240 Lewis Circle, FL
Stellar MLS

$270,000

240 Lewis Circle

Punta Gorda, FL 33950

Active
3
Beds
2
Baths
1,483
Sq Ft
1988
Built
Water access$182/sqft
Condominium

Property type

1988

Year built

$182

Price / sq ft

No HOA

HOA dues

148

Days on market

AE

Flood zone

About this home

MOTIVATED SELLER!!! Welcome to the desirable community of Sea Isles in Punta Gorda Isles! This fully updated FIRST FLOOR 3 bedroom 2 bath condominium has been well maintained and is being offered TURNKEY! The open and inviting floor plan is filled with natural light, creating an ideal space for everyday living or entertaining guests. The well appointed kitchen features granite countertops, plenty of cabinets for storage, and opens up to the living room and beyond to your screened in lanai. The primary suite enjoys private access to the lanai from your spacious bedroom, a walk in closet, and leads to your remodeled bathroom with a walk in shower. The two guest bedrooms and guest bathroom allow plenty of space for your guests. All bedrooms have ceiling fans and luxury vinyl plank flooring. The screened in tiled lanai has a storage unit for convenience. Enjoy boating? This unit comes with assigned boat dock #513 featuring a 14,000-pound Golden boat lift, providing quick and easy boating access to Charlotte Harbor and the Gulf of Mexico—perfect for avid boaters! Enjoy the freedom to be on the water within minutes, whether for fishing, cruising, or sunset excursions. The space can accommodate a 30 foot boat! Water and electric are available at the dock. This condo comes with 1 covered carport! Other in unit upgrades include: Storm Smart roll down hurricane screens, hurricane rated windows, a new electric panel, and several appliances with transferrable warranties. This beautiful community offers a heated in ground swimming pool, completely renovated in 2023, featuring two geothermal heating/cooling pumps to keep the temperature comfortable year round! New metal roofs have been installed on all buildings and carports. All buildings, stairways, and walkways were painted in November of 2025. Located in a well-maintained waterfront community, this unit offers a peaceful setting while remaining close to downtown Punta Gorda, Fishermen’s Village, waterfront parks, dining, shopping, and golf. Whether you’re seeking a full-time residence, seasonal retreat, or investment opportunity, this property delivers the ultimate Southwest Florida lifestyle.

Local Insight

At $182/sqft for a 1988 condo with water access in Punta Gorda, you're getting decent value, but the AE flood zone designation means mandatory flood insurance that'll eat into your carrying costs—factor in at least $1,200-1,800 annually on top of the mortgage. The no-HOA structure is a genuine plus that sets this apart from typical waterfront condos, though you'll want a thorough inspection given the age and verify what common area maintenance responsibilities fall on individual owners instead.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,365
Property taxes$153
Home insurance (est.)$124

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history148 days on market

  1. Status: Active
    Jan 7, 2026
  2. Listed$320,000
    Jan 7, 2026
  3. Price reduced$270,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
148
Subdivision
Sea Isles Condo
County
Charlotte
Year built
1988
Living area
1,483 sq ft
Price/sq ft
$182
Flood zone
AE (12015C0237G)
Annual taxes
$1,837 (2025)
Parcel #
412212708038
Zoning
GM-15
MLS #
C7519586

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile, Vinyl
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$714/mo
Total annual fees
$8,568
HOA name
Jordan Fitzpatrick, CAM
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Tenants, no pets.
Approval process
Fill out application and submit with a copy of the lease for board approval.

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Sliding Doors, Storage
Construction materials
Block, Stucco
Roof
Metal
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementarySallie Jones ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst6.8x5.6
KitchenFirst9.6x16
Dining RoomFirst10.9x16
Living RoomFirst16.1x16
Primary BedroomFirst15.5x13.4
Primary BathroomFirst12.3x6.5
Bedroom 2First12.2x10.9
Bedroom 3First13.2x12.9
Bathroom 2First8.11x5.9
LaundryFirst5.4x7.2
Balcony/Porch/LanaiFirst8.1x13.4

Listing Details

Listing date
2026-01-07
On market date
2026-01-07
Original list price
$320,000
Occupant type
Vacant
MLS area
33950 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2026-01-07
Tax legal description
SIC 005 0000 0037 SEA ISLES PH 5 UN 37 AKA UNIT 513 AS PER OR3364/1882 1017/1384 2338/587 3731/781 DC3731/768-GNM AFF3731/781 3731/781 4220/348

Flood risk

High riskFEMA Zone AEPanel 12015C0237G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US41 to Marion Ave, left on Lewis Circle. Building 5, unit 513. Tax records show unit 37.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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