88 Hidden Cove, FL
Stellar MLS

$1,045,000

88 Hidden Cove

Flagler Beach, FL 32136

Active
4
Beds
3
Baths
2,750
Sq Ft
0.2
Acres
2007
Built
WaterfrontWater accessPrivate poolIn-law suiteFireplace$380/sqft360° tour
Single Family Residence

Property type

2007

Year built

8,799 sqft

Lot size

$380

Price / sq ft

$300/mo

HOA dues

47

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to your private slice of coastal paradise. This extraordinary Mediterranean-inspired courtyard estate is gracefully positioned on a deep-water saltwater canal, just off the Intracoastal Waterway. Enjoy the rare luxury of true dual waterfront living — launch your boat from your backyard or take a short stroll across the street to a quiet, uncrowded stretch of pristine beach. Here, refined coastal elegance meets effortless waterfront living. The main residence showcases a spacious floor plan designed to capture natural light and showcase timeless architectural details. Recent enhancements ensure modern comfort and peace of mind, including two HVAC systems (2022 & 2025) and a new water heater (2025). At the heart of the home, the chef’s kitchen blends style and functionality with stainless steel appliances, expansive counter space, abundant custom cabinetry, and generous storage — perfectly suited for both intimate evenings and entertaining. Designed with both sophistication and ease in mind, the home features tile flooring throughout all bedrooms, with no carpet anywhere — offering a seamless, low-maintenance aesthetic. The residence embraces Florida’s coveted indoor-outdoor lifestyle, centering around a secluded courtyard oasis. A sparkling pool and outdoor kitchen create an exceptional setting for elegant gatherings, sunset dinners, or serene relaxation in complete privacy. A detached casita enhances the properties versatility, ideal for hosting guests, multi-generational living, a private executive office, fitness studio, or an inspired creative retreat. Located within the exclusive 44-residence waterfront enclave of Shelter Cove, this property offers both privacy and true Florida living. HOA includes gate, community pool with clubhouse and all yard maintenance and irrigation. Your private dock, complemented by a brand-new 10,000 lb boat lift (2025), provides effortless access to open water — inviting days of boating, fishing, and unforgettable sunset cruises along the Intracoastal. This is more than a home — it is a lifestyle defined by elegance, tranquility, and coastal distinction.

Local Insight

At $380/sqft for a 2007 waterfront home with direct water access and a pool, you're paying a premium that's typical for Flagler Beach's limited inventory, but the 0.2-acre lot is tight—so you're really buying the water view and access rather than land depth or privacy buffer. The in-law suite adds practical flexibility for multi-generational living or rental income potential, though the $300 monthly HOA on top of what will likely be substantial insurance and flood premiums in this coastal zone should factor heavily into your true carrying costs. That said, the X flood zone designation (minimal risk) is a genuine advantage compared to AE-zone properties nearby, which could save you significantly on flood insurance year over year.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$5,284
Property taxes$954
Home insurance (est.)$479
HOA dues$300

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history47 days on market

  1. Status: Active
    Feb 12, 2026
  2. Listed$1,045,000
    Feb 12, 2026
  3. Price increased$1,045,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
47
Subdivision
Shelter Cove Sub
County
Flagler
Year built
2007
Living area
2,750 sq ft
Price/sq ft
$380
Building area
3,996 sq ft (Public Records)
Lot size
8,799 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12035C0144E)
Garage
2 spaces
Pool
Private pool
Annual taxes
$11,442 (2025)
Parcel #
26-11-31-5575-00000-0050
Zoning
RES
MLS #
FC316073

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Hardwood, Tile
Appliances
Dishwasher, Electric Water Heater, Range, Refrigerator
Interior features
Eat-in Kitchen, High Ceilings, Solid Surface Counters, Split Bedroom
Laundry
Inside
Stories / Levels
One
Direction faces
East
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$3,600 / Annually
Monthly HOA
$300/mo
Total monthly fees
$300/mo
Total annual fees
$3,600
HOA name
Southern States Mgmt Group
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Confirm with HOA.
Approval process
Lease must be approved by the HOA.

Exterior & Construction

Exterior features
Outdoor Grill
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryOld Kings ElementaryGreatSchools ↗
MiddleBuddy Taylor MiddleGreatSchools ↗
High SchoolFlagler-Palm Coast HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Dining RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-02-12
On market date
2026-02-12
Original list price
$1,045,000
Occupant type
Vacant
MLS area
32136 - Flagler Beach
Listing AOR
Flagler
Status changed
2026-02-12
Tax legal description
SHELTER COVE SUBD LOT 5 MB 34 PG 36 OR 1095 PG 813 OR 1208 PG 1365 OR 1208 PG 1366

Flood risk

Minimal riskFEMA Zone XPanel 12035C0144E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-95, go east on Route 100 to A1A (Oceanshore Blvd) north to Shelter Cove Community. Go through gate and first left to property on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 31, 2026 at 11:21 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA