12163 Stirrup Drive, FL
Stellar MLS

$450,000

12163 Stirrup Drive

Dade City, FL 33525

Active
4
Beds
3
Baths
2,711
Sq Ft
0.16
Acres
2024
Built
$166/sqft360° tour
Single Family Residence

Property type

2024

Year built

6,754 sqft

Lot size

$166

Price / sq ft

$14/mo

HOA dues

27

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this stunning 4 bedroom, 3 bathroom residence in the sought-after Hilltop Point community. A beautiful, open-concept home, boasting 2,711 square feet of stylish and functional living space, with a floorplan no longer available in this community! From the moment you walk in, you'll love the open layout with spacious living areas and brilliant quartz countertops that make the kitchen shine. The highly desirable floor plan offers a first floor bedroom and a full bath, providing the perfect setup for guests, a private home office, or a flexible living space. There is also a loft space for entertaining upstairs as well. All of the upstairs bedrooms have generous space with walk-in closets. Step outside to your fully fenced backyard, ideal for entertaining, relaxing, or just enjoying Florida evenings at home. The beautiful community of Hilltop Point features a community pool, dog park, community playground, and scenic walking trails with wide sidewalk paths throughout. All of this with NO CDD & a low HOA. Just minutes to Mirada Lagoon, shopping, stunning state parks, and quick access to I-75, making commuting a breeze. Ready to make this dream home yours? Schedule your private tour today!

Local Insight

At $166 per square foot for a brand-new 2024 build, you're getting solid value in Dade City's market, especially with zero flood risk in Zone X and minimal HOA fees. The tight 0.16-acre lot is typical for newer subdivisions like Hilltop Point, so don't expect much yard space, but the trade-off is a low-maintenance property in a developing area with decent school assignments. The real question is whether you're comfortable with Dade City's location—it's a 45-minute drive to Tampa and fairly rural, so resale demand will depend heavily on how the area develops over the next few years.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,275
Property taxes$779
Home insurance (est.)$206
HOA dues$14

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history27 days on market

  1. Status: Active
    Apr 10, 2026
  2. Listed$460,000
    Apr 10, 2026
  3. Price reduced$450,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
27
Subdivision
Hilltop Point Rep
County
Pasco
Year built
2024
Living area
2,711 sq ft
Price/sq ft
$166
Building area
3,284 sq ft (Builder)
Lot size
6,754 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12101C0285F)
Garage
2 spaces
Annual taxes
$9,351 (2025)
Parcel #
21-25-02-0040-00000-0870
Zoning
X
MLS #
TB8490388

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
Interior features
High Ceilings, In Wall Pest System, Pest Guard System, PrimaryBedroom Upstairs, Smart Home, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$165 / Annually
Monthly HOA
$14/mo
Total monthly fees
$14/mo
Total annual fees
$165
HOA name
Bryanna Diaz
CDD
Yes
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact HOA for further information.

Exterior & Construction

Exterior features
Lighting, Sidewalk, Sliding Doors, Sprinkler Metered
Construction materials
Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
None
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Meter

Community

Pets allowed
Yes

Schools

ElementaryPasco Elementary School-POGreatSchools ↗
MiddleCentennial Middle-POGreatSchools ↗
High SchoolPasco High-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond14x14
Bedroom 2Second11x10
Bedroom 3Second12x10
Bedroom 4First12x11
KitchenFirst12x16
Living RoomFirst14x16
LaundrySecond12x10
DenFirst12x11
Balcony/Porch/LanaiFirst10x12

Listing Details

Listing date
2026-03-21
On market date
2026-04-10
Original list price
$460,000
Occupant type
Owner
MLS area
33525 - Dade City/Richland
Listing AOR
Suncoast Tampa
Status changed
2026-04-10
Tax legal description
HILLTOP POINT REPLAT PB 88 PG 099 LOT 87

Flood risk

Minimal riskFEMA Zone XPanel 12101C0285F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take 75 N/S to exit 285 (SR52) Dade City / San Antonio exit. Proceed east on SR52 across 301 to Clinton Ave. Turn left onto Hilltop Farms Drive, left onto Palomino Drive, then right onto Stirrup Drive.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 7, 2026 at 12:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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