1033 Twisted Branch Lane, FL
Stellar MLS

$440,000

1033 Twisted Branch Lane

St Cloud, FL 34771

Active
4
Beds
2
Baths
2,320
Sq Ft
0.25
Acres
2006
Built
$190/sqft
Single Family Residence

Property type

2006

Year built

11,064 sqft

Lot size

$190

Price / sq ft

$50/mo

HOA dues

99

Days on market

2

Garage spaces

x

Flood zone

About this home

Seller Incentive: Submit a full-price offer and enjoy brand-new kitchen and bathroom countertops! Seller will replace the existing countertops prior to closing once the transaction has been cleared to close, providing the new owner with an updated and refreshed look. This beautifully maintained 4-bedroom, 2-bath home with over 2,000+ sq ft sits on a generous ¼-acre lot, giving you the freedom to truly live and grow. Dreaming of an expanded lanai or a screened-in pool? There's plenty of backyard space to make it happen. From the moment you step inside, you'll fall in love with the gorgeous high-end flooring and the open, oversized living areas designed for entertaining. A separate sitting room offers the perfect space to welcome guests - or easily convert into a 5th bedroom, office, or flex space. The thoughtfully designed kitchen is a cook's dream, with everything within reach, plus room for formal dining or relaxed mornings sipping coffee while overlooking the peaceful backyard. And unlike many new builds, every bedroom here offers real space to breathe and unwind. End your day soaking in the garden tub, knowing your home is already equipped with smart upgrades like a transferable termite bond, ceramic-tinted windows for energy efficiency, a new water filtration system, and a new HVAC system. The AC unit also includes a transferable 10-year warranty. For added peace of mind, the roof, hot water heater, and appliances were all replaced in 2022. This one checks all the boxes - space, upgrades, and room to grow. Not to mention access to one of the 3 boat ramps in St. Cloud.

Local Insight

At $190/sqft for a 2006 four-bedroom in Chisholm Estates, this property is priced lean for the Osceola market, especially with no flood zone designation and modest $50/month HOA—but the tight 0.25-acre lot and age mean you're banking on St. Cloud's real growth momentum (NeoCity, Lake Nona spillover) to justify the entry price rather than immediate equity from the home itself. The Narcoossee school corridor is solid, and you're getting genuine neighborhood stability in a historically authentic town rather than sprawl-adjacent inventory, which matters if you're planning to stay five-plus years while the semiconductor and master-plan developments mature.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,225
Property taxes$509
Home insurance (est.)$202
HOA dues$50

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history99 days on market

  1. Status: Active
    Feb 25, 2026
  2. Listed$465,000
    Feb 25, 2026
  3. Price reduced$440,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
99
Subdivision
Chisholm Estates
County
Osceola
Year built
2006
Living area
2,320 sq ft
Price/sq ft
$190
Building area
2,900 sq ft (Public Records)
Lot size
11,064 sq ft
Lot category
1/4 to less than 1/2
Flood zone
x
Garage
2 spaces
Annual taxes
$6,111 (2025)
Parcel #
30-25-31-2858-0001-0470
Zoning
RS-2
MLS #
O6380984

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Laminate
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$50 / Monthly
Monthly HOA
$50/mo
Total monthly fees
$50/mo
Total annual fees
$600
HOA name
Chisholm HOA
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Check W/ HOA. No air bnb allowed.

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Road surface
Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected

Community

Pets allowed
Yes

Schools

ElementaryNarcoossee ElementaryGreatSchools ↗
MiddleNarcoossee MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First12x15
Bedroom 3First11x11
Bedroom 4First10x11
Dining RoomFirst12x11
Living RoomFirst14x12
KitchenFirst15x11
DinetteFirst9x10
Family RoomFirst23x16

Listing Details

Listing date
2026-02-25
On market date
2026-02-25
Original list price
$465,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Suncoast Tampa
Status changed
2026-02-25
Tax legal description
CHISHOLM ESTATES PB 18 PG 16-17 LOT 47

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Narcoosee Road take a right at Chisoholm Park Trail and another right to Chisholm Estates Dr. make a left turn on Twisted Branch Lane.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 3:03 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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