$345,900

4109 Overture Circle

Bradenton, FL 34209

Active

Beds

Baths

1,520

Sq Ft

Acres

2012

Built

◆$228/sqft

Condominium

Property type

2012

Year built

$228

Price / sq ft

$143/mo

HOA dues

116

Days on market

Garage space

Flood zone

About this home

Located in the desirable community of Palma Sola Trace, this beautifully maintained two-story condo with an attached one-car garage offers a low-maintenance lifestyle just minutes from beaches, shopping, dining, IMG Academy, Robinson Preserve, and medical facilities. The popular Carlisle floor plan features a bright, open main level with spacious living and dining areas, a well-appointed kitchen with solid wood cabinetry, stone countertops, stainless steel appliances, and direct access to a private screened lanai, plus a convenient guest half bath. Upstairs, the primary suite offers a generous layout with en suite bath, accompanied by two additional bedrooms and a full bath. Recent updates include a new washer and dryer (2023), new furnace (2021), water heater (2024), garbage disposal (2024), and a new garage door (2025). Carpet was installed approximately three years ago and gently used, as the home has served only as the owners’ vacation residence and has not been rented. Hurricane shutters are stored in the garage for added peace of mind. Enjoy easy access to the community amenities, including clubhouse, fitness center, resort-style heated pool and spa, walking trails, and playground. The unit is conveniently located near the community gate for quick walks to shopping and dining, as well as close proximity to the trash and recycling area. Three-month rentals are permitted, making this an ideal full-time residence, seasonal retreat, or investment opportunity.

Local Insight

At $228/sqft, this 2012 condo is reasonably priced for the Bradenton market, especially with three full bathrooms and location in the established Palma Sola Trace community, though you'll want to factor in that $143 monthly HOA fee when comparing total ownership costs. The X flood zone designation is a genuine plus for insurance and peace of mind—many Florida properties don't have that advantage—but the layout and finishes from a 12-year-old building mean you should inspect closely for any deferred maintenance or upcoming reserve fund assessments that could impact your bottom line.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,749

Property taxes$527

Home insurance (est.)$159

HOA dues$143

Down payment

20%

$69,180 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history116 days on market

Status: Active
Feb 10, 2026
Listed$349,900
Feb 10, 2026
Price reduced$345,900

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Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 116
Subdivision: Palma Sola Trace
County: Manatee
Year built: 2012
Living area: 1,520 sq ft
Price/sq ft: $228
Building area: 1,855 sq ft (Public Records)
Lot size: 0 sq ft
Flood zone: x
Garage: 1 spaces
Annual taxes: $6,321 (2024)
Parcel #: 5145620259
Zoning: PDP
MLS #: A4681695

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Half bathrooms: 1
Flooring: Carpet, Tile
Appliances: Dishwasher, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), Stone Counters
Laundry: Electric Dryer Hookup, Inside, Upper Level, Washer Hookup
Stories / Levels: Two
Direction faces: North

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes
Parking features: Driveway, Garage Door Opener, Ground Level

HOA & Financial

HOA fee: $429 / Quarterly
Monthly HOA: $143/mo
Total monthly fees: $608/mo
Total annual fees: $7,292
HOA name: C&S community management services - Salvatore Muno
CDD: Yes
Min lease term: 3 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Condominium
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Minimum lease period is 3 months, please confirm all information with the property manager.
Approval process: Copy of lease must be sent to the association, please confirm with the property manager.

Exterior & Construction

Exterior features: Sidewalk, Sliding Doors
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed: Breed Restrictions, Cats OK, Dogs OK, Yes

Room Details

Room	Level	Dimensions
Bedroom 2	Second	10x11
Bedroom 3	Second	10x10
Dining Room	First	11x16
Great Room	First	15x15
Kitchen	First	11x10
Primary Bedroom	Second	12x14
Primary Bathroom	Second
Bathroom 2	Second

Listing Details

Listing date: 2026-02-09
On market date: 2026-02-10
Original list price: $349,900
Occupant type: Owner
MLS area: 34209 - Bradenton/Palma Sola
Listing AOR: Sarasota - Manatee
Status changed: 2026-02-10
Tax legal description: UNIT 359 BLDG 11 PALMA SOLA TRACE CONDO, PI#51456.2025/9

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 75th St W, turn onto Palma Sola Trace Rd then right onto Bridlecrest Ln. Turn left onto Hamilton Rd. Continue onto Overture Cir. Destination will be on the left

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 12:14 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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