$135,000
10540 77th Terrace
Seminole, FL 33772
Listing updated: May 28, 2026 at 10:47 AM ET
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
One or more photo(s) has been virtually staged. Welcome to Villa Milan, a quiet. Lakefront community right in the heart of Seminole. No age restrictions. A Recently updated 1-bedroom, 1-bath ground-floor condo in the desirable Villa Milan community on beautiful Lake Seminole. This bright, clean unit has been well maintained and offers peace of mind with no water intrusion, making it an excellent option for full time residency, investors and seasonal residents. All new Vinyl planks flooring in a beautiful neutral color, Newly painted walls, updated kitchen with new wood soft close cabinets, large stainless farm sink, all updated bathroom with floor to ceiling ceramic tiles in the step in shower and a large shady private back patio. Owner just installed a new water heater and updated the electrical wiring in the condo. A rare opportunity to own at the perfect location in Seminole. Enjoy easy, low-maintenance living with ground-floor access, assigned parking, and abundant natural light throughout. A standout feature is the private, fully secluded outdoor sitting area, ideal for relaxing, entertaining, or enhancing rental appeal. A few minutes walk to the drug store, grocery store, clinics and a few minutes drive3 from several parks and malls, and the beaches. About 30 minutes drive to both area's airports and large medical centers. Set in a quiet lakefront community with convenient access to shopping, dining, and nearby beaches, this condo is perfect as a winter retreat, full-time residence, or income-producing investment. A truly perfect location, community, condition and price.
Local Insight
At $188/sqft for a 1973 waterfront unit, you're paying a premium for water access in Seminole, but that's also what limits your upside—older condos with this price-per-square-foot are harder to resell than newer construction, especially if the building's reserve fund or major systems need work soon. The $390 monthly HOA is reasonable for waterfront, though you'll want to verify the condo's financial health and whether any special assessments are looming, since that's where older buildings often surprise buyers. This is really a lifestyle purchase for someone who values direct water access over appreciation potential.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history100 days on market
- Status: ActiveMay 28, 2026
- Listed$137,000Jan 23, 2026
- Price reduced$135,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 100
- Subdivision
- Villa Milan Condo The
- County
- Pinellas
- Year built
- 1973
- Living area
- 720 sq ft
- Price/sq ft
- $188
- Lot size
- 0 sq ft
- Lot category
- Non-Applicable
- Flood zone
- B
- Annual taxes
- $1,351 (2024)
- Parcel #
- 27-30-15-94060-002-1090
- MLS #
- TB8466169
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Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Tile, Vinyl
- Appliances
- Exhaust Fan, Microwave, Range, Refrigerator
- Interior features
- Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat, Window Treatments
- Laundry
- Common Area
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Attached garage
- No
- Parking features
- Assigned, Common
HOA & Financial
- HOA fee
- $390 / Monthly
- Monthly HOA
- $390/mo
- Total monthly fees
- $390/mo
- Total annual fees
- $4,677
- HOA name
- Qualified Property Management
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- call management company
- Approval process
- call mangement company
Exterior & Construction
- Exterior features
- Courtyard
- Construction materials
- Block, Concrete
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- No
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Balcony/Porch/Lanai | First | |
| Kitchen | First | |
| Living Room | First | |
| Dinette | First |
Listing Details
- Listing date
- 2026-01-14
- On market date
- 2026-01-23
- Original list price
- $137,000
- Occupant type
- Vacant
- MLS area
- 33772 - Seminole
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-28
- Tax legal description
- VILLA MILAN CONDO, THE BLDG B, UNIT 109 TOGETHER WITH THE USE OF PARKING SPACE 109
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading west on Park blvd, Turn right at Seminole Blvd. Afew yards turn right, immediately after the Sherwin Williams store. Parking spot for 109 is against the fence on the left side. Pass through the walkway to the other side of the building for the condo front door.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 28, 2026 at 10:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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