifestyle at an exceptional value. Owner motivated. Located in the premier 55+ waterfront community of Royal Harbor in Tavares—where resort-style living meets everyday comfort on the legendary Harris Chain of Lakes! From the moment you step inside, you’re welcomed by a bright, open floor plan that seamlessly blends the living and dining spaces—with the added bonus of a dry bar—perfect for both relaxing and entertaining! Natural light pours in through transom windows and expansive sliding glass doors, leading you to a screened lanai where you can unwind and soak in peaceful water views year-round. The kitchen is thoughtfully designed with abundant cabinetry, new appliances, and a sunny dinette area, highlighted by charming bay windows overlooking the backyard—creating the perfect spot for your morning coffee and facebook scroll. The spacious owner’s suite is a true retreat, featuring dual vanities, a luxurious garden tub, and a separate step-in shower. Two additional bedrooms provide versatility for guests, a home office, or hobby space—whatever suits your lifestyle. This home is loaded with value and peace of mind, including a brand-new roof (2025), fresh exterior paint, newly painted garage, new garage door opener, and all high-end furniture included, making this a true turnkey opportunity. And then… there’s the lifestyle. Royal Harbor offers gated security and an unmatched lineup of amenities, including a waterfront dock and fishing pier, RV and boat storage, the Lighthouse Recreation Center, scenic nature trails, bike paths, tennis courts, pickleball, bocce ball, and a heated pool and spa overlooking the lake! It’s not just a neighborhood—it’s a vibrant, active community designed for the best years of your life. If you’ve been waiting for the perfect opportunity to customize your dream retirement retreat in one of Central Florida’s best waterfront communities, this is it. Don’t miss your chance to live the lifestyle you’ve earned—schedule your private showing today and experience the beauty, tranquility, and endless possibilities of Royal Harbor living!

Local Insight

At $198/sqft in a 55+ community with a water view, you're getting solid value relative to Lake County's waterfront premium, though the 0.21-acre lot is tight and the $232 monthly HOA is something to factor into your long-term costs. The real trade-off here is location—Tavares is genuinely quiet and recreation-focused (Lake Panasoffkee access is the main draw), so if you're seeking that peaceful water-town lifestyle, this hits the mark, but you're 20+ minutes from any real amenities or dining beyond what the local docks offer. Before committing, verify what "water view" actually means from the property itself, since at this price point and lot size in a dense 55+ community, it could be distant or seasonal.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,870
Property taxes$491
Home insurance (est.)$170
HOA dues$232

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history52 days on market

  1. Status: Pending
    May 27, 2026
  2. Listed$379,900
    Apr 4, 2026
  3. Price reduced$369,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
52
Subdivision
Royal Harbor Ph 04
County
Lake
Year built
2006
Living area
1,870 sq ft
Price/sq ft
$198
Building area
2,690 sq ft (Public Records)
Lot size
9,099 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12069C0345E)
Garage
2 spaces
Annual taxes
$5,893 (2025)
Parcel #
13-20-25-1811-000-58100
Zoning
PD
MLS #
G5110508

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Built-In Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$232 / Monthly
Monthly HOA
$232/mo
Total monthly fees
$232/mo
Total annual fees
$2,784
HOA name
Dea Smith, Admin Asst. - Royal Harbor P.O.A.
CDD
No
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
55+ Community. No Short Term Rentals.
Approval process
Submit lease application to the HOA Office in Royal Harbor.

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Available, Public, Sewer Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Size Limit, Yes
Senior community
Yes

Schools

ElementaryBAstatula ElemGreatSchools ↗
MiddleTavares MiddleGreatSchools ↗
High SchoolTavares HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst18.07x14.11
Primary BedroomFirst19.02x16.04
KitchenFirst10.11x10.01
DinetteFirst11.08x11.09
Dining RoomFirst13.03x12.06
Primary BathroomFirst8x13
Bedroom 2First10x10
Bathroom 2First10x5
Bedroom 3First11x12
LaundryFirst5.11x5.11
Balcony/Porch/LanaiFirst13x18

Listing Details

Listing date
2026-04-03
On market date
2026-04-04
Original list price
$379,900
Occupant type
Vacant
MLS area
32778 - Tavares / Deer Island
Listing AOR
Lake and Sumter
Status changed
2026-05-27
Tax legal description
ROYAL HARBOR PHASE 4 PB 52 PG 87-90 LOT 581 ORB 2831 PG 1394 ORB 4750 PG 236

Flood risk

Minimal riskFEMA Zone XPanel 12069C0345E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Hwy 441, follow SR 19 South toward Howey-in-the-Hills, approximately 5 miles to entrance to Royal Harbor on the Left. Upon entering the Gated Community, Follow Royal Harbor Blvd through first roundabout (with the Lighthouse) and continue on Royal Harbor Blvd to the first left onto Seven Seas Drive. House #3292 is down Seven Seas Dr on the Right as you enter the cul-de-sac.

Property sale history

Public records

3292 SEVEN SEAS DR, TAVARES 32778

  • Apr 2024$299,900

1,870 sq ft · Built 2006 · 0.2090 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 9:15 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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