4966 Kiva Circle, FL
Stellar MLS

$1,025,000

4966 Kiva Circle

Bradenton, FL 34211

Active
4
Beds
4
Baths
3,330
Sq Ft
0.18
Acres
2023
Built
Private pool55+ community3-car garage$308/sqft360° tour
Single Family Residence

Property type

2023

Year built

7,928 sqft

Lot size

$308

Price / sq ft

$429/mo

HOA dues

92

Days on market

3

Garage spaces

X

Flood zone

About this home

Main-level living with the bonus space everyone wishes they had. This home gives you room to spread out without feeling overwhelmed. The main level includes 3 Bedrooms + Den, with a smart split-bedroom layout that gives everyone their own space. One Guest Bedroom is an Ensuite-perfect for visitors. The kitchen opens to the main living area and is designed for how people actually live, featuring Quartz Countertops, Stacked White Cabinetry, Upgraded Appliances, including a Convection Oven + Custom Pantry. The owner’s suite is tucked away for privacy and features split vanities, a Zero-Entry Shower, and a Custom Closet System. Upstairs offers the flexibility everyone wants—a Large Loft Space, & Bedroom, and a Full Bath. Whether it’s guests, hobbies, or a quiet retreat, this space adapts to your lifestyle. The outdoor space is where this home truly stands out! Private Yard++ The oversized lanai, Custom Pool with Spillover Spa & Full Outdoor Kitchen= Private, resort-style setting. Professionally designed landscaping and lighting make it just as enjoyable in the evening as it is during the day. A 3-car garage adds extra room for storage, a golf cart, or simply more breathing space. Located in a gated 55+ community with resort-style amenities and a full-time lifestyle director. There’s a lot to love here—but this is one you need to see in person to fully appreciate.

Local Insight

At $308/sqft for a brand-new 2023 build with a private pool in a 55+ community, you're paying a premium for turnkey condition and amenities, but that $429 monthly HOA is substantial over time—worth calculating against what you'd pay for similar square footage in non-age-restricted neighborhoods nearby. The 0.18-acre lot is genuinely tight, so if outdoor space beyond the pool matters to you, this feels more like a low-maintenance active-adult lifestyle choice than a traditional single-family feel. Being in flood zone X is a genuine advantage for insurance costs, and the 3-car garage is practical, but the real question is whether the 55+ lifestyle and pool justify the per-square-foot premium when you could find older homes with more land at lower price points in the area.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$5,183
Property taxes$172
Home insurance (est.)$470
HOA dues$429

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history92 days on market

  1. Status: Active
    Jan 12, 2026
  2. Listed$1,100,000
    Jan 12, 2026
  3. Price reduced$1,025,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
92
Subdivision
Cresswind Ph Ii Subph A, B & C
County
Manatee
Year built
2023
Living area
3,330 sq ft
Price/sq ft
$308
Building area
4,478 sq ft (Public Records)
Lot size
7,928 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12081C0355E)
Garage
3 spaces
Pool
Private pool
Annual taxes
$2,062 (2024)
Parcel #
581132309
Zoning
RESI
MLS #
A4678020

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Interior Details

Bedrooms
4
Full bathrooms
4
Flooring
Carpet, Tile
Appliances
Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer
Interior features
Ceiling Fans(s), High Ceilings, In Wall Pest System, Living Room/Dining Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Surface Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Gas Dryer Hookup, Laundry Room
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$1,286 / Quarterly
Monthly HOA
$429/mo
Total monthly fees
$429/mo
Total annual fees
$5,144
HOA name
First Service Residential
CDD
Yes
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
1 yr min lease required. Subject to HOA approval and tenants must meet 55+ deed restrictions
Approval process
Must provide documentation for age requirements.

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Outdoor Kitchen, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Concrete, Stucco
Roof
Concrete, Tile
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst21x17
Dining RoomFirst14x13
KitchenFirst16x11
DenFirst14x12
Primary BedroomFirst15x17
Bedroom 2First14x11
Bedroom 3First11x12
Bonus RoomSecond22x24
Bedroom 4Second14x13
LaundryFirst9x7

Listing Details

Listing date
2026-01-12
On market date
2026-01-12
Original list price
$1,100,000
Occupant type
Owner
MLS area
34211 - Bradenton/Lakewood Ranch Area
Listing AOR
Sarasota - Manatee
Status changed
2026-01-12
Tax legal description
LOT 231, CRESSWIND PH II SUBPH A, B & C PI #5811.3230/9

Flood risk

Minimal riskFEMA Zone XPanel 12081C0355E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Enter Cresswind through the main gate on Uihlein. Once through the gates, continue on Cresswind Terrace until you see Kiva Circle.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 14, 2026 at 5:48 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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