109 Peckham Street, FL
Stellar MLS

$544,800

109 Peckham Street

Port Charlotte, FL 33952

Active
3
Beds
2
Baths
1,490
Sq Ft
0.23
Acres
1977
Built
WaterfrontWater accessPrivate pool$366/sqft
Single Family Residence

Property type

1977

Year built

10,073 sqft

Lot size

$366

Price / sq ft

No HOA

HOA dues

81

Days on market

2

Garage spaces

AE

Flood zone

About this home

SAILBOAT ACCESS • TURNKEY FURNISHED • POOL & SPA • QUICK ACCESS TO CHARLOTTE HARBOR AND THE GULF OF MEXICO Imagine waking up each morning, stepping out to your private dock, and being on the open waters of Charlotte Harbor within minutes. This beautifully maintained, fully furnished 3 bedroom, 2 bath waterfront pool home offers the Florida lifestyle many dream about but few get to enjoy. With 80 feet of concrete seawall, a private dock, and a newer 10,000 lb covered boat lift, this sailboat-access property provides quick, no-bridge access to Charlotte Harbor and the Gulf of Mexico. Whether you enjoy boating, fishing, kayaking, paddleboarding, or simply watching dolphins and manatees pass by, this home puts it all right outside your back door. Even better, it's being sold turnkey furnished, allowing you to move in and start enjoying waterfront living from day one. Just bring your suitcase and your boat. Located within walking distance of the Port Charlotte Beach Complex, you'll enjoy easy access to walking paths, biking, tennis courts, pickleball, fishing, waterfront parks, and community events. This location truly offers the best of Southwest Florida living. Peace of mind comes with numerous major updates, including a newer roof, Rheem air conditioning system, hot water heater, refrigerator, and dryer, all approximately three years old. The pool equipment has also been upgraded with a newer pump, and the lanai roof and screening have been recently replaced. Impact windows across the front of the home and hurricane shutters throughout provide added protection and security. Inside, you'll find a spacious and inviting floor plan designed for both everyday comfort and entertaining. The kitchen serves as the heart of the home, opening seamlessly to the living and family rooms while overlooking the dining area. A large granite wrap-around breakfast bar provides plenty of seating for family gatherings and casual meals. The kitchen is beautifully appointed with rich wood cabinetry featuring crown molding, granite countertops, a matching granite backsplash, and abundant workspace. Crown molding continues throughout the entire home, including the bathrooms, while chair rail accents add character and elegance to the living areas. The spacious primary suite offers generous closet space, an additional linen closet, and direct access to the beautifully updated bathroom. Both bathrooms feature granite countertops, wood cabinetry, tiled shower walls, and modern glass enclosures. The primary bathroom also serves as a convenient pool bath with direct access to the outdoor living area. Step outside and discover where this home truly shines. The expansive 12' x 49' covered brick paver lanai creates the perfect setting for outdoor dining, entertaining, or simply relaxing while overlooking the sparkling pool, spa, and waterfront views. The newly covered lanai provides ample shade, making it easy to enjoy Florida's outdoor lifestyle year-round. From sunset cruises and fishing adventures to poolside gatherings with friends and family, this exceptional waterfront home offers everything you need to experience the Florida lifestyle at its finest. With sailboat access, a private dock and lift, a pool and spa, extensive updates, and furnishings included, this is a rare opportunity to start living your waterfront dream immediately.

Estimated monthly payment

Principal & interest$2,755
Property taxes$570
Home insurance (est.)$250

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history81 days on market

  1. Status: Active
    Mar 12, 2026
  2. Listed$549,800
    Mar 12, 2026
  3. Price reduced$544,800

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
81
Subdivision
Port Charlotte Sec 039
County
Charlotte
Year built
1977
Living area
1,490 sq ft
Price/sq ft
$366
Building area
2,616 sq ft (Public Records)
Lot size
10,073 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12015C0228G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$6,836 (2025)
Parcel #
402227305005
Zoning
RSF3.5
MLS #
C7523183

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryPeace River ElementaryGreatSchools ↗
MiddlePort Charlotte MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst10x9
Living RoomFirst16x15
Dining RoomFirst10x7
Family RoomFirst14x12
Primary BedroomFirst14x14
Primary BathroomFirst10x5
Bedroom 2First10x10
Bedroom 3First10x10
Bathroom 2First10x5
FoyerFirst6x4
Balcony/Porch/LanaiFirst49x12

Listing Details

Listing date
2026-03-11
On market date
2026-03-12
Original list price
$549,800
Occupant type
Vacant
MLS area
33952 - Port Charlotte
Listing AOR
Port Charlotte
Status changed
2026-03-12
Tax legal description
PCH 039 1175 0120 PORT CHARLOTTE SEC39 BLK1175 LT 120 268/193 551/1677 DC2331/822-ARP 2877/395 3883/718

Flood risk

High riskFEMA Zone AEPanel 12015C0228G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US- 41 S, R-on Port Charlotte Blvd. At the traffic circle, take the 3rd exit onto Edgewater Dr, R-on Harbor Blvd, L-on Peckham St SE. Home on right side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 3:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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