$415,000
2390 Jernigan Loop
Kissimmee, FL 34746
Listing updated: April 19, 2026 at 3:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
WELCOME HOME to this Immaculate, Upgraded, WATER VIEW home in the desirable, GATED Harbor Shores neighborhood. This home features 3 bedrooms plus a Spacious DEN/ OFFICE or BONUS ROOM with a custom barn door for privacy. Talk about Upgrades: Wood look tile floors throughout; Oversized laundry room with sink, Quartz counters, 42" expresso cabinets and Stainless Steel appliances in the kitchen; Tray Ceiling in the Owner's Suite. There are even HURRICANE SHUTTERS for your piece of mind. Come home and relax on the covered back porch, overlooking the lovely pond view or take a walk around the pond on the community walking trail or head over to the community playground. It's all here for you! This community is located with easy access to major roads, shopping, dining, and Disney. Come see it today before someone else is calling it HOME!
Local Insight
At $207/sqft for a 2018 build with waterfront access in Harbor Shores, this is priced competitively for the Kissimmee market, but you're paying a premium for that water view on a postage-stamp lot (0.21 acres) — so the actual livable space and lot size matter more than the waterfront appeal here. The $105 monthly HOA and proximity to theme park employment corridors make it solid for investors or workers, but the X flood zone designation is worth verifying with your insurance agent since waterfront properties in this area can surprise you on rates and future availability. Liberty High schools feed this area, and it's within the sweet spot of affordability and Disney/Universal distance, but don't overlook that this is a densely platted subdivision — if privacy or outdoor space were priorities, you're trading those away for location and water.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history97 days on market
- Status: ActiveJan 13, 2026
- Listed$435,000Jan 12, 2026
- Price reduced$415,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 97
- Subdivision
- Harbor Shores
- County
- Osceola
- Year built
- 2018
- Living area
- 2,006 sq ft
- Price/sq ft
- $207
- Building area
- 2,629 sq ft (Public Records)
- Lot size
- 9,097 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0235G)
- Garage
- 2 spaces
- Annual taxes
- $4,703 (2025)
- Parcel #
- 09-26-29-3402-0001-0520
- Zoning
- R1
- MLS #
- S5141598
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Microwave, Range
- Interior features
- Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $105 / Monthly
- Monthly HOA
- $105/mo
- Total monthly fees
- $105/mo
- Total annual fees
- $1,260
- HOA name
- Odin Property Management LLC
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Contact HOA
Exterior & Construction
- Exterior features
- Hurricane Shutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Public, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x17 |
| Dinette | First | 9x17 |
| Kitchen | First | 9x14 |
| Office | First | 11x14 |
| Primary Bedroom | First | 13x16 |
| Bedroom 2 | First | 11x13 |
| Bedroom 3 | First | 12x12 |
Listing Details
- Listing date
- 2026-01-11
- On market date
- 2026-01-12
- Original list price
- $435,000
- Occupant type
- Owner
- MLS area
- 34746 - Kissimmee (West of Town)
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-01-13
- Tax legal description
- Lot 52, HARBOR SHORES, according to the plat thereof recorded in Plat Book 25, Pages 124 and 125, Public Records of Osceola County, Florida.
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take Pleasant Hill Road South from Orange Blossom Trail (HWY 17-92). Turn onto Harbor Road. Take right on Jernigan Loop (Gate Code Required) to home.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 19, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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