9771 97th Lane, FL
Stellar MLS

$184,900

9771 97th Lane

Ocala, FL 34481

Listing updated: April 21, 2026 at 11:10 AM ET

Active
2
Beds
2
Baths
1,199
Sq Ft
0.2
Acres
2003
Built
55+ communityFireplace$154/sqft360° tour
Single Family Residence

Property type

2003

Year built

8,637 sqft

Lot size

$154

Price / sq ft

$479/mo

HOA dues

61

Days on market

2

Garage spaces

X

Flood zone

About this home

Beautiful Granada II model in On Top of the World 55+ community featuring 2 bedrooms, 2 bathrooms, and a 2-car garage with a large workshop and extensive built-in cabinetry—ideal for hobbies or extra storage. Energy-efficient with solar panels (2021) averaging about $30/month electric bill, plus a new roof (2020) for peace of mind. Home includes gas stove, fireplace, water heater, and dryer, along with custom closets in both bedrooms and upgraded kitchen storage with sliding drawers. Bright and functional layout with comfortable living spaces throughout. Enjoy a vibrant lifestyle with access to numerous clubs, activities, golf, fitness centers, pools, and more. Don’t miss the Matterport 3D tour for a complete virtual walkthrough of this well-appointed home.

Estimated monthly payment

Principal & interest$935
Property taxes$119
Home insurance (est.)$85
HOA dues$479

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history61 days on market

  1. Status: Active
    Feb 19, 2026
  2. Listed$194,900
    Feb 19, 2026
  3. Price reduced$184,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
61
Cumulative DOM
245
Subdivision
On Top Of The World
County
Marion
Year built
2003
Living area
1,199 sq ft
Price/sq ft
$154
Building area
1,974 sq ft (Public Records)
Lot size
8,637 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$1,430 (2025)
Parcel #
3530-3004-25
Zoning
PUD
MLS #
OM719087

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Laminate
Appliances
Cooktop, Dishwasher, Dryer, Microwave, Range
Interior features
Ceiling Fans(s), Eat-in Kitchen, Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
One
Direction faces
Southeast
Fireplace
Yes

Heating & Cooling

Heating
Natural Gas
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$479 / Monthly
Monthly HOA
$479/mo
Total monthly fees
$479/mo
Total annual fees
$5,743
HOA name
Parkway Maintenance / Lori Sands
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Leasehold
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Call OTOW for rules
Approval process
Call OTOW for rules

Exterior & Construction

Exterior features
Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Electricity Connected, Natural Gas Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2026-02-19
On market date
2026-02-19
Original list price
$194,900
Occupant type
Owner
MLS area
34481 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-02-19
Tax legal description
SEC 23 TWP 16 RGE 20 PLAT BOOK 003 PAGE 174 ON TOP OF THE WORLD CENTRAL REPLAT PHASE 1B SECTION 6 LOT 4 PARCEL 25

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From On top of the world entrance on State Rd 200, proceed and turn left onto SW 99th St Rd. Then turn left onto SW 98th St, then right onto SW 99th Ave. Then, finally turn right onto SW 97th lane and this home is down on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 21, 2026 at 11:10 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA