$689,900
19015 Fern Meadow Loop
Lutz, FL 33558
Listing updated: June 7, 2026 at 3:58 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this beautifully maintained 5-bedroom, 3.5-bathroom, 2-car garage home located in the desirable gated community of Fern Glen, and one of the largest properties in the neighborhood. The single family home is nestled directly on Fern Lake, and has a custom in-ground pool surrounded by brick pavers with enclosed pool cage creating an outdoor oasis. The property is in the highly coveted flood zone X which makes flood insurance optional. This 2003 single family home features 10' ceilings throughout, 2021 Shingle Roof, 2025 new HVAC system including a 2nd upstairs unit, new luxury vinyl floors, and upstairs loft 5th bedroom or playroom, split floor plan, 42' inch kitchen cabinets, and new interior paint. Other highlights include: fenced in back yard, irrigation system, garage door opener with remotes, crown molding in the living room, childproof fence around pool, and several large closets for extra storage. The neighborhood is in an A-rated school district (Steinbrenner K-12). The central location offers quick access Veteran's Expressway, Dale Mabry Highway, Tampa International Airport, Clearwater Beach and Downtown Tampa. Don’t miss your chance to make this gorgeous property your own.
Local Insight
At $223/sqft for a 2003 build with a pool and waterfront access in Lutz, you're paying a premium that's worth verifying against recent comps in Fern Glen—this price point can work if the water views and private pool significantly outweigh the age of the home and typical maintenance costs of that era. The X flood zone is a major plus for financing and insurance, but on just 0.2 acres, you're getting tight lot coverage, so factor in whether the pool and waterfront feel spacious enough or if you're feeling hemmed in by neighbors. With schools zoned to Steinbrenner (one of Hillsborough's stronger high schools) and that $143 HOA being relatively reasonable, the real question is whether the bones of a 20+ year old house justify the price or if you should be negotiating down for needed updates.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history80 days on market
- Status: PendingMay 18, 2026
- Listed$719,900Feb 7, 2026
- Price reduced$689,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 80
- Subdivision
- Fern Glen
- County
- Hillsborough
- Year built
- 2003
- Living area
- 3,091 sq ft
- Price/sq ft
- $223
- Building area
- 3,811 sq ft (Public Records)
- Lot size
- 8,592 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12057C0044H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $11,000 (2025)
- Parcel #
- U-08-27-18-65J-000002-00004.0
- Zoning
- PD
- MLS #
- TB8471272
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Attic Fan
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $429 / Quarterly
- Monthly HOA
- $143/mo
- Total monthly fees
- $143/mo
- Total annual fees
- $1,714
- HOA name
- Westcoast Mangement / Karen Morreo
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Confirm with HOA
- Approval process
- Confirm with HOA approval process.
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Water Available
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 13.9x7.3 |
| Kitchen | First | 10x10 |
| Dining Room | First | 10.9x8.5 |
| Family Room | First | 16.4x12.2 |
| Primary Bedroom | First | 17.6x12.6 |
| Bedroom 2 | First | 11.8x11 |
| Bedroom 3 | First | 12x11.8 |
| Bedroom 4 | First | 12.8x15.3 |
| Bedroom 5 | Second | 16.6x14.1 |
| Office | First | 11.8x10.5 |
Listing Details
- Listing date
- 2026-02-06
- On market date
- 2026-02-07
- Original list price
- $719,900
- Occupant type
- Owner
- MLS area
- 33558 - Lutz
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-18
- Tax legal description
- FERN GLEN LOT 4 BLOCK 2
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Lutz Lake Fern Rd to Fern Glen Subdivision, across from Cheval, to Gate to Fern Meadow Loop to address.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 7, 2026 at 3:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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