$365,000
546 4th Street
Cape Coral, FL 33990
Listing updated: June 11, 2026 at 12:39 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. This 3 bedroom + den, 2 bath waterfront pool home offers the highly desirable split-bedroom floor plan and beautiful freshwater canal views, creating the perfect balance of comfort, privacy, and Florida lifestyle while having the peace of mind of never having to worry about flooding! Step inside to bright, open living spaces designed for both everyday living and entertaining. The flexible den/home office provides the perfect space for remote work, a guest room, or hobby area. The spacious primary suite is privately situated, while the guest bedrooms are tucked away on the opposite side of the home. With the home needing a bit of TLC and the new owners touch of taste, there are endless possibilities to turn this house into your HOME. Outside is where this home truly shines. Enjoy your screened-in pool overlooking a tranquil freshwater canal, ideal for morning coffee, sunset swims, or relaxing evenings by the water and with a Southern rear exposure, your backyard and pool area can become your own resort. Freshwater canals offering great opportunities for kayaking, fishing, and exploring Cape Coral’s extensive canal system. With waterfront views, a private pool, and an unbeatable central location, this home is a fantastic opportunity for full-time living, seasonal enjoyment, or investment in one of Cape Coral’s most accessible areas.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history51 days on market
- Status: PendingMay 15, 2026
- Listed$375,000Mar 18, 2026
- Price reduced$365,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 51
- Subdivision
- Cape Coral
- County
- Lee
- Year built
- 2003
- Living area
- 1,655 sq ft
- Price/sq ft
- $221
- Building area
- 2,117 sq ft (Public Records)
- Lot size
- 10,019 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12071C0264G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,082 (2025)
- Parcel #
- 13-44-23-C3-01133.0230
- Zoning
- R1
- MLS #
- C7523547
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile, Vinyl
- Appliances
- Built-In Oven, Cooktop, Dryer, Freezer, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Week
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Register for short term leases with the city.
Exterior & Construction
- Exterior features
- Hurricane Shutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block
- Pool
- Private pool
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 20x12 |
| Kitchen | First | 10x11 |
| Living Room | First | 22.4x20 |
Listing Details
- Listing date
- 2026-03-17
- On market date
- 2026-03-18
- Original list price
- $375,000
- Occupant type
- Owner
- MLS area
- 33990 - Cape Coral
- Listing AOR
- Port Charlotte
- Status changed
- 2026-05-15
- Tax legal description
- CAPE CORAL UNIT 23 BLK 1133 PB 14 PG 45 LOTS 23 + 24
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Punta Gorda. Go southeast on HWY 41. Continue (veer right) onto N Cleveland Ave. Take a right/west on Pine Island Rd. Left/south Cultural Park Blvd. Right/west on 546 SE 4th St. On left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 11, 2026 at 12:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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