10838 78th Court, FL
Stellar MLS

$165,000

10838 78th Court

Ocala, FL 34476

Active
2
Beds
2
Baths
1,102
Sq Ft
0.23
Acres
1988
Built
55+ community$150/sqft
Single Family Residence

Property type

1988

Year built

10,019 sqft

Lot size

$150

Price / sq ft

$124/mo

HOA dues

104

Days on market

2

Garage spaces

X

Flood zone

About this home

Major updates include a new roof (2026), A/C (2025), and electrical service (2022). This 2-bedroom, 2-bath home offers 1,102 sq ft plus a 20' x 24' garage, with a comfortable, functional layout for easy living. Enjoy a bright 14' x 17' Florida room addition and a 9' x 16' lanai for outdoor relaxation. Located in Palm Cay, a gated 55+ community in Southwest Ocala, residents enjoy 24-hour security, golf cart-friendly streets, and an active lifestyle. Amenities include a clubhouse, pool, tennis court, and a variety of social activities. The monthly fee covers trash service, security, and community access. Optional RV/boat storage may available for a reasonable fee. Convenient to I-75, the World Equestrian Center, shopping, dining, and medical facilities, with easy access to Gainesville and Orlando. *One or more photos have been digitally enhanced for staging purposes. *One or more photos have been digitally enhanced for staging purposes.

Estimated monthly payment

Principal & interest$834
Property taxes$75
Home insurance (est.)$76
HOA dues$124

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history104 days on market

  1. Status: Active
    Feb 22, 2026
  2. Listed$165,000
    Feb 21, 2026
  3. Price increased$165,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
104
Cumulative DOM
190
Subdivision
Palm Cay Un 02 & Replat/Tract
County
Marion
Year built
1988
Living area
1,102 sq ft
Price/sq ft
$150
Lot size
10,019 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0684E)
Garage
2 spaces
Annual taxes
$900 (2025)
Parcel #
35774-004-26
Zoning
B2
MLS #
OM719133

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
In Garage, Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$124 / Monthly
Monthly HOA
$124/mo
Total monthly fees
$124/mo
Total annual fees
$1,485
HOA name
Robert LaPolt
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See Revitalized, Amended and Restated Declaration of Covenants and Restrictions of Palm Cay
Approval process
See Revitalized, Amended and Restated Declaration of Covenants and Restrictions of Palm Cay

Exterior & Construction

Exterior features
Awning(s)
Construction materials
Vinyl Siding
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Public

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Schools

ElementaryMarion Oaks Elementary SchoolGreatSchools ↗
MiddleWest Port Middle SchoolGreatSchools ↗
High SchoolWest Port High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
Florida RoomFirst
Primary BedroomFirst
KitchenFirst

Listing Details

Listing date
2026-02-18
On market date
2026-02-21
Original list price
$165,000
Occupant type
Vacant
MLS area
34476 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-02-22
Tax legal description
SEC 30 TWP 16 RGE 21 PLAT BOOK 001 PAGE 009 PALM CAY UNIT II BLK D LOT 26

Flood risk

Minimal riskFEMA Zone XPanel 12083C0684E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Highway 200 South to the entrance of palm cay. Entrance left hand side 106 place. Go through guard gate, right on Southwest 80th avenue, left on Southwest 107th place, right on 78th Ct.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 11:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA