1420 Emerald Drive, FL
Stellar MLS

$489,000

1420 Emerald Drive

Kissimmee, FL 34744

Listing updated: June 6, 2026 at 11:43 AM ET

Active
3
Beds
2
Baths
1,857
Sq Ft
0.35
Acres
1973
Built
WaterfrontWater accessPrivate poolFireplace$263/sqft
Single Family Residence

Property type

1973

Year built

15,071 sqft

Lot size

$263

Price / sq ft

No HOA

HOA dues

60

Days on market

2

Garage spaces

A

Flood zone

About this home

**BUYER FINANCING FELL THROUGH**Bring your boat, RV, chickens, etc! Welcome to 1420 Emerald Drive in Kissimmee, a rare opportunity to own boatable lakefront property for under $500,000 with a BRAND NEW 2026 ROOF and no HOA! Set along the banks of Fish Lake where you can enjoy boating, waterskiing, and sunset views right from your oversized, fenced-in backyard; this home offers a lifestyle that is increasingly hard to find at this price point in Central Florida in a fantastic location. Inside, the home features a well designed layout with both a living room and a separate family room, giving you plenty of space for relaxing after a day on the water, entertaining guests, or gathering with friends and family. Large windows bring in natural light and frame peaceful lake views, creating a bright and welcoming atmosphere throughout the main living areas. The home includes a primary bedroom that serves as a comfortable private retreat, along with two additional bedrooms that offer flexibility for family members, guests, or a home office. The kitchen provides ample cabinetry and workspace and is conveniently located near the dining and living areas, making it easy to host dinners or casual get togethers after a day on the lake. Step outside to enjoy your own private pool and deck overlooking the water. Spend mornings with coffee by the lake, afternoons cooling off in the pool, and evenings watching the sunset reflect across the water. With direct lake access, you can keep your boat ready for a quick ski set, paddle around the shoreline, or simply enjoy the peaceful waterfront setting. Located in Kissimmee/St. Cloud with convenient access to shopping, dining, schools, and major roadways, this property also offers an easy drive to Orlando and nearby attractions. 1420 Emerald Drive presents a unique chance to enjoy true lakefront living, complete with a private pool; all at a price point that is becoming increasingly rare in Central Florida. **This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.**

Estimated monthly payment

Principal & interest$2,473
Property taxes$276
Home insurance (est.)$224

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history60 days on market

  1. Status: Active
    Apr 29, 2026
  2. Listed$499,000
    Mar 5, 2026
  3. Price reduced$489,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
60
Subdivision
Emerald Lake Colony Unit 2
County
Osceola
Year built
1973
Living area
1,857 sq ft
Price/sq ft
$263
Building area
2,842 sq ft (Public Records)
Lot size
15,071 sq ft
Lot category
1/4 to less than 1/2
Flood zone
A (12097C0090G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,310 (2025)
Parcel #
32-25-30-3070-0001-0200
Zoning
RS-3
MLS #
O6386884

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile, Vinyl, Wood
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Dry Bar, Eat-in Kitchen, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Northeast
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Rain Gutters
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Connected, Electricity Connected, Water Connected

Schools

ElementaryNeptune ElementaryGreatSchools ↗
MiddleNeptune Middle (6-8)GreatSchools ↗
High SchoolGateway High School (9 12)GreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Dining RoomFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Family RoomFirst

Listing Details

Listing date
2026-03-05
On market date
2026-03-05
Original list price
$499,000
Occupant type
Owner
MLS area
34744 - Kissimmee
Listing AOR
Orlando Regional
Status changed
2026-04-29
Tax legal description
EMERALD LAKE COLONY UNIT 2 PB 1 PG 436 BLK 1 LOT 20

Flood risk

High riskFEMA Zone APanel 12097C0090G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-4 W (SR-400) toward Tampa. Continue on I-4 Express Ln. Continue on Florida's Tpke. Turn left onto E Irlo Bronson Memorial Hwy (US-192 E/US-441 S). Turn right onto Florence Dr. Turn slightly right onto Emerald Dr.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 11:43 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA