$544,800
109 Peckham Street
Port Charlotte, FL 33952
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
SAILBOAT ACCESS • TURNKEY FURNISHED • POOL & SPA • QUICK ACCESS TO CHARLOTTE HARBOR AND THE GULF OF MEXICO Imagine waking up each morning, stepping out to your private dock, and being on the open waters of Charlotte Harbor within minutes. This beautifully maintained, fully furnished 3 bedroom, 2 bath waterfront pool home offers the Florida lifestyle many dream about but few get to enjoy. With 80 feet of concrete seawall, a private dock, and a newer 10,000 lb covered boat lift, this sailboat-access property provides quick, no-bridge access to Charlotte Harbor and the Gulf of Mexico. Whether you enjoy boating, fishing, kayaking, paddleboarding, or simply watching dolphins and manatees pass by, this home puts it all right outside your back door. Even better, it's being sold turnkey furnished, allowing you to move in and start enjoying waterfront living from day one. Just bring your suitcase and your boat. Located within walking distance of the Port Charlotte Beach Complex, you'll enjoy easy access to walking paths, biking, tennis courts, pickleball, fishing, waterfront parks, and community events. This location truly offers the best of Southwest Florida living. Peace of mind comes with numerous major updates, including a newer roof, Rheem air conditioning system, hot water heater, refrigerator, and dryer, all approximately three years old. The pool equipment has also been upgraded with a newer pump, and the lanai roof and screening have been recently replaced. Impact windows across the front of the home and hurricane shutters throughout provide added protection and security. Inside, you'll find a spacious and inviting floor plan designed for both everyday comfort and entertaining. The kitchen serves as the heart of the home, opening seamlessly to the living and family rooms while overlooking the dining area. A large granite wrap-around breakfast bar provides plenty of seating for family gatherings and casual meals. The kitchen is beautifully appointed with rich wood cabinetry featuring crown molding, granite countertops, a matching granite backsplash, and abundant workspace. Crown molding continues throughout the entire home, including the bathrooms, while chair rail accents add character and elegance to the living areas. The spacious primary suite offers generous closet space, an additional linen closet, and direct access to the beautifully updated bathroom. Both bathrooms feature granite countertops, wood cabinetry, tiled shower walls, and modern glass enclosures. The primary bathroom also serves as a convenient pool bath with direct access to the outdoor living area. Step outside and discover where this home truly shines. The expansive 12' x 49' covered brick paver lanai creates the perfect setting for outdoor dining, entertaining, or simply relaxing while overlooking the sparkling pool, spa, and waterfront views. The newly covered lanai provides ample shade, making it easy to enjoy Florida's outdoor lifestyle year-round. From sunset cruises and fishing adventures to poolside gatherings with friends and family, this exceptional waterfront home offers everything you need to experience the Florida lifestyle at its finest. With sailboat access, a private dock and lift, a pool and spa, extensive updates, and furnishings included, this is a rare opportunity to start living your waterfront dream immediately.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history81 days on market
- Status: ActiveMar 12, 2026
- Listed$549,800Mar 12, 2026
- Price reduced$544,800
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 81
- Subdivision
- Port Charlotte Sec 039
- County
- Charlotte
- Year built
- 1977
- Living area
- 1,490 sq ft
- Price/sq ft
- $366
- Building area
- 2,616 sq ft (Public Records)
- Lot size
- 10,073 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12015C0228G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $6,836 (2025)
- Parcel #
- 402227305005
- Zoning
- RSF3.5
- MLS #
- C7523183
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 10x9 |
| Living Room | First | 16x15 |
| Dining Room | First | 10x7 |
| Family Room | First | 14x12 |
| Primary Bedroom | First | 14x14 |
| Primary Bathroom | First | 10x5 |
| Bedroom 2 | First | 10x10 |
| Bedroom 3 | First | 10x10 |
| Bathroom 2 | First | 10x5 |
| Foyer | First | 6x4 |
| Balcony/Porch/Lanai | First | 49x12 |
Listing Details
- Listing date
- 2026-03-11
- On market date
- 2026-03-12
- Original list price
- $549,800
- Occupant type
- Vacant
- MLS area
- 33952 - Port Charlotte
- Listing AOR
- Port Charlotte
- Status changed
- 2026-03-12
- Tax legal description
- PCH 039 1175 0120 PORT CHARLOTTE SEC39 BLK1175 LT 120 268/193 551/1677 DC2331/822-ARP 2877/395 3883/718
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US- 41 S, R-on Port Charlotte Blvd. At the traffic circle, take the 3rd exit onto Edgewater Dr, R-on Harbor Blvd, L-on Peckham St SE. Home on right side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 1, 2026 at 3:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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