$395,000
4131 Tree Swallow Trail
St Cloud, FL 34772
Listing updated: June 8, 2026 at 8:29 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in the Southern Pines community, perfectly situated on a large corner lot with attractive curb appeal and beautiful landscaping that creates a warm first impression from the moment you arrive. The modern exterior design and well-kept grounds set the stage for the bright and welcoming interior inside. As you step through the front door, you’ll immediately appreciate the bright and airy atmosphere along with matching flooring that flows throughout the entire home, creating a clean, cohesive look from room to room. The living room, kitchen, and dining area flow seamlessly together, offering an open layout that is ideal for both everyday living and entertaining. Large windows and double sliding glass doors just off the dining area allow natural light to pour in, making the space feel even more open and inviting. The kitchen serves as the heart of the home, featuring matching stainless steel appliances, a custom tile backsplash, and a spacious walk-in pantry for plenty of storage. A massive center island with bar seating overlooks the living and dining areas, making it perfect for casual meals, hosting guests, or staying connected while preparing meals. Just off the kitchen, the primary bedroom offers a bright and comfortable retreat and includes an attached bathroom for added privacy and convenience. The primary bathroom features a dual-sink vanity and a massive walk-in closet, providing both functionality and ample space. The remaining two bedrooms are located toward the front of the home and are similar in size and layout. Each room offers plenty of natural light and easy access to the guest bathroom, making them perfect for family members, guests, or even a home office setup. Step outside through the double sliding glass doors off the dining room onto the fully covered and screened-in back patio, an ideal place to relax or entertain year-round. The patio overlooks the spacious backyard, offering plenty of room for pets, family gatherings, outdoor activities, or simply enjoying your privacy. Residents of Southern Pines enjoy a variety of community amenities and convenient access to major roads, shopping, dining, and entertainment, making this home an excellent choice for both comfort and location. This home offers the perfect blend of style, functionality, and convenience—a wonderful opportunity to enjoy everything Southern Pines has to offer.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history27 days on market
- Status: ActiveMay 19, 2026
- Listed$410,000Mar 12, 2026
- Price reduced$395,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 27
- Cumulative DOM
- 148
- Subdivision
- Southern Pines Ph 5
- County
- Osceola
- Year built
- 2023
- Living area
- 1,746 sq ft
- Price/sq ft
- $226
- Building area
- 2,354 sq ft (Public Records)
- Lot size
- 6,970 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $5,067 (2025)
- Parcel #
- 13-26-30-0663-0001-0720
- Zoning
- RESI
- MLS #
- S5145589
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $343 / Quarterly
- Monthly HOA
- $114/mo
- Total monthly fees
- $114/mo
- Total annual fees
- $1,372
- HOA name
- Sovereign & Jacobs Property Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- ANY AND ALL INFO TO BE VERIFIED BY BUYER OR BUYERS AGENT WITH HOA.
- Approval process
- ANY AND ALL INFO TO BE VERIFIED BY BUYER OR BUYERS AGENT WITH HOA.
Exterior & Construction
- Exterior features
- Lighting, Sidewalk
- Construction materials
- Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First |
Listing Details
- Listing date
- 2026-03-12
- On market date
- 2026-03-12
- Original list price
- $410,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-05-19
- Tax legal description
- SOUTHERN PINES PH 5 PB 31 PGS 133-139 LOT 72
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Turn right onto Southern Vista Loop, then take the first left onto Tree Swallow Trl. Continue down Tree Swallow Trl and the home will be on the right at the corner of Tree Swallow Trl and Southern Vista Loop.
More homes like this


$425,000
4160 Southern Vista Loop
St Cloud, FL 34772
4 bd · 3 ba · 2,175 sqft
Southern Pines Ph 5
MLS# O6379217

$369,990
1686 Contentment Loop
Kissimmee, FL 34744
3 bd · 3 ba · 1,755 sqft
Tohoqua Ph 3
MLS# S5136114

$478,034
5156 Dominion Aly
St Cloud, FL 34771
3 bd · 4 ba · 2,149 sqft
The Waters At Center Lake Ranch
MLS# O6415008

$409,100
4529 Eagle Perch Ct
St Cloud, FL 34772
4 bd · 2 ba · 1,840 sqft
The Meadow At Crossprairie
MLS# TB8497863
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 8, 2026 at 8:29 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA