1817 4th Street, FL
Stellar MLS

$1,175,000

1817 4th Street

Palmetto, FL 34221

Listing updated: June 12, 2026 at 7:35 AM ET

Active
4
Beds
3
Baths
2,292
Sq Ft
0.22
Acres
1940
Built
WaterfrontWater accessIn-law suiteFireplace$513/sqft360° tour
Single Family Residence

Property type

1940

Year built

9,525 sqft

Lot size

$513

Price / sq ft

No HOA

HOA dues

71

Days on market

1

Garage space

AE,VE

Flood zone

About this home

This sweet and charming waterfront home is a must-see, positioned on the Manatee River with direct access to the Gulf and no bridges! Meticulously maintained and beautifully decorated, it is offered fully furnished and showcases numerous upgrades throughout. The main residence features three bedrooms and two full baths, along with a unique bonus, a private one-bedroom, one-bath apartment suite above the garage with its separate entrance, ideal for guests or extended family. The tastefully remodeled kitchen includes newer appliances, and addition of an inviting dining room enhances functionality and style. The showstopper is the breathtaking panoramic views of the Manatee River, enjoyed from the living room, dining room, primary suite, and multiple decks surrounding the home, including a private balcony off the upstairs primary bedroom. Go outside and embrace the Florida lifestyle. Relax in the charming gazebo, ideal for shaded afternoons and grilling, or take a stroll down the dock to watch dolphins and manatees play. Cast a fishing line or head up to the two-story sun deck to soak in unforgettable sunsets. Boaters will love the 10,000-pound lift, making this a waterfront retreat. In historic Palmetto, this home is just minutes from a quaint downtown area, marina, dining and a local park. You’re also close to Emerson Point Preserve, downtown Bradenton and a short drive to Gulf beaches, Sarasota, St. Petersburg, Tampa and major airports. Schedule your private showing today. This is Florida waterfront living at its finest, and your personal paradise awaits.

Estimated monthly payment

Principal & interest$5,941
Property taxes$1,030
Home insurance (est.)$539

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history71 days on market

  1. Status: Active
    Apr 2, 2026
  2. Listed$1,200,000
    Apr 2, 2026
  3. Price reduced$1,175,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
71
Subdivision
No Subdivision
County
Manatee
Year built
1940
Living area
2,292 sq ft
Price/sq ft
$513
Building area
2,482 sq ft (Estimated)
Lot size
9,525 sq ft
Lot category
0 to less than 1/4
Flood zone
AE,VE
Garage
1 spaces
Annual taxes
$12,358 (2025)
Parcel #
3100110000
Zoning
PL_RS-2
MLS #
A4688533

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile, Wood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Other
Stories / Levels
Two
Direction faces
North
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Electric, Ductless
Cooling
Mini-Split Unit(s), Wall/Window Unit(s)

Parking

Garage spaces
1
Attached garage
No
Parking features
Circular Driveway, Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Outdoor Shower, Sliding Doors
Construction materials
Frame
Roof
Metal
Foundation
Crawlspace
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryPalmetto Elementary-MNGreatSchools ↗
MiddleLincoln MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2First12x11
Bedroom 3First13x9
Bedroom 4Second10x10
Dining RoomFirst12x12
KitchenFirst10x13
Living RoomFirst28x19
Primary BedroomSecond26x12
Balcony/Porch/LanaiSecond50x18

Listing Details

Listing date
2026-04-02
On market date
2026-04-02
Original list price
$1,200,000
Occupant type
Owner
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2026-04-02
Tax legal description
THE W 75 FT OF THE FOL: COM AT A PT 1930.0 FT W OF THE NE COR OF SEC 22; TH S AT R/A WITH SEC LN TO THE MANATEE RIVER; TH W 200 FT; TH N TO SEC LN; TH E 200 FT TO THE POB, LESS

Flood risk

High riskFEMA Zone AE,VE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head north on US41. Take a left on 4th Ave W. Home will be on the left hand side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 12, 2026 at 7:35 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA