$450,000
12163 Stirrup Drive
Dade City, FL 33525
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this stunning 4 bedroom, 3 bathroom residence in the sought-after Hilltop Point community. A beautiful, open-concept home, boasting 2,711 square feet of stylish and functional living space, with a floorplan no longer available in this community! From the moment you walk in, you'll love the open layout with spacious living areas and brilliant quartz countertops that make the kitchen shine. The highly desirable floor plan offers a first floor bedroom and a full bath, providing the perfect setup for guests, a private home office, or a flexible living space. There is also a loft space for entertaining upstairs as well. All of the upstairs bedrooms have generous space with walk-in closets. Step outside to your fully fenced backyard, ideal for entertaining, relaxing, or just enjoying Florida evenings at home. The beautiful community of Hilltop Point features a community pool, dog park, community playground, and scenic walking trails with wide sidewalk paths throughout. All of this with NO CDD & a low HOA. Just minutes to Mirada Lagoon, shopping, stunning state parks, and quick access to I-75, making commuting a breeze. Ready to make this dream home yours? Schedule your private tour today!
Local Insight
At $166 per square foot for a brand-new 2024 build, you're getting solid value in Dade City's market, especially with zero flood risk in Zone X and minimal HOA fees. The tight 0.16-acre lot is typical for newer subdivisions like Hilltop Point, so don't expect much yard space, but the trade-off is a low-maintenance property in a developing area with decent school assignments. The real question is whether you're comfortable with Dade City's location—it's a 45-minute drive to Tampa and fairly rural, so resale demand will depend heavily on how the area develops over the next few years.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history27 days on market
- Status: ActiveApr 10, 2026
- Listed$460,000Apr 10, 2026
- Price reduced$450,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 27
- Subdivision
- Hilltop Point Rep
- County
- Pasco
- Year built
- 2024
- Living area
- 2,711 sq ft
- Price/sq ft
- $166
- Building area
- 3,284 sq ft (Builder)
- Lot size
- 6,754 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12101C0285F)
- Garage
- 2 spaces
- Annual taxes
- $9,351 (2025)
- Parcel #
- 21-25-02-0040-00000-0870
- Zoning
- X
- MLS #
- TB8490388
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
- Interior features
- High Ceilings, In Wall Pest System, Pest Guard System, PrimaryBedroom Upstairs, Smart Home, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $165 / Annually
- Monthly HOA
- $14/mo
- Total monthly fees
- $14/mo
- Total annual fees
- $165
- HOA name
- Bryanna Diaz
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact HOA for further information.
Exterior & Construction
- Exterior features
- Lighting, Sidewalk, Sliding Doors, Sprinkler Metered
- Construction materials
- Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Meter
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 14x14 |
| Bedroom 2 | Second | 11x10 |
| Bedroom 3 | Second | 12x10 |
| Bedroom 4 | First | 12x11 |
| Kitchen | First | 12x16 |
| Living Room | First | 14x16 |
| Laundry | Second | 12x10 |
| Den | First | 12x11 |
| Balcony/Porch/Lanai | First | 10x12 |
Listing Details
- Listing date
- 2026-03-21
- On market date
- 2026-04-10
- Original list price
- $460,000
- Occupant type
- Owner
- MLS area
- 33525 - Dade City/Richland
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-10
- Tax legal description
- HILLTOP POINT REPLAT PB 88 PG 099 LOT 87
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take 75 N/S to exit 285 (SR52) Dade City / San Antonio exit. Proceed east on SR52 across 301 to Clinton Ave. Turn left onto Hilltop Farms Drive, left onto Palomino Drive, then right onto Stirrup Drive.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 7, 2026 at 12:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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