542 Division Street, FL
Stellar MLS

$474,900

542 Division Street

Tarpon Springs, FL 34689

Listing updated: April 6, 2026 at 9:46 AM ET

Active
4
Beds
2
Baths
1,729
Sq Ft
0.11
Acres
1920
Built
In-law suite$275/sqft360° tour
Single Family Residence

Property type

1920

Year built

4,796 sqft

Lot size

$275

Price / sq ft

No HOA

HOA dues

28

Days on market

X

Flood zone

About this home

PRICED REDUCED! Located on a quiet brick street in the heart of Tarpon Springs, this well-maintained duplex offers excellent flexibility for homeowners and investors alike. Whether you're seeking a rental property or a home with the opportunity for additional income, this property delivers. Each unit features two bedrooms and one bathroom, along with its own private laundry and off-street parking. The main unit’s kitchen includes butcher block countertops and a farmhouse-style sink, while the updated bathroom showcases a walk-in shower with modern tile and fixtures. Luxury vinyl plank (LVP) flooring runs throughout the home, and the interior has been recently painted, creating a clean, bright feel. The second unit provides great versatility—perfect as an in-law suite, guest house, short-term rental, or long-term tenant space. This home is located outside of a flood zone and is within walking distance of many of the area’s most popular attractions, including the Tarpon Springs Sponge Docks, Spring Bayou, charming downtown Tarpon Springs, and the Pinellas Trail. Schedule your showing today and explore the possibilities this unique property has to offer.

Local Insight

At $275/sqft for a 1920 built home, you're getting decent value in Tarpon Springs, especially with the in-law suite adding rental income potential—just factor in that a house this old will likely need foundation work, plumbing updates, or roof replacement sooner rather than later. The 0.11-acre lot is tight, so there's minimal yard space and you'll want to inspect closely for any settling or moisture issues common to homes of this age in Florida's humid climate.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,401
Property taxes$597
Home insurance (est.)$218

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history28 days on market

  1. Status: Active
    Mar 9, 2026
  2. Listed$499,900
    Mar 9, 2026
  3. Price reduced$474,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
28
Subdivision
Tarpon Heights Rev Of Sec D Of I B Read
County
Pinellas
Year built
1920
Living area
1,729 sq ft
Price/sq ft
$275
Building area
1,979 sq ft (Public Records)
Lot size
4,796 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0019H)
Annual taxes
$7,158 (2025)
Parcel #
12-27-15-89874-000-0080
MLS #
TB8483670

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Range, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan
Laundry
Inside
Stories / Levels
One
Direction faces
North
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to confirm Leasing Restrictions with the city of Tarpon Springs.

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Cement Siding, HardiPlank Type
Roof
Metal
Foundation
Pillar/Post/Pier
Road surface
Brick

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Great RoomFirst12x20
KitchenFirst12x12
Primary BedroomFirst12x13
Primary BathroomFirst6x10

Listing Details

Listing date
2026-03-06
On market date
2026-03-09
Original list price
$499,900
Occupant type
Tenant
MLS area
34689 - Tarpon Springs
Listing AOR
Suncoast Tampa
Status changed
2026-03-09
Tax legal description
TARPON HEIGHTS, REV PLAT OF SECTION D OF I.B. READS LOT 8

Flood risk

Minimal riskFEMA Zone XPanel 12103C0019H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Alt 19 Head west on Athens St. and then Left on Division St.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 6, 2026 at 9:46 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA