441 Palm Island, FL
Stellar MLS

$1,349,000

441 Palm Island

Clearwater, FL 33767

Listing updated: June 8, 2026 at 7:30 PM ET

Active
3
Beds
2
Baths
2,167
Sq Ft
0.19
Acres
1967
Built
Water viewWater accessPrivate poolFireplace$623/sqft
Single Family Residence

Property type

1967

Year built

8,403 sqft

Lot size

$623

Price / sq ft

No HOA

HOA dues

100

Days on market

2

Garage spaces

AE

Flood zone

About this home

* SELLER OFFERED A RATE BUY DOWN* Rare Island Estates waterfront single-family opportunity with deep-water dock and prime boating access. This well-maintained 3-bedroom, 2-bath residence offers the rare combination of updated systems, private dockage, and a location just minutes from Clearwater Beach. Designed for the Florida coastal lifestyle, the property features a private boat deck with a 10,000-lb lift, separate jet ski lift, and generous docking space — ideal for boating enthusiasts seeking immediate water access. Whether used as a primary residence, second home, or waterfront investment, the dock infrastructure delivers exceptional flexibility and long-term value. Inside, the open floor plan creates seamless flow between living, dining, and kitchen areas, enhanced by tile flooring throughout for durability and low maintenance. Large windows frame tranquil water views and bring in natural light, while the layout supports both everyday living and entertaining. Step outdoors to a saltwater pool with heated spa, creating a private backyard retreat overlooking the water. The setting offers both relaxation and the ability to host gatherings with ease. Major updates provide peace of mind, including: • Roof replaced in 2019 • Gas tankless water heater installed in 2020 • Boat deck rebuilt in 2023 • New AC system installed in 2025 Located in the desirable Island Estates community, residents enjoy a quiet waterfront neighborhood atmosphere while remaining just minutes from Clearwater Beach, dining, shopping, and local amenities. Opportunities to secure updated waterfront property with lift-equipped dockage in this location are limited. Schedule your private showing and experience the lifestyle firsthand. The seller has limited knowledge of the property’s current condition as it has been used primarily as a seasonal residence. Buyer must independently verify all measurements, specifications, and property details. Schedule your private showing to explore this waterfront opportunity.Boat available for sale:2019 Pursuit 288S Twin 300 Yamaha White outboard 30' and 850 Hours

Estimated monthly payment

Principal & interest$6,821
Property taxes$1,463
Home insurance (est.)$618

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history100 days on market

  1. Status: Active
    Feb 28, 2026
  2. Listed$1,399,000
    Feb 28, 2026
  3. Price reduced$1,349,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
100
Subdivision
Island Estate
County
Pinellas
Year built
1967
Living area
2,167 sq ft
Price/sq ft
$623
Building area
2,816 sq ft (Public Records)
Lot size
8,403 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0102H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$17,560 (2025)
Parcel #
05-29-15-43434-000-0940
Zoning
RES
MLS #
TB8481527

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Interior features
Ceiling Fans(s), Central Vaccum, Open Floorplan, Stone Counters, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air, Mini-Split Unit(s)

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional, Other
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
CITY OF CLEARWATER

Exterior & Construction

Exterior features
Lighting, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Block
Pool
Private pool
Water access
Yes
Water view
Yes
Road surface
Asphalt, Concrete, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available, Public, Water Available

Community

Pets allowed
Yes

Schools

ElementarySandy Lane Elementary-PNGreatSchools ↗
MiddleDunedin Highland Middle-PNGreatSchools ↗
High SchoolClearwater High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst29x13
Dining RoomFirst13x13
FoyerFirst13x10
KitchenFirst15x14
Primary BedroomFirst19x13
Bedroom 2First13x12
Bedroom 3First13x11
LaundryFirst9x7
Balcony/Porch/LanaiFirst33x10

Listing Details

Listing date
2026-02-28
On market date
2026-02-28
Original list price
$1,399,000
Occupant type
Owner
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Suncoast Tampa
Status changed
2026-02-28
Tax legal description
Island Estates of Clearwater Unit 6-B, Lot 94

Flood risk

High riskFEMA Zone AEPanel 12103C0102H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head west on Tampa Rd toward Island Way. Turn right onto Island Way. Follow Island Way to Palm Island NE, turn right. Home is at the end of the cul-de-sac on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 8, 2026 at 7:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA