435 3rd Street, FL
Stellar MLS

$349,900

435 3rd Street

Largo, FL 33770

Listing updated: June 11, 2026 at 9:41 AM ET

Pending
3
Beds
2
Baths
1,451
Sq Ft
0.16
Acres
1954
Built
$241/sqft360° tour
Single Family Residence

Property type

1954

Year built

6,891 sqft

Lot size

$241

Price / sq ft

No HOA

HOA dues

142

Days on market

X

Flood zone

About this home

Under contract-accepting backup offers. PRICE JUST SLASHED: Your Florida Coastal Dream Home is Now an Unmissable Investment Opportunity! This immaculately maintained, coastal-style home in a highly coveted NON-FLOOD ZONE has just received a significant $10,000 price reduction, making it a must-see for savvy buyers ready to act fast. The owner is highly motivated, presenting a rare chance for you to secure instant equity in a rapidly transforming area. Breezy, sun-drenched Florida living awaits. The chef-inspired kitchen boasts new contemporary appliances and flows seamlessly into a spacious gathering and dining area—perfect for entertaining. The living room features charming architectural character, and a dedicated, light-filled area is ideal for your inspired home office. Retire to THREE generous bedrooms and two comfortable bathrooms. Start and end your day on the screened-in front porch, your ultimate, bug-free spot for morning coffee or sunset cocktails. THE FINANCIAL GAME CHANGER: Private Income Suite Potential - The true brilliance of this property lies in the ultra-versatile potential Studio Suite in the rear of the home. Featuring its own private entrance and dedicated full bath, this space offers immediate flexibility: Income Generator: Rent it out to substantially offset your mortgage, turning your residence into a high-performing asset. Multi-Generational Living: A private, comfortable Mother-in-Law suite. Perfect Guest or 3rd Bedroom Suite (with existing third bedroom usage). Worry-Free Ownership & Premium Upgrades: Enjoy total peace of mind thanks to significant, recent capital expenditures. Major updates include a New Roof (2024), plus practically new systems with receipts for installation within the last five years, covering the A.C. unit, gas hot water heater, all new flooring, sprinklers, and water softener. Live the Florida dream with convenience! The home features an inside laundry area, common area in the rear, and a huge, private fenced-in yard with a large storage shed. You'll be within walking distance of newly revitalized downtown Largo with tons of activities and shops, and just 3 miles to the beach. This is the move-in-ready, income-generating home you've been waiting for. The price has been adjusted for immediate attention and a quick sale—don't miss out on this opportunity to hit the bullseye and make it yours!

Estimated monthly payment

Principal & interest$1,769
Property taxes$237
Home insurance (est.)$160

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history142 days on market

  1. Status: Pending
    May 14, 2026
  2. Listed$429,000
    Dec 11, 2025
  3. Price reduced$349,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
142
Subdivision
Walsinghams Add
County
Pinellas
Year built
1954
Living area
1,451 sq ft
Price/sq ft
$241
Building area
1,731 sq ft (Public Records)
Lot size
6,891 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0116J)
Annual taxes
$2,844 (2024)
Parcel #
34-29-15-94716-001-0170
MLS #
TB8455661

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Garden, Private Entrance, Storage
Construction materials
Stucco, Frame
Roof
Shingle
Foundation
Crawlspace
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Sprinkler Well, Water Connected

Room Details

RoomLevelDimensions
Dining RoomFirst12x12
KitchenFirst10x10
Primary BedroomFirst12x14
Primary BathroomFirst8x7
Bedroom 2First11x12
Bathroom 2First8x9
Living RoomFirst12x20

Listing Details

Listing date
2025-12-11
On market date
2025-12-11
Original list price
$429,000
Occupant type
Vacant
MLS area
33770 - Largo/Belleair Bluffs
Listing AOR
Suncoast Tampa
Status changed
2026-05-14
Tax legal description
WALSINGHAM'S ADD BLK A, LOT 17

Flood risk

Minimal riskFEMA Zone XPanel 12103C0116J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Clearwater Largo Rd., East on 4th Ave. then N. on 3rd St. N.W. to address on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 11, 2026 at 9:41 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA