$198,000

6585 Trail Ridge Drive

Lakeland, FL 33813

Active

Beds

Baths

1,886

Sq Ft

0.08

Acres

1976

Built

◆$105/sqft◆360° tour

Condominium

Property type

1976

Year built

3,472 sqft

Lot size

$105

Price / sq ft

$750/mo

HOA dues

Days on market

Flood zone

About this home

Price reduction PLUS a $5,000 seller concession towards buyer closing costs! Here is a great opportunity to buy in a community where neighbors actually know one another! The Bluffs are known as a quiet, secluded community, but with easy access to all retail and service outlets. This condo will give the new owner the opportunity to make it to their own interior design for many years of enjoyment! If you are wanting a maintenance free lifestyle, you need to check out The Bluffs of Christina!

Local Insight

At $105/sqft, this 1976 condo is priced well below Lakeland's median and offers solid value, but the $750/month HOA is a significant ongoing cost that effectively adds $9,000 annually—worth factoring into your true carrying cost against the purchase price. The nearly 1,900 sqft layout is spacious for a condo, though you'll want a thorough inspection given the age and to understand what that HOA actually covers in terms of building maintenance and reserves. Being in flood zone X is a major plus for insurance costs, and while the lot is small at 0.08 acres, the 360° tour should give you a clear sense of whether the community feel and amenities justify staying long-term or if this reads more like a transitional investment play.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,001

Property taxes$48

Home insurance (est.)$91

HOA dues$750

Down payment

20%

$39,600 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history91 days on market

Status: Active
Jan 5, 2026
Listed$208,900
Jan 5, 2026
Price reduced$198,000

Virtual Tour

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 91
Subdivision: Bluffs Christina 01
County: Polk
Year built: 1976
Living area: 1,886 sq ft
Price/sq ft: $105
Building area: 2,437 sq ft (Public Records)
Lot size: 3,472 sq ft
Flood zone: X (12105C0480G)
Annual taxes: $575 (2025)
Parcel #: 23-29-24-141840-004040
MLS #: L4958195

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Carpet, Tile
Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Living Room/Dining Room Combo, Window Treatments
Laundry: Electric Dryer Hookup, Laundry Closet
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Carport: Yes

HOA & Financial

HOA fee: $750 / Monthly
Monthly HOA: $750/mo
Total monthly fees: $750/mo
Total annual fees: $9,000
HOA name: Condominium Associates/Madalynne Walsh
CDD: No
Homestead exemption: Yes
Min lease term: 8-12 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Sliding Doors
Construction materials: Frame
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected

Community

Pets allowed: Cats OK, Dogs OK

Schools

ElementaryScott Lake ElemGreatSchools ↗

MiddleCSouthwest Middle SchoolGreatSchools ↗

High SchoolGeorge Jenkins HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	15x22
Dining Room	First	12x12
Den	First	12x12
Kitchen	First	9x12
Primary Bedroom	First	13x15
Primary Bathroom	First	7x10
Bedroom 2	First	12x14
Bathroom 2	First

Listing Details

Listing date: 2026-01-04
On market date: 2026-01-05
Original list price: $208,900
Occupant type: Vacant
MLS area: 33813 - Lakeland
Listing AOR: Lakeland
Status changed: 2026-01-05
Tax legal description: THE BLUFFS OF CHRISTINA A CONDOMINIUM COND BK 2 PGS 10 THRU 12 OR 1620 PG 1885 TRACT 4-C & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS APPURTENANT THERETO

Flood risk

Minimal riskFEMA Zone XPanel 12105C0480G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

FROM SOUTH FLORIDA AVE. AND WEST CHRISTINA BLVD, TRAVEL EAST ON CHRISTINA BLVD. TRAIL RIDGE DRIVE WILL BE THE 3RD STREET ON THE RIGHT. TURN RIGHT ONTO TRAIL RIDGE DR. THE PROPERTY WILL BE ON THE RIGHT, JUST PAST THE TOP OF THE HILL

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 6, 2026 at 9:35 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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