12812 40th Terrace, FL
Stellar MLS

$312,667

12812 40th Terrace

Ocala, FL 34473

Listing updated: March 28, 2026 at 6:52 AM ET

Active
3
Beds
2
Baths
1,611
Sq Ft
0.25
Acres
2025
Built
New construction$194/sqft360° tour
Single Family Residence

Property type

2025

Year built

10,646 sqft

Lot size

$194

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

x

Flood zone

About this home

NEW HOME-Marion Oaks unit 7- Home sits on .25 Acres. Large back yard. The 3-bedroom, 2 full bath, 2 car garage home offers 1,611 living sq. ft. and 2,277 total sq ft. This home has a large separate dining room with a butler pantry that leads to the Kitchen/Great room. Luxury vinyl plank flooring in all of the home except for the bedrooms which are carpeted. Lots of windows to let in natural light. There is a covered lanai. Yard is fully sodded and landscaped with an irrigation system. Home comes with a 10-yr structural warranty. The garage offers pull down attic stairs and a garage door opener. The guest bathroom features a tiled shower and granite countertops. The Kitchen features an island and butler pantry. The owner suite gives a cozy feel with a tiled shower and dual sinks with walk in closet. This home is ready for its new owners!

Local Insight

At $194/sqft for new construction in Marion Oaks, you're getting solid value for a 2025 build, though this subdivision skews toward the more modest end of Ocala's market—it's practical family housing, not an investment play. The no-HOA structure and X flood zone are genuine pluses if you're looking to avoid ongoing fees and flood insurance, but the 0.25-acre lot is tight, so if you're drawn to Ocala for the equestrian lifestyle or want space for horses or acreage, you'll need to look elsewhere or be clear this is a town-living compromise.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,581
Property taxes$58
Home insurance (est.)$143

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Mar 27, 2026
  2. Listed$312,667
    Mar 27, 2026
  3. Price increased$312,667

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Marion Oaks Unit 7
County
Marion
Year built
2025
Living area
1,611 sq ft
Price/sq ft
$194
Building area
2,277 sq ft (Builder)
Lot size
10,646 sq ft
Lot category
1/4 to less than 1/2
Flood zone
x
Garage
2 spaces
Annual taxes
$699 (2025)
Parcel #
8007-1054-38
Zoning
R1
MLS #
OM721654

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Disposal, Microwave, Range
Interior features
Ceiling Fans(s), In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West
New construction
Yes

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Sidewalk
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Great RoomFirst14x15
Dining RoomFirst12x11
KitchenFirst
Primary BedroomFirst

Listing Details

Listing date
2026-03-27
On market date
2026-03-27
Original list price
$312,667
Occupant type
Vacant
MLS area
34473 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-03-27
Tax legal description
SEC 03 TWP 17 RGE 21 PLAT BOOK O PAGE 140 MARION OAKS UNIT 7 BLK 1054 LOT 38

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head East on Marion Oaks Trail, Turn Left onto southwest 40th Terrace.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 28, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA