4190 Bear Gully Road, FL
Stellar MLS

$499,900

4190 Bear Gully Road

Winter Park, FL 32792

Listing updated: May 29, 2026 at 12:46 PM ET

Active
4
Beds
3
Baths
2,058
Sq Ft
0.53
Acres
2003
Built
$243/sqft360° tour
Single Family Residence

Property type

2003

Year built

23,275 sqft

Lot size

$243

Price / sq ft

$52/mo

HOA dues

143

Days on market

2

Garage spaces

A

Flood zone

About this home

Price reduced!! Spacious Winter Park home on over a half acre with no rear neighbors!. In Bear Gully Forest community and has over 2,000 s/f- with a Living Room, Dining Room, Eat-in Kitchen and more. The home's fully-equipped kitchen has excellent cabinet space and appliances that include a stove, microwave, and dishwasher. An inside laundry room has a washer/dryer combination for your convenience. Bedroom with 1/2 bath upstairs. Roof new in 2018 with a 10 year full warranty.

Local Insight

At $243/sqft for a 2003 build in Bear Gully Forest, you're paying solid Winter Park pricing but landing in the subdivision tier rather than the walkable lakefront or Park Avenue charm that typically justifies the premium—so location matters here: you're getting the school district and community name without the historic character or water access that moves resale value. The flood zone A designation and that modest 0.53-acre lot are practical constraints worth stress-testing against your long-term hold, especially if you're banking on appreciation like you'd see one neighborhood over in the historic core. At under $500K with four bedrooms, the value itself is reasonable for Winter Park, but make sure you're buying the actual property and lifestyle fit, not just the zip code.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,528
Property taxes$469
Home insurance (est.)$229
HOA dues$52

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history143 days on market

  1. Status: Active
    Jan 6, 2026
  2. Listed$540,000
    Jan 6, 2026
  3. Price reduced$499,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
143
Subdivision
Bear Gully Forest
County
Seminole
Year built
2003
Living area
2,058 sq ft
Price/sq ft
$243
Building area
2,478 sq ft (Estimated)
Lot size
23,275 sq ft
Lot category
1/2 to less than 1
Flood zone
A (12117C0260F)
Garage
2 spaces
Annual taxes
$5,630 (2024)
Parcel #
36-21-30-512-0000-0050
Zoning
R-1AA
MLS #
O6371014

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Dishwasher, Disposal, Microwave, Range Hood
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$311 / Semi-Annually
Monthly HOA
$52/mo
Total monthly fees
$52/mo
Total annual fees
$622
HOA name
Thad Knowles
CDD
No
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Yard, Rain Gutters
Construction materials
Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryBEastbrook ElementaryGreatSchools ↗
MiddleATuskawilla MiddleGreatSchools ↗
High SchoolALake Howell HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst12x20
Living RoomFirst12x24
KitchenFirst10x16

Listing Details

Listing date
2026-01-05
On market date
2026-01-06
Original list price
$540,000
Occupant type
Vacant
MLS area
32792 - Winter Park/Aloma
Listing AOR
Orlando Regional
Status changed
2026-01-06
Tax legal description
LOT 5 BEAR GULLY FOREST PB 61 PGS 1 - 5

Flood risk

High riskFEMA Zone APanel 12117C0260F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Aloma or Howell Branch to Bear Gully

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 12:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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