$1,045,000
88 Hidden Cove
Flagler Beach, FL 32136
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to your private slice of coastal paradise. This extraordinary Mediterranean-inspired courtyard estate is gracefully positioned on a deep-water saltwater canal, just off the Intracoastal Waterway. Enjoy the rare luxury of true dual waterfront living — launch your boat from your backyard or take a short stroll across the street to a quiet, uncrowded stretch of pristine beach. Here, refined coastal elegance meets effortless waterfront living. The main residence showcases a spacious floor plan designed to capture natural light and showcase timeless architectural details. Recent enhancements ensure modern comfort and peace of mind, including two HVAC systems (2022 & 2025) and a new water heater (2025). At the heart of the home, the chef’s kitchen blends style and functionality with stainless steel appliances, expansive counter space, abundant custom cabinetry, and generous storage — perfectly suited for both intimate evenings and entertaining. Designed with both sophistication and ease in mind, the home features tile flooring throughout all bedrooms, with no carpet anywhere — offering a seamless, low-maintenance aesthetic. The residence embraces Florida’s coveted indoor-outdoor lifestyle, centering around a secluded courtyard oasis. A sparkling pool and outdoor kitchen create an exceptional setting for elegant gatherings, sunset dinners, or serene relaxation in complete privacy. A detached casita enhances the properties versatility, ideal for hosting guests, multi-generational living, a private executive office, fitness studio, or an inspired creative retreat. Located within the exclusive 44-residence waterfront enclave of Shelter Cove, this property offers both privacy and true Florida living. HOA includes gate, community pool with clubhouse and all yard maintenance and irrigation. Your private dock, complemented by a brand-new 10,000 lb boat lift (2025), provides effortless access to open water — inviting days of boating, fishing, and unforgettable sunset cruises along the Intracoastal. This is more than a home — it is a lifestyle defined by elegance, tranquility, and coastal distinction.
Local Insight
At $380/sqft for a 2007 waterfront home with direct water access and a pool, you're paying a premium that's typical for Flagler Beach's limited inventory, but the 0.2-acre lot is tight—so you're really buying the water view and access rather than land depth or privacy buffer. The in-law suite adds practical flexibility for multi-generational living or rental income potential, though the $300 monthly HOA on top of what will likely be substantial insurance and flood premiums in this coastal zone should factor heavily into your true carrying costs. That said, the X flood zone designation (minimal risk) is a genuine advantage compared to AE-zone properties nearby, which could save you significantly on flood insurance year over year.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history47 days on market
- Status: ActiveFeb 12, 2026
- Listed$1,045,000Feb 12, 2026
- Price increased$1,045,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 47
- Subdivision
- Shelter Cove Sub
- County
- Flagler
- Year built
- 2007
- Living area
- 2,750 sq ft
- Price/sq ft
- $380
- Building area
- 3,996 sq ft (Public Records)
- Lot size
- 8,799 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0144E)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $11,442 (2025)
- Parcel #
- 26-11-31-5575-00000-0050
- Zoning
- RES
- MLS #
- FC316073
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Hardwood, Tile
- Appliances
- Dishwasher, Electric Water Heater, Range, Refrigerator
- Interior features
- Eat-in Kitchen, High Ceilings, Solid Surface Counters, Split Bedroom
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $3,600 / Annually
- Monthly HOA
- $300/mo
- Total monthly fees
- $300/mo
- Total annual fees
- $3,600
- HOA name
- Southern States Mgmt Group
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Confirm with HOA.
- Approval process
- Lease must be approved by the HOA.
Exterior & Construction
- Exterior features
- Outdoor Grill
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Dining Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-02-12
- On market date
- 2026-02-12
- Original list price
- $1,045,000
- Occupant type
- Vacant
- MLS area
- 32136 - Flagler Beach
- Listing AOR
- Flagler
- Status changed
- 2026-02-12
- Tax legal description
- SHELTER COVE SUBD LOT 5 MB 34 PG 36 OR 1095 PG 813 OR 1208 PG 1365 OR 1208 PG 1366
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-95, go east on Route 100 to A1A (Oceanshore Blvd) north to Shelter Cove Community. Go through gate and first left to property on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 31, 2026 at 11:21 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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