3957 Tarpon Pointe Circle, FL
Stellar MLS

$429,900

3957 Tarpon Pointe Circle

Palm Harbor, FL 34684

Active
3
Beds
2
Baths
1,588
Sq Ft
0.16
Acres
1988
Built
55+ community$271/sqft360° tour
Single Family Residence

Property type

1988

Year built

6,826 sqft

Lot size

$271

Price / sq ft

$164/mo

HOA dues

51

Days on market

2

Garage spaces

X

Flood zone

About this home

* * BEAUTIFUL UPDATED – MOVE IN READY HOME * * Located in the MUCH SOUGHT after HIGHLAND LAKES Community * * Be as active or as private as you want. This property has the membership to “THE CLUB” (at an unbelievable low cost of $164/month). You get UNLIMITED GOLF on 27 holes. Access to tennis courts, pickleball courts (indoor and outdoor), shuffleboard, bocci ball courts. Spectacular heated pool with umbrellas and covered seating. The expansive clubhouse offers a large auditorium for activities, shows and parties. Fully equipped woodworking shop, ceramics shop, card room, billiards and more. This home is a great location as it one home away from the community sidewalk that makes it just steps away from the “THE LODGE ON LAKE TARPON” which is also part of “THE CLUB” and is a secondary clubhouse with pool, picnic area, horse shoes and is finally highlighted by the dock and community pontoon boats on Lake Tarpon. Step inside to discover a bright, open floor plan with modern finishes and thoughtful upgrades throughout. The spacious living and dining areas flow seamlessly, creating the perfect setting for entertaining friends or enjoying a quiet evening at home. The updated kitchen features granite countertops, offering both function and flair. The primary suite provides a peaceful retreat with a generously sized bedroom, ample closet space, and a refreshed en-suite bath. Two additional bedrooms offer flexibility for guests, a home office, or hobby space. A second full bath has also been tastefully updated. Outside, enjoy your morning coffee or evening cocktails on the private patio, surrounded by low-maintenance landscaping—so you can spend more time enjoying the lifestyle you deserve. * * PLEASE NOTE * * It is buyer’s responsibility to verify all information. Information posted in MLS or any marketing information is not guaranteed.

Estimated monthly payment

Principal & interest$2,174
Property taxes$246
Home insurance (est.)$197
HOA dues$164

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history51 days on market

  1. Status: Active
    Mar 12, 2026
  2. Listed$449,900
    Mar 12, 2026
  3. Price reduced$429,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
51
Cumulative DOM
204
Subdivision
Highland Lakes Unit Thirtyfour
County
Pinellas
Year built
1988
Living area
1,588 sq ft
Price/sq ft
$271
Building area
2,148 sq ft (Public Records)
Lot size
6,826 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0079H)
Garage
2 spaces
Annual taxes
$2,953 (2025)
Parcel #
04-28-16-38928-000-0080
Zoning
RPD-7.5
MLS #
TB8482759

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Laminate, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Washer Hookup
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$164 / Monthly
Monthly HOA
$164/mo
Total monthly fees
$164/mo
Total annual fees
$1,968
HOA name
Highland Lakes / Scarlette Roach
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify all information.
Approval process
Application & fee

Exterior & Construction

Exterior features
French Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Schools

ElementaryHighland Lakes Elementary-PNGreatSchools ↗
MiddleCarwise Middle-PNGreatSchools ↗
High SchoolEast Lake High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Dining RoomFirst
Living RoomFirst
KitchenFirst
Primary BedroomFirst
Primary BathroomFirst
Bedroom 2First
Bedroom 3First
Bathroom 2First

Listing Details

Listing date
2026-03-12
On market date
2026-03-12
Original list price
$449,900
Occupant type
Vacant
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-03-12
Tax legal description
HIGHLAND LAKES UNIT THIRTYFOUR LOT 8

Flood risk

Minimal riskFEMA Zone XPanel 12103C0079H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 19 N., east on Highlands Blvd., right on Loch Rd., left on Tarpon Pointe Cir. to address.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 2, 2026 at 2:11 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA