Stellar MLS

$399,999

9022 Optimist Way

Palmetto, FL 34221

Pending
4
Beds
3
Baths
2,593
Sq Ft
0.11
Acres
2026
Built
New construction$154/sqft
Single Family Residence

Property type

2026

Year built

4,800 sqft

Lot size

$154

Price / sq ft

$222/mo

HOA dues

7

Days on market

2

Garage spaces

X

Flood zone

About this home

****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Inspiration at Southpointe lives up to its name. This elegant two-story home offers 2,593 square feet of thoughtfully designed space, featuring 4 bedrooms, 2.5 bathrooms, a versatile den, and a two-car garage. Step through the front door into a welcoming foyer, where a staircase leads to the second floor. Just beyond, you’ll find the den, and a convenient powder room, the perfect place for work or relaxation. Continue into the heart of the home, where the great room seamlessly connects to a chef-inspired kitchen with a spacious island. Past the kitchen, a charming café area opens through sliding glass doors to the lanai, creating an ideal setting for indoor-outdoor living. Upstairs, all four bedrooms await. Three secondary bedrooms share a well-appointed bathroom, while the laundry room is thoughtfully located on this level for convenience. The primary suite, positioned at the rear of the home for privacy, offers a serene retreat with a double vanity, walk-in closet, and private water closet.

Local Insight

At $154 per square foot for brand-new construction in Palmetto, this is competitive pricing, though the tight 0.11-acre lot and $222 monthly HOA mean you're paying for the subdivision amenities and newer bones rather than land or privacy. The X flood zone is a genuine advantage—no flood insurance required—which saves you money long-term compared to most of the Tampa Bay area. Just verify the builder's warranty coverage and walk the actual finishes before closing, since new construction defects aren't always visible at first inspection.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,023
Property taxes$42
Home insurance (est.)$183
HOA dues$222

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history7 days on market

  1. Status: Pending
    Mar 23, 2026
  2. Listed$399,999
    Mar 16, 2026
  3. Price increased$399,999

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
7
Subdivision
Southpointe
County
Manatee
Year built
2026
Living area
2,593 sq ft
Price/sq ft
$154
Building area
3,146 sq ft (Builder)
Lot size
4,800 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$500 (2025)
Parcel #
646010759
Zoning
PDR
MLS #
R4910888

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Microwave, Range
Interior features
Eat-in Kitchen, Walk-In Closet(s)
Laundry
Inside, Upper Level
Stories / Levels
Two
Direction faces
West
New construction
Yes

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$667 / Quarterly
Monthly HOA
$222/mo
Total monthly fees
$222/mo
Total annual fees
$2,668
HOA name
ACCESS MANAGEMENT / JULIA JENSEN
CDD
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
SEE HOA DOCS

Exterior & Construction

Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Sewer Available, Water Available

Community

Pets allowed
Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleBuffalo Creek MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst15x21
Primary BedroomSecond16x14
KitchenFirst13x12
Bedroom 2Second11x13
DenFirst10x14

Listing Details

Listing date
2026-03-16
On market date
2026-03-16
Original list price
$399,999
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Other
Status changed
2026-03-23
Tax legal description
LOT 331 SOUTHPOINTE PH I, IIA & IIB PI #6460.1075/9

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take Exit 229 for 97th Street E/Moccasin Wallow Road, and head West. Continue on Moccasin Wallow Road, making a U-turn at 36th Avenue East. Then, take a Right onto Southpointe Dr. Once in the community, follow signs for the Model Center.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 3:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA