10368 98th Terrace, FL
Stellar MLS

$459,900

10368 98th Terrace

Gainesville, FL 32608

Listing updated: June 5, 2026 at 12:46 PM ET

Active
3
Beds
2
Baths
2,314
Sq Ft
1.02
Acres
2014
Built
1.02 acres$199/sqft360° tour
Single Family Residence

Property type

2014

Year built

44,431 sqft

Lot size

$199

Price / sq ft

$38/mo

HOA dues

71

Days on market

2

Garage spaces

X

Flood zone

About this home

Seller is offering up to $9,000 toward the buyer’s closing costs, prepaids, and/or interest rate buydown! A recent 4-point home inspection has been completed and is available for buyer review. In addition, buyers may receive up to $2,000 in lender credit toward closing costs when using the seller’s preferred lender. Welcome to your own private retreat in Southwest Gainesville! Situated on over an acre of land, this spacious home offers more than 2,300 square feet of comfortable living space, combining the privacy of country-style living with the convenience of being just minutes from shopping, dining, schools, and major Gainesville destinations. This move-in-ready home has been thoughtfully prepared for its next owner, featuring fresh interior paint, professionally cleaned carpets, and newly installed toilets. The bright and inviting floor plan offers generous living and dining areas filled with natural light, creating the perfect setting for both everyday living and entertaining. The kitchen provides ample cabinet and counter space, making meal preparation and hosting a breeze. All appliances are included, allowing buyers to move in and start enjoying their new home from day one. The home features three spacious bedrooms, including a comfortable primary suite that serves as a relaxing retreat. The additional bedrooms has flexibility for guests, a home office, hobby room, or growing household needs. Outside, the expansive lot provides endless opportunities to create the outdoor lifestyle you've been dreaming of. Whether it's gardening, recreation, adding a workshop, or simply enjoying the peace and privacy of your surroundings, you'll appreciate the space and freedom that acreage living provides. With valuable buyer incentives, recent updates, included appliances, and a highly desirable location, this property offers an exceptional opportunity to enjoy the best of Gainesville living with room to spread out and make it your own.

Estimated monthly payment

Principal & interest$2,326
Property taxes$512
Home insurance (est.)$211
HOA dues$38

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history71 days on market

  1. Status: Active
    Mar 26, 2026
  2. Listed$505,000
    Mar 26, 2026
  3. Price reduced$459,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
71
Subdivision
Hammock Ridge Unit 3-F
County
Alachua
Year built
2014
Living area
2,314 sq ft
Price/sq ft
$199
Building area
3,037 sq ft (Public Records)
Lot size
44,431 sq ft
Lot category
1 to less than 2
Flood zone
X (12001C0440D)
Garage
2 spaces
Annual taxes
$6,139 (2025)
Parcel #
07350-044-117
Zoning
PD
MLS #
GC537186

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Convection Oven, Dishwasher, Microwave, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Electric Dryer Hookup, Washer Hookup
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$115 / Quarterly
Monthly HOA
$38/mo
Total monthly fees
$38/mo
Total annual fees
$460
HOA name
Leland Management
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting
Construction materials
Stone
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryArcher Elementary-ALGreatSchools ↗
MiddleOak View Middle SchoolGreatSchools ↗
High SchoolNewberry High School-ALGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Primary BathroomFirst
Bathroom 2First
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2026-02-09
On market date
2026-03-26
Original list price
$505,000
Occupant type
Owner
MLS area
32608 - Gainesville
Listing AOR
Orlando Regional
Status changed
2026-03-26
Tax legal description
HAMMOCK RIDGE UNIT III-F PB 26 PG 2 LOT 117 OR 4211/1908

Flood risk

Minimal riskFEMA Zone XPanel 12001C0440D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Archer Rd turn onto SW 107th St. Make a right and continue onto SW 107th St followed by a left onto SW 101st Ave. Make a right onto SW 98th Terr and the home will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 12:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA