521 Montana Avenue, FL
Stellar MLS

$1,495

521 Montana Avenue

St Cloud, FL 34769

Listing updated: June 5, 2026 at 10:56 AM ET

Active
2
Beds
2
Baths
1,010
Sq Ft
0.26
Acres
2014
Built
$1/sqft360° tour
Half Duplex

Property type

2014

Year built

11,238 sqft

Lot size

$1

Price / sq ft

No HOA

HOA dues

94

Days on market

1

Garage space

About this home

Move-in Special...$1495 for the first 3 months if leased by 6/15. Rent will increase to $1645 for the remainder of the lease term. 2 bedroom 2 bath duplex for rent with a single car garage in a great location in St. Cloud. Block construction, granite counter tops, Whirlpool stainless steel appliances with ceramic cook top range. Pavered driveway, patio with extra large partially fence back yard and lawn service included. Excellent location close to major shopping areas and great schools. Pets allowed with non-refundable pet fee; breed, age, and weight restrictions apply. No cats allowed. First month’s rent and Security deposit equal to one month’s rent at a minimum, may be more depending on tenant screening. $75 application fee for each person 18 years of age or older. Our application process is online and can be completed at any time- "completed" applications are processed on a first come, first serve basis- applicants are welcome to apply prior to viewing unit. Call today to schedule a showing as this property will not last long.

Local Insight

At $1 per square foot on a 2014 half duplex, you're looking at genuine inventory scarcity pricing in a market where Lake Nona spillover and NeoCity job growth are starting to reshape Osceola County—but the tight 1,010 sqft footprint and shared wall mean you're buying location and appreciation potential, not space cushion. St. Cloud's deliberate mix of family residential character, actual downtown bones, and lakefront parks differentiates it from the tourist-corridor sprawl of Kissimmee, which matters if you're raising kids or want genuine community rather than transience. The no-HOA structure and the Seminole Land & Investment Company subdivision lineage are worth digging into, since deed restrictions from the original 1909 land colony sometimes still carry quirks that don't show up in standard disclosures.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$8
Property taxes$1
Home insurance (est.)$1

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history94 days on market

  1. Status: Active
    May 21, 2026
  2. Listed$1,745
    Mar 2, 2026
  3. Price reduced$1,495

Virtual Tour

Facts & features

Property type
Residential Lease
Sub type
Half Duplex
Status
Active
Days on market
94
Subdivision
Seminole Land & Investment Companys
County
Osceola
Year built
2014
Living area
1,010 sq ft
Price/sq ft
$1
Building area
1,270 sq ft (Public Records)
Lot size
11,238 sq ft
Garage
1 spaces
Parcel #
01-26-30-0001-0028-0130
MLS #
R4910765

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Refrigerator
Interior features
Thermostat
Laundry
Laundry Closet
Stories / Levels
One

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
HOA name
Central FL Real Estate Management 321-222-9262
Min lease term
8-12 Months

Exterior & Construction

Road surface
Asphalt

Community

Pets allowed
Breed Restrictions, Dogs OK, Yes

Schools

ElementaryLakeview Elem (K 5)GreatSchools ↗
MiddleSt. Cloud Middle (6-8)GreatSchools ↗
High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2First11x12
KitchenFirst11x10
Living RoomFirst15x12
Primary BedroomFirst11x12

Listing Details

Listing date
2026-03-02
On market date
2026-03-02
Original list price
$1,745
Occupant type
Vacant
MLS area
34769 - St Cloud (City of St Cloud)
Listing AOR
Other
Status changed
2026-05-21

Location

Directions

192 to Montana Ave

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 10:56 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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