1655 58th Terrace, FL
Stellar MLS

$199,999

1655 58th Terrace

St Petersburg, FL 33712

Pending
3
Beds
3
Baths
1,300
Sq Ft
9.05
Acres
1979
Built
9.05 acres$154/sqft360° tour
Townhouse

Property type

1979

Year built

394,390 sqft

Lot size

$154

Price / sq ft

$678/mo

HOA dues

65

Days on market

X

Flood zone

About this home

Under contract-accepting backup offers. Beautifully renovated 3-bedroom, 2.5-bath townhome located in the desirable Whisper Woods community in St. Petersburg. This move-in ready home has been updated from top to bottom with new ceilings, fresh interior paint, new flooring, new kitchen cabinets, upgraded hurricane impact windows and doors, and new appliances. Zero damage in this community from either of the major hurricanes. The thoughtfully updated interior offers a clean, calming, and cozy feel throughout. Step outside on the large lanai area for a morning cup of coffee and listen to the birds. The community offers excellent added value with cable, internet, water, sewer, and trash included, along with access to a community pool and clubhouse. Conveniently located near shopping, dining, and major roadways, and just a short 10 minute drive to some of Florida’s most beautiful Gulf beaches. Directly across the street, enjoy access to a recreation center featuring basketball courts, baseball fields, a water park, and a swimming pool. A great opportunity to own an updated home in a convenient St. Pete location.

Local Insight

At $199,999 with a $678 monthly HOA fee, you're looking at a relatively affordable entry point in St. Petersburg, though you'll want to scrutinize what that large HOA actually covers—9 acres of common space typically means significant shared maintenance costs that could climb over time. The 1979 build age combined with the $154/sqft price suggests this property has needed updates or sits in a less competitive pocket of the market, so factor in renovation costs and get a thorough inspection before comparing it to newer inventory in the area. Being in flood zone X (minimal risk) and the townhouse format are genuine positives for insurance and maintenance, but the 1,300 sqft layout for three bedrooms means rooms are going to feel tight—confirm the actual usable space doesn't disappoint when you tour in person.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,011
Property taxes$177
Home insurance (est.)$92
HOA dues$678

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history65 days on market

  1. Status: Pending
    Jun 5, 2026
  2. Listed$234,999
    Mar 28, 2026
  3. Price reduced$199,999

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Pending
Days on market
65
Subdivision
Whisper Wood Twnhms Condo
County
Pinellas
Year built
1979
Living area
1,300 sq ft
Price/sq ft
$154
Lot size
394,390 sq ft
Lot category
5 to less than 10
Flood zone
X (12103C0284H)
Annual taxes
$2,119 (2025)
Parcel #
12-32-16-97006-011-0030
MLS #
GC538936

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Laminate, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo
Laundry
Laundry Closet
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

HOA fee
$678 / Monthly
Monthly HOA
$678/mo
Total monthly fees
$678/mo
Total annual fees
$8,136
HOA name
Westcoast Management
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with HOA
Approval process
Verify with management company

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Living RoomFirst15x15
KitchenFirst5x8
Primary BedroomSecond15x15

Listing Details

Listing date
2026-03-28
On market date
2026-03-28
Original list price
$234,999
Occupant type
Owner
MLS area
33712 - St Pete
Listing AOR
Gainesville-Alachua
Status changed
2026-06-05
Tax legal description
WHISPER WOOD TOWNHOMES CONDO BLDG 11, UNIT 3

Flood risk

Minimal riskFEMA Zone XPanel 12103C0284H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head south on 16th St S Turn right onto 58th Terrace S Continue until you reach 1655 58th Terrace S

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 10:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA