$150,000
4550 Charter Street
Zephyrhills, FL 33542
Listing updated: June 5, 2026 at 4:17 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Under contract-accepting backup offers. Welcome to 4550 Charter Street! This well-maintained 2-bedroom, 2-bathroom double wide Merit home offers peace of mind with several major upgrades already completed. Enjoy a NEW ROOF (2025), NEW HVAC system installed in 2022 with annual maintenance, most recently serviced in January 2026, and the septic system was recently pumped in 2024. This functional layout provides comfortable living areas and a spacious screened-in porch, perfect for enjoying Florida’s climate year-round. The washer and dryer are conveniently housed in the shed, maximizing interior space and efficiency. Located in Zephyrhills minutes from parks, restaurants, shopping, and major highways with NO HOA or CDD fees! In addition, this home sits on a corner lot and you own the home and land. Situated on its own .16-acre lot, this property also offers the opportunity to purchase the adjacent separately deeded .16-acre lot for an additional $60,000 (MLS #TB8480505). Whether you’re a first-time home buyer, downsizing, or looking for a solid investment, this home is move-in ready with key systems already taken care of. Don’t miss this opportunity to own a thoughtfully maintained home with important upgrades already in place!
Local Insight
At $149/sqft for a 1989 manufactured home, you're looking at a budget-friendly entry point, though you'll want a thorough inspection given the age and potential for costly surprises with systems and the roof. The 0.16-acre lot is compact and the home sits in a manufactured community, so factor in whether you're comfortable with that lifestyle and any future rent increases on the lot itself—those details matter more than the purchase price here. The X flood zone is a genuine plus for insurance costs, and being in Zephyrhills puts you in an established area, but the real question is whether this is a flip play, a rental investment, or personal housing, because the value proposition shifts significantly depending on your endgame.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history8 days on market
- Status: PendingMar 11, 2026
- Listed$150,000Mar 2, 2026
- Price increased$150,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Pending
- Days on market
- 8
- Subdivision
- Winters Sub
- County
- Pasco
- Year built
- 1989
- Living area
- 1,008 sq ft
- Price/sq ft
- $149
- Building area
- 1,148 sq ft (Public Records)
- Lot size
- 6,778 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Annual taxes
- $391 (2025)
- Parcel #
- 14-26-21-029A-00000-0920
- Zoning
- RMH
- MLS #
- TB8480566
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Vinyl
- Appliances
- Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
- Laundry
- Outside
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer and Buyer agent to contact city of Zephyrhills for any lease restrictions.
Exterior & Construction
- Exterior features
- Awning(s), Private Entrance, Private Mailbox
- Construction materials
- Metal Siding
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Concrete
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Fiber Optics, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14x17 |
| Primary Bedroom | First | 12x13 |
| Kitchen | First | 7x11 |
Listing Details
- Listing date
- 2026-02-27
- On market date
- 2026-03-02
- Original list price
- $150,000
- Occupant type
- Owner
- MLS area
- 33542 - Zephyrhills
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-11
- Tax legal description
- WINTERS SUB 4TH ADD PB 10 PG 119 LOT 92 OR 1773 PG 983
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Going North on US-301-N/Gall Blvd turn West onto C Ave. for 0.3 miles then turn South onto Charter Street and the home will be on your left in 0.2 miles.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 5, 2026 at 4:17 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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