4550 Plaza Way, FL
Stellar MLS

$580,000

4550 Plaza Way

St Pete Beach, FL 33706

Sold
2
Beds
2
Baths
1,604
Sq Ft
0.15
Acres
1957
Built
$362/sqft360° tour
Single Family Residence

Property type

1957

Year built

6,521 sqft

Lot size

$362

Price / sq ft

No HOA

HOA dues

168

Days on market

1

Garage space

AE

Flood zone

About this home

Welcome to St. Pete Beach! Come live where most people vacation and enjoy all the amazing benefits our area has from walks to the beach, sunsets and sunrises, amazing dining and so much more. As one of America’s Top Best Beaches you’ll be happy you made the move! The Lido neighborhood has its very own Deeded Beach Access only ONE block away from our pristine white sandy beaches and the Gulf of Mexico. This home has been meticulously cared for by the current owners for 31 years and has only had 2 owners! Pride of ownership is at its finest with lots of LICENSED AND PERMITTED upgrades being made including All Hurricane Impact windows/doors/sliders, HVAC(2024), concrete tile roof, paver driveway, new Pex plumbing lines in the whole house, newer PVC clean-outs, refrigerator and dishwasher(2025), radiant electric cooktop (2023), fresh paint inside and out and newly polished Terrazzo flooring. Step inside and you’ll find an inviting layout with 2 bedrooms, 2 bathrooms, 2 separate living spaces and a large dining area. The designer kitchen is tastefully finished with all wood Harmony Cherry cabinetry and stone Viatera Quartz custom counter tops, a Sharp Microwave/Convection oven and has a breakfast nook as well. The primary suite enjoys its own bath with lots of natural sunlight. Outside is a paradise and completely zero-scaped for ease of care with a full irrigation system. You’re just a short walk to Dolphin Village where there’s shopping, dining, banking, and a newly renovated Publix opening soon. Lido Park is just around the corner too and has a playground for the kids. St Pete Beach is not only #1 because of our beaches, we’re so close to everything! Only a 15-minute drive to Downtown St. Pete for nightlife and dining and 30 minutes to Tampa International Airport. Access on and off the beach is super easy and quick making this the perfect location for you and your family. Here, the Salt Life takes over & everyday worries go away. This beautiful property offers a true slice of paradise in one of the most desirable locations on the Gulf Coast. Don't miss your chance to own this coastal retreat.

Local Insight

At $362/sqft for a 1957 beach cottage in St. Pete Beach, you're paying a premium for location rather than condition or size—this is solidly mid-market for the area, so the real question is whether the bones are worth updating or if you're looking at a teardown situation. The AE flood zone is significant and will mean mandatory flood insurance (likely $1,200+ annually) plus potential elevation requirements if you renovate, so factor that into your true cost of ownership. With only 1,604 sqft on a tiny 0.15-acre lot in a dense subdivision, this works best as a personal beach residence or rental foothold rather than an investment expecting appreciation.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,933
Property taxes$183
Home insurance (est.)$266

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history168 days on market

  1. Status: Sold
    Jun 4, 2026
  2. Listed$670,000
    Dec 8, 2025
  3. Price reduced$580,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Sold
Days on market
168
Subdivision
Lido Beach 1st Add
County
Pinellas
Year built
1957
Living area
1,604 sq ft
Price/sq ft
$362
Building area
2,037 sq ft (Public Records)
Lot size
6,521 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0276H)
Garage
1 spaces
Annual taxes
$2,192 (2024)
Parcel #
07-32-16-51678-001-0190
MLS #
TB8454605

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile, Terrazzo
Appliances
Cooktop, Dishwasher, Microwave, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Solid Wood Cabinets, Stone Counters
Laundry
In Garage
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Confirm Rental Restrictions with City of St Pete Beach

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Concrete, Tile
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected

Room Details

RoomLevelDimensions
KitchenFirst20x9
Living RoomFirst15x12
Primary BedroomFirst16x12
Primary BathroomFirst8x7
Florida RoomFirst12x27
Bedroom 2First16x12

Listing Details

Listing date
2025-12-08
On market date
2025-12-08
Original list price
$670,000
Occupant type
Vacant
MLS area
33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Listing AOR
Suncoast Tampa
Status changed
2026-06-04
Tax legal description
LIDO BEACH 1ST ADD BLK 1, LOT 19

Flood risk

High riskFEMA Zone AEPanel 12103C0276H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 4:23 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA