435 Caicos Drive, FL
Stellar MLS

$850,000

435 Caicos Drive

Punta Gorda, FL 33950

Listing updated: June 6, 2026 at 2:06 PM ET

Active
3
Beds
3
Baths
2,085
Sq Ft
0.28
Acres
1980
Built
WaterfrontWater accessPrivate pool$408/sqft
Single Family Residence

Property type

1980

Year built

12,408 sqft

Lot size

$408

Price / sq ft

No HOA

HOA dues

61

Days on market

2

Garage spaces

AE

Flood zone

About this home

Waterfront living at its finest in Punta Gorda Isles! Perfectly positioned on an oversized tip lot with 275 feet of concrete seawall, this beautifully maintained 3-bedroom, 3-bath pool home offers quick boating access to Charlotte Harbor and stunning wide-water views with boat traffic to enjoy throughout the day. Designed with a spacious split-bedroom floor plan, the home features both a separate living room and family room, offering plenty of space to relax and entertain. The large open kitchen is the heart of the home and includes a breakfast peninsula, built-in desk, closet pantry, double oven, newer appliances, Kohler sink, brushed nickel faucet and sprayer, and a beautiful new marble backsplash. The primary suite and guest spaces have been tastefully updated, including a remodeled primary bath and shower room with elegant tile and granite countertops, a remodeled guest bath with granite countertop, and a stylish third bath featuring a gorgeous new penny-tile shower floor with direct lanai and pool access. Step outside and experience true Florida resort-style living. The screened lanai spans the entire length of the home and overlooks the water, creating the perfect setting for outdoor entertaining and unforgettable sunsets. The saltwater heated pool has been recently resurfaced with PebbleTec and includes an oversized spa with cascading waterfall. The pool is heated by solar and electric heat, allowing the spa to warm quickly, and the pool equipment was replaced and re-piped in 2025. Boaters will appreciate the 35-foot concrete dock, while the 2.5-car garage with extra-tall door provides room for larger vehicles and additional storage. Additional upgrades include a new tile roof, new LVP flooring throughout the main living areas, new electric window shades, central vacuum system, decorative paver driveway and walkways, and mature tropical landscaping highlighted by three stately Royal Palm trees. For peace of mind, the home is equipped with electric hurricane shutters across the back of the home and lanai, manual roll-down shutters elsewhere, and a new impact double glass front door. This exceptional waterfront property combines location, views, boating access, and thoughtful updates—all in one of Punta Gorda Isles’ most desirable settings. The boat lift does not work and is not warranted.

Estimated monthly payment

Principal & interest$4,298
Property taxes$550
Home insurance (est.)$390

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history61 days on market

  1. Status: Active
    Apr 30, 2026
  2. Listed$950,000
    Mar 26, 2026
  3. Price reduced$850,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
61
Subdivision
Punta Gorda Isles Sec 11
County
Charlotte
Year built
1980
Living area
2,085 sq ft
Price/sq ft
$408
Building area
3,102 sq ft (Public Records)
Lot size
12,408 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0241G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$6,605 (2025)
Parcel #
412212408014
Zoning
GS-3.5
MLS #
C7523977

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Central Vaccum, Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Hurricane Shutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab, Stem Wall
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementarySallie Jones ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
Dining RoomFirst
KitchenFirst
Family RoomFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Primary BathroomFirst
Bathroom 2First
Bathroom 3First

Listing Details

Listing date
2026-03-25
On market date
2026-03-26
Original list price
$950,000
Occupant type
Owner
MLS area
33950 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2026-04-30
Tax legal description
PGI 011 0096 0016 PUNTA GORDA ISLES SEC11 BLK96 LT16 589/1043 610/563 810/194 2045/1810 CD2242/2123 2242/2125 3311722

Flood risk

High riskFEMA Zone AEPanel 12015C0241G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 41 > W Marion Ave > L onto Henry St > R onto Caicos > home at end of cul de sac

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA