$249,999
5364 Chard Terrace
Port Charlotte, FL 33981
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Back on the market due to buyer financing falling through — no fault of the home. Welcome to this Gulf Cove opportunity, ready for its next chapter and your personal touch. Located in the desirable Gulf Cove community, this 3-bedroom, 2-bath, 2-car garage home offers over 1,800 square feet of living space on a spacious lot with a functional layout, solid bones, and endless potential. Step inside to discover high ceilings, an open floor plan, and a split-bedroom design that creates both privacy and flow. The home features both a family room and living room, providing flexible spaces for entertaining, relaxing, or working from home. A formal dining room plus a dinette area offer multiple options for gatherings and everyday living. All bedrooms include walk-in closets for added storage and convenience. The kitchen is equipped with solid wood cabinetry and solid surface countertops. Major improvements have already been completed, including a 2024 roof, fresh exterior paint, fresh interior paint, refreshed landscaping, a brand-new hot water heater, and a newly installed appliance package. Step outside to the large covered lanai with room to relax, entertain, and create your ideal outdoor retreat. Perfectly positioned just minutes from Boca Grande, Englewood Beach, shopping, dining, golf courses, boating, and world-class fishing. Optional HOA membership provides access to a private community boat ramp with direct access to the Myakka River — ideal for boating enthusiasts. Priced to allow room for your vision, this is a rare chance to personalize a home in a sought-after waterfront-access community without overpaying upfront. Opportunities like this don’t come along often — back on market and ready for its next buyer.
Local Insight
At $136/sqft, this is a solid value for Port Charlotte, but the AE flood zone is a real consideration—you'll need flood insurance and should verify elevation relative to base flood elevation before committing. The 1989 build on a modest 0.23-acre lot means you're likely looking at typical maintenance concerns for that era, so a thorough inspection of the roof, HVAC, and foundation is essential given the wet climate. The low HOA and walkable school assignments are genuine pluses if you're prioritizing affordability and stability over newer construction.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history23 days on market
- Status: PendingMay 7, 2026
- Listed$249,999Mar 24, 2026
- Price increased$249,999
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 23
- Subdivision
- Port Charlotte Sec 052
- County
- Charlotte
- Year built
- 1989
- Living area
- 1,845 sq ft
- Price/sq ft
- $136
- Building area
- 2,781 sq ft (Public Records)
- Lot size
- 10,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12015C0203G)
- Garage
- 2 spaces
- Annual taxes
- $4,182 (2025)
- Parcel #
- 402132331011
- Zoning
- RSF3.5
- MLS #
- C7523788
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Bamboo, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Solid Surface Counters, Solid Wood Cabinets, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $75 / Annually
- Monthly HOA
- $6/mo
- Total monthly fees
- $6/mo
- Total annual fees
- $75
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | First | |
| Living Room | First | |
| Dining Room | First | |
| Family Room | First | |
| Dinette | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bathroom 2 | First | |
| Laundry | First | |
| Breezeway | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-03-20
- On market date
- 2026-03-24
- Original list price
- $249,999
- Occupant type
- Vacant
- MLS area
- 33981 - Port Charlotte
- Listing AOR
- Port Charlotte
- Status changed
- 2026-05-07
- Tax legal description
- PCH 052 1768 0015 PORT CHARLOTTE SEC52 BLK1768 LT 15 337/531 778/851 988/162 1026/1879 1432/1648 CT1686/151 1872/653 CD2005/1309 2588/889 2620/750 2954/2122 CD3207/1724 CT3442/1844 3464/400 3844/1850 CD3873/468 3873/634 4340/1187 CT3435201 3545781
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
776 to Right on Gillot right on joslyn ter left on kempson lane right on chard ter house on the right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 6, 2026 at 11:11 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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